COMPARE : SAVINGS ACCOUNTS
Punjab National Bank Saving Accounts
PNB has categorized savings account into three categories – Total Freedom-Saving fund salary account, PNB VIDYARTHI savings fund account scheme and PNB ‘MITRA’ savings bank account.

Total Freedom-Saving fund salary account is an account for corporate employees. Under this account, bank offers salary credit facility to the employees and overdraft facility up to Rs 15,000/- or the last salary credited in the account, whichever is lower, at interest rates applicable to Personal loans employees. PNB VIDYARTHI savings fund account scheme is for the students who have attained the age of 10 and above, studying at various recognized educational institutions. PNB ‘MITRA’ savings bank account is an account created for the poorest / deserving sections of the society. It is a No-frills account. The account can be opened by an individual singly or jointly, minors at the age of 10 years and above, etc. The account can be opened with an initial deposit of Rs 25/-.
TOTAL FREEDOM – SAVING FUND SALARY ACCOUNT PNB VIDYARTHI SAVINGS FUND ACCOUNT SCHEME
PNB ‘MITRA’ SAVINGS BANK ACCOUNT PNB premium saving account
  Punjab National Bank : TOTAL FREEDOM – SAVING FUND SALARY ACCOUNT
  • Saving Fund Account to Corporate Employees for enabling them to have their Salary Credited as well as availing overdraft facility up to Rs. 15,000/- or the last salary credited in the account whichever is lower, at our interest rates applicable to Personal Loans to employees, it would be adjustable in bullet repayment at the time of next salary credit.
  • Free Cheque Books for routine requirements, (except bulk requirements for loans to be availed at any other bank- in that case normal cheque book charges would be levied).
  • Free inter-sol transactions
  • Free funds transfer from their accounts within our CBS branches and at 50% discount at non-CBS branches.
  • Free issuance of all types of certificates including interest certificate and balance certificate, etc.
  • Free of Cost maintenance of Demat Account (we shall be waiving the charges to be earned by PNB as annual fee, charges payable to NSDL would be recovered from the customers).
  • 50% discount in one locker at the branch convenient to the customer
  • PNB-HSBC Credit Cards shall also be got considered by HSBC on priority basis (only for eligible employees, at existing HSBC centres).

  Punjab National Bank : PNB VIDYARTHI SAVINGS FUND ACCOUNT SCHEME
  • Overdraft facility available for students (of reputed educational institutions only) who are staying away from their parents. It would be made available on the request of the student with the UNDERTAKING TO PAY/ CONSENT LETTER from earning parents/natural guardian/local guardian of student
  • No initial deposit Zero Balance Saving Fund Account.
  • Incidental Charges NIL
  • Ledger Folio Charges NIL

  Punjab National Bank : PNB ‘MITRA’ SAVINGS BANK ACCOUNT
  • Initial opening of account with just Rs.25/-
  • ZERO MINIMUM BALANCE requirement
  • Our Bank would allow first 50 transactions in a calendar year Free of Charge, thereafter a charge of Rs.10/- per transaction would be levied.
  • Customer would not be allowed to keep balance in this account (taken together with all other accounts with our Bank) more than Rs.50,000/- in this account in view of related KYC Norms
  • NO FREE OF COST CHEQUE BOOKS

  Punjab National Bank : PNB premium saving account
  • A rebate/ discount in locker rent 50% concession in locker rent
    for first year only(Small locker)


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