COMPARE : SAVINGS ACCOUNTS
Saving Accounts
Category A Saving Account Category B Saving Account
Category C Saving Account Power kids saving Account
Saving Account Savings plus account
Suvidha - Savings Account Senior Citizen
Citigold Axcess Plus
Super Value Parivaar
aaSaan Flex Plus
Flex Advantage Flex Privilege
Incentiv Regular Savings Account
Savings Plus Accounts SavingsMax Account
No Frill Account Institiutional Saving Account
Payroll Account Classic Salary Account
Regular Salary Account Premium Salary Account
Defence Salary Account No Frills Salary Account
Kid's Advantage Account Pension Saving Bank Account
Family Savings Account Kisan NoFrills Savings Account
Kisan Club Savings Account EasyAccess Acount
Power Salute Prime Savings Account
Salary Power Smart Privilege Account
Senior Privilege Azaadi - No Frills
Trust/NGO Savings Account Pension Savings Account
HSBC Savings Account No Frills Savings Account
SmartMoney Account Salary Titanium Account
SAVINGS BANK ACCOUNT CANSARAL SAVINGS ACCOUNT
SB GOLD SCHEME (CBS branches only) Power Account
Health Plus Savings Resident Foreign Currency Account
Baroda Centenary Savings Account Savings Bank Account
Super Savings Account Baroda Salary Advantage Saving Account
Nagrik Bachat Khata Advantage Savings Account
Personal Savings Account-db SavingsAccount Personal Savings Account- db Easy SavingsAccount (No-Frill Account)
Personal Savings Account - db SavingsAccount Value Plus Personal Savings Account-db Special SavingsAccount (Expat Account)
Personal Savings Account - db Advantage SavingsAccount Family Savings Account - db Family Account Value Plus
Family Savings Account -db Advantage Family Account Premium Savings Account
Special Premium Savings Account Synd-Super Premium Savings Bank Account
SyndSamanya Savings Bank Account Star Diamond Savings Account
BOI Savings Plus Scheme STAR POWER SALARY ACCOUNT
Corp New Gen - Students' SB account Corp Pragathi Account
Corp Classic Account CorpCompassion - Savings Bank
Universal Access Savings Gold Universal Access
Prepaid Savings Bank Account Vrrooom Savings Account
The Centurion No-Frills Savings Account TOTAL FREEDOM – SAVING FUND SALARY ACCOUNT
PNB VIDYARTHI SAVINGS FUND ACCOUNT SCHEME PNB ‘MITRA’ SAVINGS BANK ACCOUNT
Multi Gains Savings Account Union Super Salary Account
No Frills Savings Account United Basic SB Account
Vijaya Bank V Platinum Savings Bank Account
Vijaya Saral Savings Account Savings Bank Deposit Scheme
SB Ujala -No Frills Account Mahabank Lok Bachat Yojana
Mahabank Yuva Yojana flexi deposit sceme account
Ace Saving Accounts Edge Saving Accounts
Pro Saving Accounts Nova Saving Accounts
Classic Saving Accounts Easy Saving Accounts
Kotak Edge Salary Account Kotak Ace Salary Account
Savings Account Savings Bank Account
Savings Banks Account Janapriya special SB Account or No frills account
Regular Savings Privilege Savings (Standard)
Privilege Savings (SILVER) Privilege Savings (GOLD)
Privilege Savings (YOUTH PLUS) SuperSavings Account
Freedom Saving Account Regular Saving Account
Student Savings Account Rainbow Savings Account
Yuvashakti SB Account Smart Savings Bank Accoun
No Frills Account - Kalpataru AB Abhaya Plus
AB kiddy Bank Cent Savings Plus Account
CENT BAL Bhavishya CENT Bachat Khata
Rs. 5 Banking AllBank Premium SB Account
AllBank Mahila Sanchay Account AllBank Vikash SB Account
Sishu Mangal Deposit Scheme Premium Savings Account Scheme
Dena Jeevan SB Account Dena Savfix Deposit Scheme
Dena Freedom Deposit Scheme Dena Minors Savings Scheme
Alpha Bachat Khata Regular Savings Bank
Savings Banks Gold 1 Savings Bank Gold 2
Savings Bank Silver 1 Savings Bank Silver 2
No Frills Account IOB Student
Freedom SB SB Plus
FedPower FEDPOWER+
FEDCLASSIC FEDCLASSIC+
FEDSMART YUVAMITRA
NO Frills Savings MAHILAMITRA
Federal Institutional Savings Account (FISA) Indus Classic Savings Account
Indus Easy Savings Account Indus Privilege Savings Account
Indus Young Saver Indus Maxima Savings Account
SB-Basic Jeevan Sarathi for PH
SB Vidyarthi OBS Unnanti
Flex Plus Flex Advantage
Flex Privilege No-Frills
Incentiv-Salary Account Savings Account 5
Savings Account 10 Savings Account 25
Savings Account 100 Smart Salary Account
Savings Account Corp super saving account
Citi junior Account corp saral saving account
CSB Student Support Savings Scheme CSB Social Support Savings Scheme
CUB excel Cent Param
Young India Junior India
Saving Bank Account Insurance Linked Savings Bank Deposit Scheme
Elite Savings Account DCB CashBack Account
Classic Savings Account Premium Savings Account
Value Savings Account MaxiGain Platinum Savings Account
MaxiGain Classic Savings Account Dhanam + and ++ Savings Account
Simple Savings Account MaxiGain Supreme Savings Account
Smart Salary Savings Account Regular Savings Account
Orange Savings Bank Account Advantage Salary Account
Orange Salary Account Solo Savings Account
Saral Savings Account Freedom Account
ING Formula Savings Account General Savings Account
Zing Savings Account ZWIPE Savings Account
Elite Savings Elite Silver Saving Account
Savings for Kids (CUBS) Elite Gold Saving Account
Akshay Salary Account Janhit Account
KBL Vanitha KBL Kishore
KBL Tarun KBL Salary Privilege
SB GEN (General) SB Money Sapphire
Insurance Linked Savings Bank Accounts SB Money Platinum
SB Sugama Saral Savings Scheme
Saving Bank Account Mybank Suraksha Savings Account
Mybank Suraksha Savings Plus Account Saral Savings Bank Account
UCO No Frills Savings Bank Account No Frills Savings Bank Account
Corporate Salary Account - Silver Corporate Salary Account - Gold
Janatha SB account Corporate Salary Account - Diamond
SB Star Account Ratna advantage Account
Lakshmi Power Savings Account
Lakshmi Savings Gold Lakshmi Savings Star Gold
Regular savings Account suvidha savings account
Savings Bank Saving Bank Account
Savings Account No frills SB Account
Saving Account Group Salary Saving Account
Savings Account Dignity Saving
Student Power Super Saving
No Frill Account OBC platinum saving deposit account
Savings Account Basic Savings Account
Salary SB Account Savings Bank Account
SB Premium Account Dynamic Youth Savings Bank Account
GB Gold Savings Account Scheme Royal Savings Bank Account
VISA Savings Bank Account Future Stars Savings Account
Women's Savings Account AxisDirect
Insurance Agent Account YOUth Account
Women's Savings Account Senior Citizens Account
Basic Savings Bank Deposit Account Limited KYC Account
BOI Savings account BOI Savings account (No Frills)
BOI Super Saving Plus Jai Jawan Salary Plus Account
Star Power Salary Account Tax Benefit Term Deposit Scheme
AB gold account AB Super Salary SB Account
AB Easy Savings account eay access salary account
Prime Plus Savings Account Prime Salary Account
Canara Super Saving Salary Account Scheme Baroda Jeevan Suraksha Savings Bank Account
Star Suraksha SB Plus Account Canara Small Savings Bank Deposit Account
wealth salary account Baroda bachat Mitra
Corp Signature Premium SB Account Corp Nano Super - A flexi Saving Bank Account
Dhanam basic savings Salary Gold Account
Supershakti women account jubliee plus account
IB Smart Kid SB a/c Savings Bank Account
SB silver VIKAS SAVINGS KHATA
Corporate Salary Account IOB - SB platinum
special saving Account Jankalyanee Saving Account
Shakthi account Jumbo kids saving account
Prestige savings account No frills SB Acount
My junior Account LAKSHMI POWER SAVINGS ACCOUNT
Laxmi Youth Power Lakshmi Savings Balance Free
Oriental Salary Plus OBC Diamond saving Account
PNB premium saving account Saving account
Mahila savings Youth Plus
SIB Junior Silver Saving Account
Saral Bachat Khata Suraksha Savings bank Account
SSS gold salary account SSS silver salary account
YUVA savings Bank account Saving Bank account for students
Greater Premium Saving Deposit Greater Sampoorna Saving Deposit Scheme
Greater Sweekar Saving Bank Scheme Greater Sadhan Saving Bank Scheme
Minor Operated Saving Bank Deposit Scheme: Simple Saving Scheme
GB Premier Salary Savings Account Scheme savings account
savings account Saving account
Campus account for college students SPB GENERAL SAVING BANK ACCOUNT
SPB JUNIOR SAVING BANK ACCOUNT SPB PREMIUM SAVING BANK ACCOUNT SCHEME
saving bank acount Savings Deposit Account
SAVINGS ACCOUNT UCO Saral Savings Deposit Scheme
UCO Star Savings Deposit Scheme union flexi deposit
United Children Savings Account United Bonanza Savings Schemes
V Payroll Savings Bank Account V Balika Savings Bank Account
V Genuth Savings Bank Account Abhaya SB account
AB Jeevan abhaya Small Savings Account
BOI star mahila SB account BOI star gurukul SB account
Mahabank Royal saving account NON-RESIDENT ORDINARY ACCOUNT
BMB Silver saving account BMB saving account
Canara NSIGSE Savings Bank Deposit Account CANARA JEEVENDHARA- SB ACCOUNT FOR SENOIR CITIZENS
Cent premium savings account Corp Mahila power
Corp Arambh Dena senior citizen scheme
Value-plus savings account Dhanam Preferred savings account
Dhanam Premium Pride savings account
Presitige Savings Account Dhanam privilege
prestige savings account Fed Excel
Savings Max Account Silver Saving account
  ICICI Bank : Category A Saving Account
  • The ICICI Bank International debit card: It is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs.
  • The next time you want to withdraw cash from your ICICI Bank Savings account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card for free: The above benefit is available to individual domestic Savings Account holders on maintenance of a quarterly average balance of more than Rs.10, 000 in the savings account in a quarter. The above benefit can be availed in the same quarter.
  • Money Multiplier Facility.
  • Internet Banking is offered free of cost.
  • Anywhere Banking: This facility entitles the account holder to withdraw or deposit cash upto a limit of Rs.50,000 across all ICICI Bank branches.
  • You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
  • An average quarterly balance of Rs. 5,000 only.
  • Nomination facility is available.
  • Interest is payable half-yearly.

  ICICI Bank : Category B Saving Account
  • The ICICI Bank International debit card: It is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs.
  • The next time you want to withdraw cash from your ICICI Bank Savings account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card for free: The above benefit is available to individual domestic Savings Account holders on maintenance of a quarterly average balance of more than Rs.10, 000 in the savings account in a quarter. The above benefit can be availed in the same quarter.
  • Money Multiplier Facility.
  • Internet Banking is offered free of cost.
  • Anywhere Banking: This facility entitles the account holder to withdraw or deposit cash upto a limit of Rs.50,000 across all ICICI Bank branches.
  • You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
  • An average quarterly balance of Rs. 5,000 only.
  • Nomination facility is available.
  • Interest is payable half-yearly.

  ICICI Bank : Category C Saving Account
  • The ICICI Bank International debit card: It is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs.
  • The next time you want to withdraw cash from your ICICI Bank Savings account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card for free: The above benefit is available to individual domestic Savings Account holders on maintenance of a quarterly average balance of more than Rs.10, 000 in the savings account in a quarter. The above benefit can be availed in the same quarter.
  • Money Multiplier Facility.
  • Internet Banking is offered free of cost.
  • Anywhere Banking: This facility entitles the account holder to withdraw or deposit cash upto a limit of Rs.50,000 across all ICICI Bank branches.
  • You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
  • An average quarterly balance of Rs. 5,000 only.
  • Nomination facility is available.
  • Interest is payable half-yearly.

  IDBI Bank : Power kids saving Account

  State Bank of India : Saving Account
  • Card Convenience.
  • Easy and Wide Accessibility.
  • Moderate Earning.
  • Money Multipliers.
  • Transfer of accounts between our wide network of branches without any charge.
  • Facility to open your Savings Account in Single or Joint Names.
  • Low Minimum Balance Requirements.
  • Full Security of your money at all times.

  State Bank of India : Savings plus account
  • Open a Savings Plus Account and set a threshold limit.
  • Any surplus funds in the account exceeding the threshold limit, for a minimum amount of Rs.10,000/- and in multiple of Rs.1000/- in any one instance, are transferred as Term Deposit and earns interest as applicable to Term Deposits.
  • Flexibility to choose the period of deposit from 1 year to 5 years.
  • Flexibility to set any threshold limit of Rs.5,000/- or above.
  • Easy and Wide Accessibility.
  • Transfer of accounts between our wide network of branches without any charge.

  Citi Bank : Suvidha - Savings Account
  • Get Free Financial Investment Counseling to help your money grow.
  • Access your account anytime through Online and Phone Banking Pay utility bills, Credit Card dues, order Demand Drafts and do much more online.
  • Power Packed Savings Account.
  • 5 free transactions per month on other bank ATMs in India.
  • Daily transaction limit of Rs.75,000 on your ATM/Debit card.
  • Free demand drafts / Pay Orders / Payable at par cheque books.
  • Relationship pricing of Citibank Home Loan and Personal Loan.
  • CitiAlert: Free alerts on cheque status, Account balance, Debit and Credit Cards, Investment valuation through SMS or e-mails
  • Free value added Debit Card: Earn reward points every time you spend on your Debit Card & redeem them for cash or Gifts.
  • Free Accidental Insurance cover of Rs.1 lakh with the Card Benefits from Citibank Wealth Management and Expertise.
  • Use our team of Certified Investment Counselors for free Investment Counseling on Mutual Funds, Fixed Deposits and Insurance Products.
  • Manage your mutual fund investments from your desktop by opening an investment account linked with your Suvidha Account.
  • Get 24x7 access to buy, sell, track Mutual Funds online Banking at your fingertips
  • Citibank's Online Banking services for you to carry out almost all your banking transactions online while at home or in office:Pay your landline telephone, mobile, electricity & other utility bills online across 85 billers.
  • Transfer funds to any bank account in India.
  • Pay your Credit Card dues.
  • Request Cheque book and order Demand Drafts online.

  Citi Bank : Senior Citizen
  • Higher Interest on Fixed Deposits.
  • Free transactions at ATMs of all banks.
  • Dedicated Relationship Manager.
  • Customised Loan Products.
  • Succession Planning Service.
  • Free Citibank Credit Card.
  • Senior Citizen Card with special discounts at hospitals, labs, etc.
  • Tax relief for up to Rs. 1.95 lakhs.
  • Reverse mortgage.
  • Exclusive health insurance scheme.

  Citi Bank : Citigold
  • Citibank Multi-currency EEFC Account.
  • Citibank Stock Power.
  • Citibank Loans.
  • Foreign Exchange Services.
  • Wealth Management Products.
  • The Account Representative Service: This service allows you to nominate someone else to do your routine banking enquiries.
  • Citigold Business Centers: Citigold now provides you with the luxury of an office away from office. State-of-the-art and easily available, your new Citigold Business Center is an exclusive privilege to help you conduct your business at ease.
  • CitiAlert: CitiAlert allows you to get e-mail / mobile alerts on your account balances, debits and credits, due date of Credit Card or utility bills and mutual fund related transactions.
  • One Glance Statement: Your Citigold Account offers you the unmatched convenience of a One Glance Statement of Account. The One Glance Statement gives you a comprehensive and detailed view of all your Citibank Accounts
  • Citigold Online: Get connected from anywhere, anytime and access a range of services offered by Citigold Account. Citigold Online helps you access your Citigold Account, 24 hours a day, 7 days a week.

  Standard Chartered Bank : Axcess Plus
  • FREE Unlimited Visa ATM transactions (Cash withdrawal and balance enquiry)
  • FREE Standard Chartered Bank branch access across the county
  • FREE Doorstep Banking
  • FREE Demand Drafts/Pay Orders (drawn at SCB locations)
  • FREE Payable at Par Chequebook
  • International Debit Card
  • Extended Banking Hours

  Standard Chartered Bank : Super Value
  • Free globally valid Debit-cum-ATM card.
  • Free Access to 6500 ATMs in India.
  • Free Doorstep Banking.
  • Free Payable at Par cheque book/ account statements / DDs
  • Free Bill Pay.
  • Free Inter Bank Funds Transfer.
  • Free Foreign Inward Remittance Certificates.
  • Other benefits of the SuperValue account:
    • Globally valid debit card: Make purchases at over 12 million merchant outlets and withdraw cash at over 810,000 ATMs worldwide using funds from your account
    • Multicity Banking: Access your account even when you are out of town
    • Enjoy extended Banking hours at all our branches, and Speed Cheque Clearing and Metro Clearing facilities.
    • 24-hour branches, 365 day branches available at select locations
    • Phone banking: Available to you 365 days a year on a 24-hour basis in the metros and everyday of the week at other centers
    • Internet banking: Access and transact on your accounts through the Internet from any part of the world
    • Free Investment Advisory Services to assist you in investing in a range of mutual funds
    • Full suite of complimentary banking services including credit cards, loan products and capital market services.

  Standard Chartered Bank : Parivaar
  • Your family can maintain individual savings accounts with the benefit of clubbing balances in grouped accounts.
  • Anytime, anywhere access to accounts through ATMs, Phone Banking and Internet banking.
  • Option of Systematic Investment Plan (SIP): A well known long term wealth building tool that allows you to invest a fixed amount of money every month in specific mutual funds. This comes with a direct debit facility and avoids the need to remember dates and write cheques every month.
  • Globally valid ATM-cum-debit card can be used at 55,000 merchant outlets in India and 12 million outlets worldwide.

  Standard Chartered Bank : aaSaan
  • No Minimum Balance requirement.
  • Free unlimited access to any SCB branch across the country for Customer-in-person.
  • Unlimited Free access to Standard Chartered Bank ATM's.
  • Upto 4 free cash withdrawal transactions per month at other domestic VISA ATMs.
  • Nominal quarterly fee of Rs. 100 (reversed if the Average Balance in the quarter is Rs 10,000 or more).

  ABN AMRO : Flex Plus
  • EXTRA ACCESS: Experience the freedom of accessing your account from anywhere, anytime.
  • With ABN AMRO Flex Plus Savings Account, you’ll never be far away from your money.
  • International Debit Card.
  • 365 Days Banking.
  • 24-Hour Bank by Phone.
  • Bancafé: Enjoy a cup of fresh coffee while banking between 7.30 pm and 11 pm at our Bancafé.
  • Wide ATM Access.
  • Mobile/SMS Banking - Mpower
  • National Access.
  • EXTRA CONVENIENCE: Here is a savings account that gives due importance to your convenience. It lets you enjoy value-added services right from the comfort of your home or office. And, thereby, saves your precious time too!
  • Customised Alerts.
  • Utility Payments.
  • Online Railway Reservations.
  • E- Statements
  • Free Payable At Par Cheque Books.
  • EXTRA EARNINGS: Enhance your earnings in ways you would have never imagined. Get rewarded for using your account, and avail an array of benefits that promise to make your wallet happier!
  • Royalties: When you open an ABN AMRO Flex Plus Savings Account, you automatically become a member of India’s first Banking Rewards Program.
  • Co-branded Indian Airlines Debit Card: Free membership to IA Flying Returns Program, Free upgrade to business class, 10% discount on regular fares, 5% discount on APEX fares and bonus royalties on tickets, and much more. These power packed features are available at a registration fee of Rs.399 and renewal charges of Rs.250 p.a. (service tax extra).
  • International Debit Card: Shop at over 60,000 outlets in India and 6 million outlets around the world.

  ABN AMRO : Flex Advantage
  • Ease of Transactions
  • No Minimum Balance: The Flex Advantage Savings Account comes with a unique feature. It lets you operate your account without maintaining a minimum balance. Fulfill a simple criteria and avail of this benefit.
  • Extra Convenience
  • Customised Alerts
  • Utility Payments.
  • Mobile Banking - Mpower
  • E-Statements
  • Portfolio Statement: Get a comprehensive combined statement along with individual account statements if you have more than one account at ABN AMRO.
  • Bancafé: Enjoy a cup of fresh coffee while banking between 7.30 pm and 11 pm at our Bancafé.
  • Personalised Payable at Par Cheque Books.
  • Co-branded Indian Airlines Debit Card: Get unbelievable offers while you travel with Indian Airlines, like free membership to IA Flying Returns Program, 10% discount on regular fares, 5 % discount on Easy Fares for you and your companion, bonus royalties on tickets and much more. These amazing benefits are available at a registration fee of Rs. 399 and renewal charges of Rs. 250 p.a.
  • National Access + 365 Days Banking
  • 24-Hour Bank by Phone
  • Wide ATM Access
  • International Debit Card
  • Purchase on debit card (ATM daily limit) Rs 50,000
  • Free Railway Ticket booking services

  ABN AMRO : Flex Privilege
  • THE PRIVILEGE OF EXCLUSIVITY:
    • Complimentary Add-on Accounts: Extend the privileges on this exclusive account to your family with two complimentary savings accounts.
    • International Debit Card.
    • Any ATM Access.
    • Welcome Royalties: When you open an ABN AMRO Flex Privilege Savings Account, you automatically become a member of India’s first Banking Rewards Program. At the onset, get 500 royalty points*. With every transaction on your ABN AMRO Bank ATMs, NetBanking, Bank by Phone, and Debit Card, you will earn reward points. More the points, more gifts to exchange them for.
  • THE PRIVILEGE OF VALUE ADDED SERVICES:
    • Co-branded Indian Airlines Debit Card: Get never-before offers while travelling the world with Indian Airlines - Free membership to IA Flying Returns Program, Free upgrade to business class, 10% discount on regular fares, 5% discount on APEX fares, bonus royalties on tickets, and much more. These power packed features are available at a registration fee of Rs.399 and renewal charges of Rs.250 p.a., service tax extra. (As an introductory offer, the registration fee can be adjusted against the Welcome Points).
    • E-Statements
    • Utility Payments
    • Online Railway Reservation.
    • Coffee at Bancafé.
    • Customised Alerts .
  • THE PRIVILEGE OF BENEFITS:
    • Free Demand Drafts
    • Personalised Payable At Par Cheque Books
    • Drop-Box Service
    • Portfolio Statements
  • THE PRIVILEGE OF TIME :
    • 365 Days Banking + National Access
    • Mobile/SMS Banking - Mpower
    • 24-Hour Bank by Phone

  ABN AMRO : Incentiv
  • Zero Balance Account: You do not have to maintain a minimum balance in your Savings Account.
  • International Debit Card: you get a Debit Card which is free for the first year. The globally valid ABN AMRO Debit Card is the easiest way to access your savings account. You can use your debit card for shopping at over 22500 Maestro merchant outlets in India and over 6 million outlets across the world. Thus, you can access your money anywhere in the world.
  • Wide ATM access
  • Safety Shield - a temporary overdraft facility
  • Royalties: India's first Banking Rewards Program Do you know that ABN AMRO Bank gives you benefits for using your account? Thus when you withdraw cash from an ABN AMRO ATM or use NetBanking, you earn valuable points. As an Incentiv customer you are automatically enrolled into Royalties. You can earn points for transactions on ABN AMRO Bank ATMs, Bank by Phone, NetBanking and your Debit card. The points you earn can be redeemed for exciting gifts.
  • 365 Days Banking-up to 7 pm.
  • Personal and Car Loans: Now you can buy the latest computer, that expensive diamond necklace or even plan a holiday abroad through ABN AMRO Personal Loans, available from Rs. 50,000 up to Rs. 10,00,000. ABN AMRO offers Car Loans up to 90%, for up to 5 years at very attractive interest rates. As a customer of the bank, you could be eligible for special rates of interest on the above products.
  • Insurance Products: We offer a range of top of the line Insurance products. This includes Life and Non-life insurance products like Car, Home and Contents, Medical, Personal Accident and Travel Insurance. Available to you at a remarkably easy enrolment and excellent customer service, these products also come with the added convenience of guaranteed acceptance and automatic account debit for payment of premiums. All at very special rates.
  • National Access: Open an account in any branch and access it from any other branch in India.
  • Portfolio Statements
  • Combined Interest Certificates.
  • Free Credit Card: The Freedom Credit Card can be yours FREE for the first year with an Add-on card, also free for the first year. You can also apply for India's first chip-enabled Credit Card - the Smart Gold Card - and get one Add-on card free for life!

  HDFC Bank : Regular Savings Account
  • Wide network of branches and over thousand ATMs to meet all your banking needs no matter where you are located.
  • Bank conveniently with facilities like NetBanking and MobileBanking- check your account balance, pay utility bills or stop cheque payment, through SMS.
  • Never overspend- Shop using your International Debit Card that reflects the actual balance in your savings account.
  • Personalised cheques with your name printed on each cheque leaf for enhanced security.
  • Take advantage of BillPay, an instant solution to all your frequent utility bill payments. Instruct for payment over the phone or through the Internet.
  • Avail of facilities like Safe Deposit Locker, Sweep-In and Super Saver facility on your account.
  • 3 Free transactions on SBI/Andhra Bank ATMs per month.
  • Free Payable-at-Par chequebook, without any usage charges upto a limit of Rs.50,000/- per month.
  • Free InstaAlerts for all account holders for lifetime of the account.
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Email Statement facility.

  HDFC Bank : Savings Plus Accounts
  • Wide network of branches and over thousand ATMs to meet all your banking needs no matter where you are located.
  • 2 Free transactions on SBI/Andhra Bank ATMs per month.
  • 3 Free transactions on any other Bank's ATM per month.
  • Free International Debit Card for all account holders for life time of the account.
  • Free Payable at Par (PAP) chequebook without any usage charges upto a limit of 50,000 per month.
  • Free Demand Drafts on HDFC Bank locations, upto a limit of 25,000/- per day.
  • Free BillPay & InstaAlerts for all account holders for lifetime of the account.
  • Free Electronic Funds Transfer facility, NetBanking, PhoneBanking & MobileBanking.
  • Special relationship discount on purchase of Gold Bars.
  • 25%-off on the Locker rental for the 1st year (only).
  • Intercity Banking / Multi-city Banking.,/li>
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Email Statement facility .

  HDFC Bank : SavingsMax Account
  • Free unlimited transactions: Cash withdrawal and balance enquiry, at all HDFC Bank ATMs & on any other Bank's ATM using your HDFC Bank Debit Card.
  • Free Gold Debit Card for primary account holder for lifetime of the account. Gold Debit Card for other account holders at Rs 250/- p.a.
  • Free Woman's Advantage/International Debit Card for all account holders for lifetime of the account.
  • Free Payable-at-Par (PAP) chequebook, without any usage charges upto a limit of 1 lac per month.
  • Free Demand Drafts on HDFC Bank locations, upto a limit of 50,000/- per day at home branch.
  • Self/Third Party Cash Deposit/Withdrawal at non-home branches, upto Rs 50,000/- per day free. Above Rs 50,000 a charge of Rs 2.90 per thousand on the full amount would be applicable.
  • Optional sweep out facility to transfer extra savings to a Fixed Deposit, at the threshold of Rs.50,000/-. In the event of the balance in SavingsMax account exceeding Rs 50,000/-, the amount in excess of Rs 50,000/- will be swept out in to a Fixed Deposit with a minimum value of Rs 25000/- for a 1year 1day period.
  • Free BillPay & InstaAlerts for all account holders for lifetime of the account.
  • Free Monthly Statement of Account.
  • 50% off on the Locker rental for the 1st year only.
  • Folio maintenance charges on Demat account free for first year.
  • Free National Electronic Funds Transfer facility, NetBanking, PhoneBanking & MobileBanking.
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Email Statement facility .

  HDFC Bank : No Frill Account
  • Access a wide network of branches and over a thousand ATMs across the country to meet all your banking needs.
  • Bank conveniently with facilities like Free NetBanking and MobileBanking.
  • Use the Free Electronic Funds Transfer (EFT) facility to transfer funds from your HDFC Bank account to an account in another Bank at the locations as specified by RBI.
  • Enjoy Free IVR based PhoneBanking. (Agent assisted calls will be charged)
  • Get Free Quarterly Account Statements.
  • Access your account through a Free ATM Card.
  • Enjoy free Cash Deposits at Branch/ATM.
  • 9 Free Cash withdrawals per Quarter at Branch and HDFC Bank ATMs.
    • This includes 1 Cash withdrawal per month at the Branch and 2 Cash withdrawals per month at HDFC Bank ATMs.
    • Additional ATM Cash withdrawals in the month will be charged Rs. 15/- per transaction. Other transactions like cheque deposit, balance enquiry and mini-statement at the ATMs will be free of charge and without any restrictions.
    • Additional Branch Cash withdrawals in the month will be charged @ Rs.50/- per transaction. Cheque deposits at branches will be free of charge and without any restrictions.
  • International Debit Card available only on request at the branch @ Rs. 100/- p.a. for each applicant.
  • First Chequebook consisting of 25 leaves free and subsequent cheque books to be charged at the rate of Rs 5/- per cheque leaf.
  • Take advantage of BillPay, an instant solution to all your frequent utility bill payments. Instruct for payment over the phone or through the Internet.
  • Enjoy InstaAlerts via e-mails or SMS at nominal charges.
  • Avail facilities like Safe Deposit Locker, Sweep-In and Super Saver on your account.
  • Free Email Statement facility.

  HDFC Bank : Institiutional Saving Account
  • Zero balance account.
  • Payable at Par chequebook facility Free: You can now use your PAP chequebook at any of HDFC Bank locations (through Clearing only) without any charge.
  • Avail of Free Outstation Cheque Collection at HDFC Bank locations across the country.
  • You can also avail of special rates for outstation cheque collection at non-HDFC Bank locations.
  • Enjoy unlimited DDs on HDFC Bank locations Free.
  • Carry out cash transactions at any HDFC Bank branch. Third party cash transactions up to Rs.50,000/ - per day Free.
  • Get monthly account statements Free.
  • Avail special discounts on Foreign exchange transactions.
  • Bank from home using our 24-hour NetBanking & PhoneBanking service.
  • Collect fees, donations online using our Payment Gateway facility.
  • Invest your surplus funds smartly! Get valuable investment advice from our monthly newsletter absolutely Free.

  HDFC Bank : Payroll Account
  • Zero Balance Account.
  • Nil Interest payout on account balance
  • Personal Accident Insurance cover of Rs. 2,00,000/-
  • Free Payroll Debit Card - (max cash withdrawal at ATMs- Rs 15,000/- and Rs 25,000 at shopping avenues)
  • Branch transactions at Rs. 60/- per transaction.
  • Free Net Banking, Phone Banking, Mobile Banking.
  • BillPay facility at Rs 25/- (plus taxes) per qtr. per Customer ID.
  • InstaAlert facility at Rs 25/- (plus taxes) per qtr. per account.
  • Up to 6 free ATM cash withdrawal transactions; thereafter Rs. 30/- per transaction.
  • Six-monthly account statements.
  • Free Monthly email statements (optional).
  • Cheque book issuance @ charge of Rs.5 per leaf (only on request and this is not a standard offering )
  • Free Passbook facility available at home branch for account holders (individuals)

  HDFC Bank : Classic Salary Account
  • Zero Balance Account
  • Free personalised cheque books.
  • Free ATM Card with a withdrawal limit of up to Rs. 10,000/- per day.
  • Free facilities like Net Banking, Phone Banking and Mobile Banking.
  • Free inter-city and inter-branch banking.
  • Half yearly statements.
  • Free Monthly email statements (optional).
  • Billpay facility
  • Free Passbook facility available at home branch for account holders (individuals)

  HDFC Bank : Regular Salary Account
  • No minimum balance required
  • Interest at the applicable savings account rate.
  • Free International Debit card with ATM cash withdrawal limit of up to Rs. 15,000 and Rs. 25,000 (non-cash) at shopping avenues.
  • Free issuance of Demand Drafts up to Rs. 25,000 per instrument, payable at branches within the HDFC Banking network.
  • Free Net Banking, Phone Banking, Mobile Banking.
  • Free Sweep-in facility.
  • Free inter-city/branch banking.
  • Safe Deposit Lockers (subject to availability).
  • Quarterly statements.
  • Free Monthly email statements (optional)
  • Free Payable at Par Chequebook.
  • Preferential rates on loan products offered by the bank.
  • Preferential rates on forex transactions.
  • Billpay facility.
  • Free InstaAlert facility.
  • Free Passbook facility available at home branch for account holders (individuals).

  HDFC Bank : Premium Salary Account
  • Free International Debit Card and Add-on Debit card for life.
  • Free Personal Insurance Accident cover up to Rs. 2,00,000/- on the Debit card.
  • Free Debit card withdrawals - max cash withdrawal at ATMs- Rs 25,000/- and Rs 50,000 (non-cash) at shopping avenues.
  • Preferential rates for Gold and Silver credit cards.
  • Free Demand Drafts up to Rs. 25,000 per instrument, per instrument payable at branches within the HDFC Banking network.
  • Free BillPay and Insta Alert facility.
  • Free Payable at Par Chequebook.
  • Free monthly account statements.
  • Free Monthly email statements (optional).
  • Free ATM transactions on non-HDFC Bank Visa/Cirrus network ATM's.
  • Free Passbook facility available at home branch for account holders (individuals)

  HDFC Bank : Defence Salary Account
  • The Defence Salary Account is a Zero Balance account.
  • Free for life International Debit Card and one add-on Debit Card with no annual fees for the first year.
  • Enjoy facilities like NetBanking, PhoneBanking, MobileBanking, BillPay, ATM facility, inter-city and inter-branch banking.
  • Free Funds Transfer to any other HDFC Bank account in any city/branch and free Demand Drafts up to Rs. 25,000/-.
  • Enjoy preferential rates on Loans Against Shares, New Car Loans and Used Car Loans, Consumer Loans and Personal Loans.
  • Free Payable at Par Chequebook.
  • Enjoy Free InstaAlert Facility.
  • Free Monthly Accounts Statements - Free Monthly email statements (optional).
  • Free Passbook facility available at home branch for account holders (individuals).

  HDFC Bank : No Frills Salary Account


  • Access a wide network of branches and over a thousand ATMs across the country to meet all your banking needs.

  • Bank conveniently with facilities like Free NetBanking and MobileBanking.

  • Use the Free Electronic Funds Transfer (EFT) facility to transfer funds from your HDFC Bank account to an account in another Bank at the locations as specified by RBI.

  • Enjoy Free IVR based PhoneBanking. (Agent assisted calls will be charged*).

  • Get Free Quarterly Account Statements.

  • Free Monthly email statements (optional).

  • Access your account through a Free ATM Card.

  • Enjoy free Cash Deposits at Branch/ATM.

  • Free Cash withdrawals per Month at Branch and HDFC Bank ATMs

    • This includes 1 Cash withdrawal per month at the Branch and 2 Cash withdrawals per month at HDFC Bank ATMs

    • Additional ATM Cash withdrawals in the month will be charged Rs. 15/- per transaction. Other transactions like cheque deposit, balance enquiry and mini-statement at the ATMs will be free of charge and without any restrictions

    • Additional Branch Cash withdrawals in the month will be charged @ Rs.50/- per transaction. Cheque deposits at branches will be free of charge and without any restrictions


  • Free ATM Card for life.

  • International Debit Card available only on request at the branch @ Rs. 100/- p.a. for each applicant.

  • First Chequebook consisting of 25 leaves free and subsequent cheque books to be charged at the rate of Rs 5/- per cheque leaf.

  • Take advantage of BillPay, an instant solution to all your frequent utility bill payments. Instruct for payment over the phone or through the Internet.

  • Enjoy InstaAlerts via e-mails or SMS at nominal charges.

  • Avail facilities like Safe Deposit Locker, Sweep-In and Super Saver on your account.

  • Free Passbook facility available at home branch for account holders (individuals) .


  HDFC Bank : Kid's Advantage Account
  • Builds up savings for your child's future.
  • Automatically increases the balance in your Kids Advantage.
  • Account by transferring a fixed sum from your Savings Account every month.
  • Amounts in excess of Rs. 5,000/- over and above a balance of Rs. 10,000/- gets converted into Fixed Deposits for a specified period in your child's name.
  • Free International Debit Card for your child (above 7 years of age) with a maximum drawing capability of Rs. 2,500/- per day.
  • Free Education Insurance cover of up to Rs. 1,00,000/- for your child with every Kids Advantage Account.
  • Net Banking facility to monitor both, your Savings Account as well as your Kids Advantage Account.
  • Free Funds Transfer between your Savings Account and your Kids Advantage Account.
  • Opt for systematic Investment in Mutual Funds to plan for your childs future.
  • Free InstaAlerts for all account holders for lifetime of the account.
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Email Statement facility.

  HDFC Bank : Pension Saving Bank Account
    The Pension Saving account is a Zero Balance Account.
  • Timely credit of receivables.
  • Free International Debit Card.
  • Enjoy facilities such as NetBanking, PhoneBanking, BillPay, ATM facility, inter-city and inter-branch banking.
  • Pension Accounts are transferable from one branch/bank to another.
  • The HDFC Bank advantage
    • Pension Accounts are opened immediately after advice, and deliverables reach in time- within the 1st and 5th of the new month (in case of EPFO) and last day of the month (in case of Central Govt. Civil Pensions).
    • Timely communication to the customer on receipt of the PPO.
    • No delays in commencement of pension disbursals (subject to all the stipulated terms/conditions are fulfilled by the pensioner).
    • Dispatch of credit advice containing detailed calculations of the amount credited each month within 10 days of the payment.
    • Timely issue of Form- 16A (by April 15th) for tax deducted at source in the immediately previous financial year.
    • Timely intimation of revisions due to changes in rates of Pension or Dearness Allowance.
    • Immediate action in case family pension devolves to the spouse.

  HDFC Bank : Family Savings Account
  • All account holders can operate their account freely without worrying about their minimum balance.
  • Family members with NRI status can also be part of the group.
  • Get 5 Free Cash withdrawal transactions on SBI ATMs per group per month.
  • Upto 2 free DD's/ MC's on HDFC Bank locations per account per month (max. up to Rs. 25,000/- per instrument per day).
  • Free International Debit Card for all account holders till the account is part of the Family group. (NRO Accounts will be issued only ATM cards).
  • Free BillPay & InstaAlerts facility for all account holders till the account is part of the Family Group.
  • Free Standing Instructions for investment into Mutual Funds.
  • Free OneView to access all your accounts.
  • Free MobileBanking, NetBanking & PhoneBanking.
  • Enjoy a Savings account to Savings acount sweep-in to a nominated account (sweep-in to NRE accounts not permitted from resident / NRO accounts).
  • Payable-at-par facility at a nominal cost for all accounts in the family group. (Available only on request at the branch.)
  • Cash delivery @ Rs. 50/- per delivery. (Available in select cities only).
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Email statements .

  HDFC Bank : Kisan NoFrills Savings Account
  • Initial Pay-In & AQB requirement = Nil.
  • Free Cash Deposit at ATM / Branch.
  • One Branch Cash Withdrawal Transaction & Two ATM Withdrawal Transactions Free per month.
  • Free Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs.
  • One Cheque book of 25 Leaves free.
  • Free NetBanking , MobileBanking and PhoneBanking.
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Monthly email statements .

  HDFC Bank : Kisan Club Savings Account
  • Free Personalised Cheque Book.
  • Free PAP Cheque Book (issued only on request).
  • No Cheque Book Charges (issuance charges as per S&F brouchure apply).
  • Free International Debit Card for 1st Year.
  • Free Personal Accident Insurance cover of Rs.2.00 Lacs on Debit Card.
  • Inter Branch Banking.
  • Free PhoneBanking , MobileBanking and NetBanking.
  • Free Passbook facility available at home branch for account holders (individuals).
  • Free Monthly email statements .

  AXIS BANK : EasyAccess Acount
  • At Par Cheque Book: You can encash these cheques as local cheques at any of the 257 centers where the bank has a presence, at no extra cost. Drafts are now history.
  • ATM Network: EasyAccess also entitles you to an International Debit Card with which you can access your account anytime at all our ATMs - both, Visa enabled and our partner banks - across the country. Withdrawals and deposits (money as well as cheques) are possible with your Debit Card. And unlike most other ATMs, an Axis Bank ATM allows you to withdraw upto Rs 40,000 per day.
  • Anywhere Banking: Transactions like cash deposits, cash withdrawal, transfers and clearing deposits can all be carried out wherever you happen to be.
  • Telebanking
  • iConnect
  • Account Statement: Quarterly statements are delivered free of cost.

  AXIS BANK : Power Salute
    At-par Cheque Facility: With the at-par cheque facility it will no longer be necessary to set up new bank accounts with each transfer.
  • Financial Advisory Services.
  • International Debit cum ATM Card (Photo-signature card):
    • Free, even to the joint holder
    • Personal Accident Insurance Cover of upto Rs 2 lacs per cardholder
    • Cash withdrawal of upto Rs 40,000 daily
    • Purchase protection and Zero Card Liability
    • International Accepted at 9,00,000 ATMs and 22 million merchant establishments worldwide.
  • Computerised Statements:
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    • Free on a quarterly basis.
    • Free monthly statements on e-mail (Customer has to register for Internet Banking).
  • Joint Account Facility Available
  • Flexi (2-in-1) Encash Deposits Available subject to terms and conditions.
  • Demat Account Available
  • Financial Advisory Services Free with daily electronic updates
  • Power Loans:
    • Power Homes - Housing Loans
    • Personal Power - Personal Loans
    • Study Power - Educational Loans
    • Consumer Power - Consumer Loans
    • Power Drive - Vehicle Loans
    • Optional Gold Debit Card Access to any Bank ATM
    • Credit Cards Available
    • Online Trading Available
    • Built-In Insurance (Medical and Burglary) scheme: Unique facility of availing Insurance option in built in the account available.
    • Built-in SIP scheme: Unique facility of availing SIP option in built in the account available
    • Priority Banking: Reduced balance criteria for availing Priority Banking that entitles you to exclusive banking and lifestyle privileges.
    • Telebanking Free (available for 24 hours at select centers)
    • Fund transfer facility: Transfer funds from your Salary Power account to any bank account in India free of charge.
    • Meal Card - The best substitute for the traditional Sodexo/Accor Meal coupons/vouchers.
    • Gift Card - Prepaid, Rupee Denominated, Non Reloadable card - Ideal for Gifting.
    Note: Power Salute is a special account offered to customers with regular direct salary credits coming into this account. In case, the monthly salary is not credited into the account for more than 3 consecutive months, the special features offered under Power Salute account shall stand withdrawn and the account shall be treated as Normal Savings Account under our standard charge structure and all charges shall be levied and applied as applicable to normal savings accounts.

  AXIS BANK : Prime Savings Account
  • At Par Cheque Facility with an enhanced limit upto Rs. 1,00,000
  • Free monthly statement of account.
  • Free DD/PO (drawn on Axis Bank Centers).
  • Free Passbook.
  • International Debit card with an Accidental Insurance cover upto Rs. 2 lakhs (Issuance charge waived).
  • Increased cash deposit/withdrawal limits at non home branches.
  • Option of automatic movement of excess funds in the savings account to higher earning fixed deposits.
  • Access through more than 500 offices & 2300 ATMs.
  • 24*7 Telebanking, Internet banking and Mobile Banking.

  AXIS BANK : Salary Power
  • No minimum balance
  • Anywhere Banking Available across the country.
  • Multi-city at-par Cheque Book.
  • International Debit cum ATM Card:
    • Personal Accident Insurance cover of upto Rs 2 lacs per cardholder
    • Cash withdrawal of upto Rs 25,000 daily
    • Purchase protection and Zero Card Liability
    • Accepted at 9,00,000 ATMs and 22 million merchant establishments worldwide.
  • Computerizes statements:
    • Free on a quarterly basis
    • Free monthly statements on email (Customer has to register for Internet Banking)
  • Joint Account Facility Available.
  • Flexi (2-in-1) Encash Deposits Available subject to terms and conditions
  • Demand Drafts: Free Demand Drafts drawn on Axis Bank Branches.
  • Demat Account Available
  • Financial Advisory Services Available
  • Power Loans
    • Power Homes - Housing LoansPersonal Power - Personal Loans
    • Study Power - Educational Loans.
    • Consumer Power - Consumer Loans
    • Power Drive - Vehicle Loans.
  • Optional Gold Debit Card Access to any Bank ATM.
  • Credit Cards Available
  • Online Trading Available
  • Built-In Insurance (Medical and Burglary) scheme Unique facility of availing Insurance option in built in the account available
  • Built-in SIP scheme Unique facility of availing SIP option in built in the account available
  • Priority Banking Reduced balance criteria for availing Priority Banking that entitles you to exclusive banking and lifestyle privileges.
  • Internet Banking: Available as iConnect with enhanced features like free bill payments (eg, electricity bills) and electronic payment of premiums (LIC - Insurance Premium) at select centres. Online shopping and E-Brokering.
  • Telebanking Free (available for 24 hours at select centers)
  • Funds Transfer: Transfer funds from your Salary Power account to any bank account in India free of charge.
  • Meal Card: The best substitute for the traditional Sodexo/Accor Meal coupons/vouchers.
  • Gift Card Prepaid, Rupee Denominated, Non Reloadable card - Ideal for Gifting.

  AXIS BANK : Smart Privilege Account
  • Zero balance minor account
  • Smart Advantage: Smart Advantage is an exclusive insurance cover specially designed for the holders of Special Women's Account that covers woman related diseases. This insurance protects the woman against the risk of serious illness. It gives the policyholder the security of knowing that a guaranteed cash sum will be paid in case she is diagnosed with a life-threatening illness. The insurance is available at a nominal premium to existing Special Women's Account holders. Coverage and Benefits:
    • Critical Illness Benefit
    • Congenital Disability Benefit.
    • Children Education Bonus.
    • Loss of Job as covered in the policy
  • Discount on Retail purchases.
  • Specially designed International Debit card
    • Photo Signature Card.
    • International Acceptance.
    • No Issuance charges.
    • Annual Charges @ Rs 95 plus service tax
    • Free Personal Accidental Insurance cover upto Rs. 2 lacs.
  • Dedicated Relationship Manager.
  • Financial Advisory Services
  • Monthly statement of account.
  • Concessional loan rate for personal & consumer loans.
  • At-par cheque facility: Upto Rs 50,000 your cheque will be treated as a local cheque at any of the 209 centers where the bank has a presence, at no extra cost. No hassle of Demand Drafts/Pay Orders henceforth.
  • Shopping Catalogue: Shopping Catalogue is an effort on our part to facilitate easy shopping to you. So you can shop from home or office. It is the outcome of a special tie-up between Axis Bank and Value Mart, a TIMMS Consultancy Pvt. Ltd. The shopping catalogue features various products, ranging from home utilities, kitchen appliances and other lifestyle products at a special price for the Special Women's Account holders only.

  •   AXIS BANK : Senior Privilege
    • Relationship Managers
    • Free At-par Cheque book: As our "Senior Privilege" account holder, you will receive free "At-par" cheque book, which empowers you to encash your cheques as local cheques at any of the Axis Bank branch center.
    • Free Debit cards for the primary and the joint account holders: An "Senior Privilege" account with Axis bank entitles you to a free International Debit card, which enables you to access your account anytime at more than 2300 ATMs across the country. You can withdraw and deposit money and cheques with your debit card. The daily withdrawal limit in an Axis bank is a high Rs 40,000. You can use your debit card to make purchases at merchant establishment. A unique security feature to help safeguard your hard earned money is your photograph and signature on the face of your debit card. This feature is not followed by all banks.
    • Free Monthly Statement of Accounts/Free Passbook: You would be entitled to a monthly statement of account. You can also opt for passbook facility, at no additional cost.
    • Free Issuance of Pay Orders or Demand Drafts drawn on Axis Bank branches: Get commission-free Demand Drafts and Pay Orders from our branches drawn on Axis bank branch.
    • Complimentary Financial Planning
    • Free Outward Remittances once a year: Remitting your money out of India is possible for free once a year through our correspondent banks.
    • Faster Credits to Foreign Cheques: Funds remitted by your near and dear ones abroad now get to you faster than ever.
    • Cheque pickup and Cash delivery services: Extended cash and cheque pickup services are provided by us free of cost. You can also have cash delivered at your residence at a nominal charge of Rs 50 per delivery.
    • Telebanking
    • Anywhere Banking

      AXIS BANK : Azaadi - No Frills
    • Zero Balance Savings Account: No need to maintain a fixed, mandatory amount in your account.
    • Instant Welcome Kit: Handed over to you at the time of account opening, the kit will consist of your account number, debit card, debit card PIN, internet banking PIN and phone banking PIN numbers.
    • International Debit Card: Which gives you access to over 1,800 ATMs across the country, enabling you to make deposits or withdraw cash at any time of the day or night.
    • Phone Banking and Internet Banking: You can conveniently check your balance, transaction details etc. anytime from anywhere over telephone or using the Internet, for no extra charge.

      AXIS BANK : Trust/NGO Savings Account
    • A Savings Account for your Trust with a concessional Average Quarterly Balance.A multi-city at-par cheque facility with no limit on clearing payments at centers across the country wherever we are present.
    • Free Anywhere Banking across all our Branches and Extension Counters and over all our ATMs.
    • Free Demand Drafts or Pay Orders as and when required by you to remit funds.
    • Facility for collecting donations in your account through our network of Branches and Extension Counters across the country, as well as through iConnect - our Internet Banking facility.
    • Investment Advice
    • Free Demat: To facilitate your investments, we offer a free Demat Account (charges due to NSDL must still be levied) to our esteemed account holders in the Trust or Society segment.
    • Constituent Subsidiary General Ledger (SGL) account: The Constituent Subsidiary General Ledger (SGL) account through which investments in Govt. securities are carried out comes with a host of value-added services:
      • Investment advice related to the customer's g-sec portfolio.
      • Offer of better rates on sale of government securities from the Bank's stock of securities.
      • Concessions in transaction and service charges. (However charges that have to be directly passed on to the Clearing Corporation of India as part of the Negotiated Dealing System for trading in g-secs cannot be waved - a fact, which will be communicated up front.)
    • Foreign Contribution (Regulation) Act [FCRA] accounts: The FCRA account enables approved organizations to receive foreign contributions for utilization in their activities in India. The Bank will provide assistance in the process of documentation and obtaining necessary approvals from Ministry of Home Affairs at New Delhi.

      AXIS BANK : Pension Savings Account
    • Procedure & Operation:
      • For prospective Pensioner's: This facility can be availed by opening a Pension Savings Bank Account with any authorised Axis Bank Branch and providing the Account details to the Pay & Accounts Office (PAO) of the concerned Central Govt. Civil Ministry/ Departments or Pension Sanctioning Authorities (PSA's) in case of Defence Units prior to retirement. In case of existing Axis Bank customers, the details of the Saving Bank Account with the Bank need to be provided to the Pay & Accounts Office of the concerned Central Govt. Civil Ministry/ Department or Pension Sanctioning Authorities (PSA's) in case of Defence Units prior to retirement.
      • For existing Pensioner's: This facility can be availed by opening a Pension Savings Bank Account with any authorised Axis Bank Branch and thereafter following the necessary procedures prescribed by CPAO (in case of Central Govt. Civil Ministries/ Departments) or Ministry of Defence for change of Bank for Pension Account for receiving/ drawing pension.
    • Zero Balance Savings Account
    • Anywhere Banking - Available at all centres
    • Free Multi-city At Par Cheque Books
    • International Debit-cum-ATM Card - Joining Fee & Annual Fee applicable.
    • Personal Accident Insurance Cover of Rs. 2 lakhs.
    • Internet Banking - Available through "iConnect".
    • Tele-banking - Free, Available 24 hours at select centers.
    • Demat Account - Account opening charges waived.
    • Safe Deposit Lockers - Preferential allotment.

      HSBC Bank : HSBC Savings Account
    • The HSBC Savings Account has no hidden costs:
      • You can automatically transfer extra savings from your savings account to a fixed deposit, through a standing instruction, to enable you to earn higher interest.
      • You are also eligible for a fee waiver on HSBC credit cards.
      • Introducing Card-to-Card Transfer facility - a funds transfer service that enables you to transfer money in an easy, fast, convenient and safe manner using the VISA MONEY TRANSFER service from VISA.
      • HSBC Demat Account services with waiver on account opening charges.
      • Keep track of your account with free quarterly account statements.
      • Free personalized chequebook.
      • Buy mutual fund products offered by select mutual fund houses.
      • Choose from a range of insurance products offered by Tata AIG.
      • Manage your account, make transactions, pay your bills and much more by taking advantage of HSBC's free Internet Banking facilities.
    • International debit card: Use the international debit card to make purchases at 3,50,000 merchant establishments in India and at 26 million across the world. Withdraw cash from over 23,500 HSBC/Visa/Plus ATMs in India and from over 1 million VISA ATMs across the world.
    • Credit card: Get an HSBC credit card that lets you access your Savings Account at HSBC ATMs worldwide. Perform banking transactions like cash withdrawals, balance inquiries and transfer of funds. You can also withdraw cash from your HSBC Current / Savings Account at any of our VISA / MasterCard ATMs worldwide.
    • Special relationship discounts: Our HSBC customers (for 6 months or more) are entitled to a 0.5% discount on the upfront processing fee for Home loans and Personal/Professional loans and on the annual service charges for Asset Link.

      HSBC Bank : No Frills Savings Account
    • The HSBC No Frills Savings Account has no hidden costs.
    • You can access your account through any VISA ATM in India with your HSBC debit card. One FREE debit card will be available per account.
    • Two FREE transactions (excluding balance enquiries) per month at HSBC ATMs.
    • Internet Banking and Phone Banking facility each available at a nominal annual fee of Rs. 99 only.
    • 1 FREE branch transaction per month. This transaction should be of the nature of cash deposit only. Additional transactions (over and above the 1 FREE transaction), will be charged a fee of Rs. 50 per transaction.
    • Keep track of your account with Free quarterly statements. You also have an option to receive E-Statements.

      HSBC Bank : SmartMoney Account
    • Higher interest rates: Open a SmartMoney Account with a minimum fixed deposit of Rs. 25,000 and get high returns. We have special rates for special tenors.
    • Free savings accounts: Get a free savings account, without having to maintain any minimum balance.
    • Up to 90% overdraft: You can withdraw up to 90% through an overdraft facility. You can pay interest only on the amount overdrawn, while you earn interest on 100% of your fixed deposit.
    • Anytime access: Access your SmartMoney Account 24 hours a day through our ATMs, Phone Banking, Internet Banking. You also get your own personalised chequebook.
    • Free HSBC credit card: Make the most of your hard-earned money with money saving features and value added benefits.
    • Free HSBC International debit card: The HSBC International debit card allows you to withdraw up to Rs. 25,000 per day, with higher withdrawal limits for PowerVantage and HSBC Premier customers.
    • Free online bill payment services: Make all your bill payments online and avoid the hassles of physical payments. It's convenient and quick.

      ICICI Bank : Salary Titanium Account

  • Reduces your paperwork.

  • Saves remittance costs.

  • Employees receive instant credit of salaries.

  • More convenient than ECS.

  •   Canara Bank : SAVINGS BANK ACCOUNT
    • NATURE OF DEPOSIT: Running (Operating) account.
    • PERIODICITY OF INTEREST PAYMENT: Interest is payable half-yearly, every February and August on the minimum balance in the account, between the 10th and last day of the month.
    • SPECIAL RATE FOR SENIOR CITIZEN-Not applicable
    • SPECIAL RATE FOR BULK DEPOSITS- Not applicable
    • TDS- Not applicable

      Canara Bank : CANSARAL SAVINGS ACCOUNT
    • An SB product designed for the common man to provide a basic banking facility as part of the financial inclusion objective of RBI.
    • MINIMUM DEPOSIT The account can be maintained even with zero balance.
    • WITHDRAWAL/ DEPOSIT:
      • Permitted through withdrawal order form, cheque and ATM cum Debit Card
      • Maximum 6 withdrawals per month including drawings through ATM free of charge. For withdrawals exceeding 6 per month would be levied a service charge at the rate not exceeding Rs.5/- per withdrawal at the discretion of the branch.
      • The minimum amount that may be deposited/ withdrawn “IN CASH” in an account is as prescribed by the bank from time to time. Currently minimum deposit or withdrawal “IN CASH” is Rs.10/-. In case of withdrawal through ATM, the minimum amount is Rs.100/- (Currently).
    • TDS- Exempted

      Canara Bank : SB GOLD SCHEME (CBS branches only)
    • NATURE OF DEPOSIT Running (Operating)account
    • PERIODICITY OF INTEREST PAYMENT Interest is payable half yearly, every February and August on the minimum balance in the account, between the 10th and last day of the month.
    • SPECIAL RATE FOR SENIOR CITIZEN Not applicable
    • SPECIAL RATE FOR BULK DEPOSITS Not applicable
    • TDS Not applicable
    • LOAN AGAINST DEPOSIT Not permitted
    • VALUE ADDED FACILITIES:
      • DD facility at 50% concession i.e. Re.1/- per Rs.1000/- or part thereof
      • Funds transfer under NEFT and RTGS(Canspeed) at 50% concession
      • Free Debit Card (as per Bank's rules for issue of Debit Cards)
      • Issue of free Credit Card to the 1st account holder (for others as per existing rules of the Bank)
      • Waiver of demat account opening charges.
      • Free Anywhere Banking (AWB) facility.
      • Sweep-in Sweep-out facility: Sweep-in into term deposit of amounts beyond Rs.1,00,000/- at the request(one time) of the customer mentioning the tenor of the term deposit.
      • Name printed cheque book.
      • Free funds transfer facility through our Internet Banking
      • Free Telebanking facility.
      • No ledger folio charges.

      Indian Bank : Power Account
    • Instant credit of outstation cheques upto Rs.20,000/-
    • Sanction within 24 hours of Clean loan facility upto Rs.25,000/- repayable within a maximum period of 10 months at interest rate of PLR + 1% (presently 12.50%)
    • No processing charges while availing various structured loan products such as Home Loan, Consumer Loan and Vehicle Loan.
    • Free of charge value-added ATM card attracting discounts for purchases with well establised business concerns in major metro cities, discount in internet telephone card, concession in internet surfing charges with leading internet cafes.

      Indian Bank : Health Plus Savings
    • A Free family Health Plus Savings Card will be issued to the account holder with photograph of the account holder affixed and the names of eligible family members.
    • Discount on Master Medical Check-up and some other diagnostic services as extended by some selected hospitals will be available on producing health plus saving card at prescribed hospitals to the customer's choice on any number of occasions (The card must be renewed every year).

      Indian Bank : Resident Foreign Currency Account
    • Account can be opened by the NRI on return to India for permanent settlement.
    • Account held in foreign currency.
    • Accounts can be opened by transfer of NRE/FCNR funds or by remitting foreign currency notes or travellers cheques.
    • Proceeds of assets held outside India at the time of return can be credited to RFC account.
    • Accounts held in the form of Savings/Fixed Deposit accounts.
    • Funds can be freely remitted abroad for approved purposes.
    • Pension, rentals and other monetary benefits received from abroad in favour of the account holder can be credited to this account.
    • The funds in RFC accounts are free from all restrictions regarding utilisation of foreign currency balances including any restriction on investment in any form outside India.
    • Forward Exchange cover facility is available.

      Bank of Baroda : Baroda Centenary Savings Account
    • This product is available at all CBS branches in India.
    • Auto sweep: Auto transfer of funds exceeding certain fixed amount to Term Deposit to provide high yield on such funds.
    • Auto reverse sweep in case of need to honour Cheque to Savings account from Term Deposit.
    • Free collection of outstation cheques drawn in favour of account holder (postage out of pocket expenses are recoverable).
    • IMMEDIATE CREDIT of outstation cheques upto Rs.25,000/-, as per norms.
    • FREE DEBIT CARD.
    • Interest is paid on Quarterly basis.

      Bank of Baroda : Savings Bank Account
    • Simplest deposit option available to the depositor.
    • Easy to operate. Terms and conditions kept lucid to facilitate a layman's understanding. No hidden costs.
    • Zero balance facility.
    • Your deposits are insured by DICGC.
    • Option for money withdrawal by withdrawal forms or by cheque.
    • An ideal option to cultivate the habit of banking and saving amongst the younger generation.
    • At more than 100 branches across the country we offer Universal Teller System where cash transactions up to Rs. 25000/- carried out under single window concept.
    • Provision for nomination.

      Bank of Baroda : Super Savings Account
    • The product is in the nature of superior Savings Bank Account with added value propositions to high value resident customers. The product is available at our computerized branches at Metro and Urban centers only.
    • No charges for issuance of Demand Drafts (drawn on Indian branches) / Banker's Cheques to meet personal needs of the customers.
    • Free transfer of funds to any branch of our bank by Mail Transfers / Telegraphic Transfers (usual telegram charges to be recovered).
    • Free Baroda Money Express.
    • Free collection of outstation cheques drawn in favour of a/c holder.
    • Complimentary BoB PARAS Credit Card (no card issuance charges are to be levied for the first year).
    • Free personal accident insurance cover during first year (with credit card): All a/c holders will be issued free PARAS Credit Card, which offers a personal accident coverage of Rs. 250000/- to credit card holders. Insurance cover will, thus, be available to SSB a/c holders, free of cost during the first year of the a/c.
    • Auto / Reverse Sweep: Auto transfer of funds exceeding certain fixed amount to short deposit and auto retransfer to the account from short deposit, in case funds are required in the account to bring you higher interest with high liquidity.

      Bank of Baroda : Baroda Salary Advantage Saving Account
    • This product is available in all our CBS and BIBAS branches in different metros and urban cities.
    • Overdraft facility available upto Rs 1 lac.
    • Earn interest on credit balance account as per saving bank a/c rules.
    • Free Chequebooks for routine requirement.
    • No minimum balance requirement in the account.
    • No ceiling on the amount to be deposited and credit balance in the a/c.

      Bank of Baroda : Nagrik Bachat Khata
    • Services designed to cater to a vast majority of Indian population.
    • Banking simplified.
    • Open account with an initial amount of just Rs. 50/-
    • Zero service charges for non-maintenance of a minimum balance of Rs. 50/-

      Bank of Baroda : Advantage Savings Account
    • For CBS branches only.
    • Multicity Cheque Facility at over 100 + centers.
    • Roaming Facility: Deposit or withdrawal of cash / cheques; transfer of funds; obtaining demand drafts / bankers cheques; make account enquiries.
    • Internet Banking: Transfer of funds to linked accounts / third party accounts, Summarized view of all accounts, requests for Cheque book, Fixed deposit renewal, Account opening application form, account enquiries, down loading of account statement etc.
    • Free International Debit card.

      Deutsche Bank : Personal Savings Account-db SavingsAccount
    • Available only in Aurangabad and Kolhapur.
    • Doorstep Banking: You can now do your day-to-day banking from the comforts of your office or home with our doorstep banking service.
    • Total Protection Experience: Complete privacy and zero liability across a variety of transactions.
    • db International Debit Card: A choice of Classic or Gold Debit Card, each with attractive features.
    • Acceptance of db International Debit Cards in India and abroad: FREE unlimited acceptance at all Visa ATMs in India and FREE cash withdrawal from all Alliance ATMs abroad.
    • Value-added services: A host of services to offer convenience, cost savings and expert advice.

      Deutsche Bank : Personal Savings Account- db Easy SavingsAccount (No-Frill Account)
    • Doorstep Banking: You can now do your day-to-day banking from the comforts of your office or home with our doorstep banking service.
    • Total Protection Experience: Complete privacy and zero liability across a variety of transactions.
    • db International Debit Card: A choice of Classic or Gold Debit Card, each with attractive features.
    • Acceptance of db International Debit Cards in India and abroad: FREE unlimited acceptance at all Visa ATMs in India and FREE cash withdrawal from all Alliance ATMs abroad.
    • Value-added services: A host of services to offer convenience, cost savings and expert advice.

      Deutsche Bank : Personal Savings Account - db SavingsAccount Value Plus
    • Doorstep Banking: You can now do your day-to-day banking from the comforts of your office or home with our doorstep banking service.
    • Total Protection Experience: Complete privacy and zero liability across a variety of transactions.
    • db International Debit Card: A choice of Classic or Gold Debit Card, each with attractive features.
    • Acceptance of db International Debit Cards in India and abroad: FREE unlimited acceptance at all Visa ATMs in India and FREE cash withdrawal from all Alliance ATMs abroad.
    • Value-added services: A host of services to offer convenience, cost savings and expert advice.

      Deutsche Bank : Personal Savings Account-db Special SavingsAccount (Expat Account)
    • Doorstep Banking: You can now do your day-to-day banking from the comforts of your office or home with our doorstep banking service.
    • Total Protection Experience: Complete privacy and zero liability across a variety of transactions.
    • db International Debit Card: A choice of Classic or Gold Debit Card, each with attractive features.
    • Acceptance of db International Debit Cards in India and abroad: FREE unlimited acceptance at all Visa ATMs in India and FREE cash withdrawal from all Alliance ATMs abroad.
    • Value-added services: A host of services to offer convenience, cost savings and expert advice.

      Deutsche Bank : Personal Savings Account - db Advantage SavingsAccount
    • Doorstep Banking: You can now do your day-to-day banking from the comforts of your office or home with our doorstep banking service.
    • Total Protection Experience: Complete privacy and zero liability across a variety of transactions.
    • db International Debit Card: A choice of Classic or Gold Debit Card, each with attractive features.
    • Acceptance of db International Debit Cards in India and abroad: FREE unlimited acceptance at all Visa ATMs in India and FREE cash withdrawal from all Alliance ATMs abroad.
    • Value-added services: A host of services to offer convenience, cost savings and expert advice.

      Deutsche Bank : Family Savings Account - db Family Account Value Plus
    • Doorstep Banking: You can now do your day-to-day banking from the comforts of your office or home with our doorstep banking service.
    • Total Protection Experience: Complete privacy and zero liability across a variety of transactions.
    • db International Debit Card: A choice of Classic or Gold Debit Card, each with attractive features.
    • Acceptance of db International Debit Cards in India and abroad: FREE unlimited acceptance at all Visa ATMs in India and FREE cash withdrawal from all Alliance ATMs abroad.
    • Value-added services: A host of services to offer convenience, cost savings and expert advice.

      Deutsche Bank : Family Savings Account -db Advantage Family Account
    • Doorstep Banking: You can now do your day-to-day banking from the comforts of your office or home with our doorstep banking service.
    • Total Protection Experience: Complete privacy and zero liability across a variety of transactions.
    • db International Debit Card: A choice of Classic or Gold Debit Card, each with attractive features.
    • Acceptance of db International Debit Cards in India and abroad: FREE unlimited acceptance at all Visa ATMs in India and FREE cash withdrawal from all Alliance ATMs abroad.
    • Value-added services: A host of services to offer convenience, cost savings and expert advice.

      Syndicate Bank : Premium Savings Account
    • The Bank has introduced a Premium Savings Account at e-banking branches that combines full safety, easy liquidity and highest possible interest.
    • A unique 'Sweep out, Sweep in' facility offered at our e-banking branches ensures that while the customer's money earns solid interest as a fixed deposit, it turns liquid to meet his urgent needs. That too at no extra cost.
    • Average monthly balance of Rs.10000/-to be maintained in the Premium Savings Account.
    • Balance available in the account in excess of Rs.10000/-on any day gets automatically swept out into a fixed deposit for 180 days in units of Rs.1000/-.
    • In the event of shortfall in SB for meeting your clearing cheques or for other urgent needs, the fixed deposit is swept back into the Premium Savings Account in required number of units of Rs. 1000/- free of cost.
    • No penalty is charged for breaking the fixed deposit prematurely. However, the amount swept out earns interest for the period run at the applicable rate.
    • Even while breaking the fixed deposit, only the most recently converted fixed deposit is first broken to minimize interest loss to the customer.
    • Only those amounts swept out of your Premium Savings Account are eligible for sweep in and not other fixed deposits.
    • When fixed deposits mature at the end of 180 days, the Bank will renew the principal every 180 days while crediting the interest to the savings account. Rs.100/-per month is levied as service charges whenever the monthly average balance in the Premium Savings Account goes below Rs.10000/-

      Syndicate Bank : Special Premium Savings Account
    • The Bank has introduced a Special Premium Savings Account at e-banking branches that combines full safety, easy liquidity and highest possible interest.
    • A unique 'Sweep out, Sweep in' facility offered at our e-banking branches ensures that while the customer's money earns solid interest as a fixed deposit, it turns liquid to meet his urgent needs. That too at no extra cost.
    • Average monthly balance of Rs.20000/-to be maintained in the Special Premium Savings Account.
    • Balance available in the account in excess of Rs.20000/-on any day gets automatically swept out into a fixed deposit for 1 year 1 day in units of Rs.1000/-.
    • In the event of shortfall in SB for meeting your clearing cheques or for other urgent needs, the fixed deposit is swept back into the Special Premium Savings Account in required number of units of Rs. 1000/- free of cost.
    • No penalty is charged for breaking the fixed deposit prematurely. However, the amount swept out earns interest for the period run at the applicable rate.
    • Even while breaking the fixed deposit, only the most recently converted fixed deposit is first broken to minimize interest loss to the customer.
    • Only those amounts swept out of your Special Premium Savings Account are eligible for sweep in and not other fixed deposits.
    • When fixed deposits mature at the end of 1 year 1 day, the Bank will renew the principal every 1 year 1 day while crediting the interest to the savings account. Rs.100/-per month is levied as service charges whenever the monthly average balance in the Special Premium Savings Account goes below Rs.20000/-

      Syndicate Bank : Synd-Super Premium Savings Bank Account
    • All person(s) / associations who are eligible to open a Savings Bank Account can open accounts under this scheme.
    • Monthly average minimum balance of Rs.1,00,000/- is to be maintained under the scheme.
    • Sweep-in / sweep-out facility at all our e-banking branches.
    • In case the customer desires the sweep-in, sweep-out facility, he may avail the same with following terms and conditions : (at e-banking Branches)
      • The balance available in the account in excess of Rs.1,00,000/- shall be swept out into fixed deposits for a period of 3 years in units of Rs.10,000.
      • The rate of interest payable on the swept out amount shall be the rate applicable for 3 years term deposit as on the date of sweep-out. The interest amount will be credited to the Super Premium Savings Bank account on half yearly basis.
      • As and when there is need for funds in the Synd-Super Premium Account, the fixed deposit is broken prematurely in units of Rs.10,000/- and swept into the savings account to the extent of meeting the need. This Sweep-in will be based on last in first out.
      • The interest rate applicable for the amount swept in will be the rate applicable for the period for which it was held in the term deposit account.
      • No penalty is charged for breaking the fixed deposits prematurely.
      • No separate deposit receipt will be issued. All entries will be reflected in the statement of account for the special savings account.
      • No loan against the amount swept-out and invested in fixed deposits shall be considered nor the same taken as security for any credit facilities.
      • ABB facility with Multi-city chequebook is available for the customer in CBS branches.
      • Personalized Chequebook may be issued to account holders.
      • Services Charges for non-maintenance of monthly minimum average balance (Rs.1,00,000/-) shall be Rs.100/- per month.
      • Service charges for closure of account shall be Rs.100/-.

      Syndicate Bank : SyndSamanya Savings Bank Account

      Bank of India : Star Diamond Savings Account
    • Average quarterly balance 1 lac and above
    • Branch debit transactions per month FREE
    • Home delivery of Demand Drafts (couriered) FREE
    • International Gold Credit Card FREE
    • Inward Cheque Return charges - local Waived
    • Air Accident Travel Insurance Upto Rs.5.00 lacs free.

      Bank of India : BOI Savings Plus Scheme
    • BOI Savings Plus is a mix of Savings Bank Account and Term Deposit Account.
    • It aims at maximizing the earnings for the customer, without jeopardizing liquidity.
    • Minimum balance in SB portion is Rs.25,000/- and minimum balance in Term Deposit Portion is Rs.5,000/-.
    • Any amount in excess of Rs.25,000/- in the SB portion will be auto swept out into the SDR or DBD portion in multiples of Rs.5,000/- on daily basis.
    • In the SDR portion, monies can be invested for any period from 15 days to 179 days, as per the customer's choice. In the DBD portion, monies can be invested from 6 months upto and including 10 years, as per the customer's choice.
    • Upon maturity, the principal in the SDR/DBD portion would be auto-renewed for an equal period, while the interest would be credited to the SB portion on the concerned due date. The same, if not withdrawn can be swept back again into SDR/DBD for a period of the customer's choice.
    • In case the balance in the SB portion is short of the required level to meet cheques presented in the A/c., funds from SB Plus portion will be auto swept in, into the SB portion, in multiples of Rs.1,000/- on daily basis. Although this would amount to Payment before Maturity, no penalty would be charged. The latest SDR/DBD deposit would be closed before maturity (in multiples of Rs.1,000/-) to ensure that the customer does not have to bear higher loss (i.e. LIFO principle to apply).
    • Non-maintenance of minimum balance prescribed in the SB portion, will attract a penalty of Rs.200/- per quarter.
    • Rate of Interest on the SB portion would be 3.5% p.a., while the Rate of Interest on the SDR/DBD portion will depend on the tenure for which each deposit is placed, and at the ruling Interest Rate as on the date the deposit is placed or renewed.
    • TDS norms would apply as per extant rules.

      Bank of Baroda : STAR POWER SALARY ACCOUNT
    • No Ledger Folio/ Transactions charges.
    • Free India Card (Charge Card).
    • Unlimited ATM and Internet Transactions.
    • Free Access to non-BOI ATMs under Cash Tree.
    • Free Demat Account (for the first year): At select centers only. Free Multi city Cheque would be available to those employees whose Average Quarterly Balance is Rs.50,000/- or more
    • Facility for Online Trading of Shares.
    • Free cheque pickups/deliveries - once a day (cheque drop boxes to be installed in the Office).
    • TOD Facility - equal to previous month's net salary @ Personal Loan Rate: Conditions apply.- For TOD Facility, the employee's total deductions should not be more than 65% of his total salary. Branch Managers to use their discretion based on the conduct of the Salary A/c.
    • Free Personal Accident Insurance Cover (as per Debit Card & India Card privileges).
    • Free Utility Bills Payment through e-Pay Facility.
    • Waiver of processing charges and/or concession in R/Interest upto 25 basis points for group processing of Retail Loans of the employees. - ZMs to use their discretion.

      Corporation Bank : Corp New Gen - Students' SB account
    • No annual maintenance charges for Debit Cards.
    • No service charges for purchase of DD’s / PO’s through the account upto a maximum of 5 instruments per month.
    • No service charges for collection of cheques upto a maximum of 2 instruments per month.
    • No service charges for Any Branch Banking transactions.
    • Railway ticket booking / Mobile Recharge.
    • All other facilities available to normal Savings Bank account shall also be available to this account as per the same terms & conditions.

      Corporation Bank : Corp Pragathi Account
    • Facilities provided:
      • Collection of outstation cheques.
      • Remittance facilities.
      • Passbook.
    • Facilities not provided:
      • ATM / Debit Card Internet Banking facilityAny Branch Banking facility.
      • Personalized Cheque Book facilit.
      • Immediate credit of outstation cheques.

      Corporation Bank : Corp Classic Account
    • Options to Invest in term Deposits:
      • Maturity Date- All Deposits fall due on a particular day.
      • Interest Rate (highest rate & minimum period- Deposit to get Maximum Interest for minimum period )
      • Fixed Period- All Deposits for a fixed term.
    • Interest Payment Frequency: Half Yearly - On or before 10th of February/August every year to CLSB. For Term Deposit Units - Monthly/Quarterly or on Maturity.
    • Insurance cover of life of Rs.1 lakh of the depositor under Corp Jeevan Raksha at the option of the Depositor.
    • Immediate credit of out-station cheques upto Rs.15000/-
    • Any Branch Banking / ATM cum Debit Card / Multi City Cheque facility.
    • No folio charges.

      Corporation Bank : CorpCompassion - Savings Bank
    • Any Branch Banking: Access your account from any CorpBank branch across the country.
    • Corp Power Cheq - Multi City Cheque Facility: A powerful facility wherein your cheques are now payable at par at all CorpBank Branches. Available to select SB account holders. Contact your branch manager for more details.
    • International Debit Card Corp Convenience/ATM Card: To shop at merchant establishments and to withdraw cash at all Visa ATMs worldwide. You can also access CorpBank's network of online interconnected ATMs across the country.
    • Internet Banking facility.
    • CorpJunior Account - For worry free monthly remittances to your dependent.
    • CorpSenior Account - For worry free monthly remittances to parents/elderly dependents.
    • CorpClassic Account - a savings bank account with facility to earn interest rate at Term Deposit rates.
    • Corp Jeevan Raksha - Provides life insurance cover from the Life Insurance Corporation of India to the deposit account holders of the Bank at a nominal annual premium.
    • Corp Anytime Premium - Pay your Life Insurance Corporation of India (LICI) premium through any of Corp Bank's ATMs.

      Centurion Bank of Punjab : Universal Access Savings
    • Issue At par cheques payable at other Centurion Bank of Punjab branches with the Multi city chequebook.
    • An add-on card to every joint account holder.
    • Keep a close watch on your bank account with our SMS Alert Service.
    • No charges on your utility payments (at select centres).
    • Enjoy the benefits of unlimited free e-pay transactions like booking your train tickets, shopping etc.
    • Refill your mobile through any of our ATMs or just by sending an SMS.
    • Avail the benefits of exclusive Life Insurance products & Mutual Funds.

      Centurion Bank of Punjab : Gold Universal Access
    • Issue At Par cheques payable at other Centurion Bank of Punjab branches with the Multicity cheque book.
    • An add-on card to every joint account holder.
    • Keep a close watch on your bank account with our SMS Alert Service.
    • No charges on your utility payments (at select centres).
    • Enjoy the benefits of unlimited free e-pay transactions like booking your train tickets, shopping, etc.
    • Refill your mobile through any of our ATMs or just by sending an SMS.
    • Avail the benefits of exclusive Life Insurance Products & Mutual Funds.
    • Cheque drop box facility (at select centres).

      Centurion Bank of Punjab : Prepaid Savings Bank Account
    • RS. 2000/- PREPAID Savings Bank Account.
    • Zero balance Savings Bank Account.
    • International VANTAGE-24 Debit Card with Rs. 25,000/- daily limit .
    • One Free ATM withdrawal (per month) at other Cirrus/Cashnet ATMs in India .
    • Zero transaction charges on purchase at Maestro merchant establishments.
    • Avail the benefits of exclusive Life Insurance Products & Mutual Funds.
    • Get all these additional features in this unique Savings Bank Account with an annual charge of Rs. 1500/-.
    • Annual charges for the first year will be recovered at the time of account opening. Debit Card charges will not be recovered separately.
    • Only the first two cheques books are being offered Free of Cost at the time of account opening. However, you can avail of an additional cheque book at a charge of Rs.115/-.

      Centurion Bank of Punjab : Vrrooom Savings Account
    • Go toll-free at other bank ATMs, with one free transaction every month.
    • No worries on average, as you can now maintain a zero balance in your Vrrooom account.
    • Go non-stop with unlimited transactions at Centurion Bank of Punjab ATMs.
    • Free international debit card with a daily limit of Rs. 25,000/-
    • Keep a close watch on your bank account with our SMS banking.
    • Refill your mobile at any of our ATMs or just by sending an SMS.
    • Zero transaction charges on purchase at Maestro merchant establishments.
    • Avail the benefits of exclusive life insurance products and mutual funds.
    • You can avail of all these features at a nominal charge of Rs. 1,325/- p.a. This can be paid upfront in cash at the time of account opening or can be paid across the term of your loan along with your EMIs.

      Centurion Bank of Punjab : The Centurion No-Frills Savings Account
    • Zero Balance Savings Account.
    • International Valid Debit Card with Rs. 25,000/- Daily limit.
    • No restriction on ATM transactions at CBOP ATMs.
    • One Free ATM withdrawl at other Visa Network ATMs in India.
    • Free Internet Banking
    • No transaction charges on purchase at Merchant Establishments.
    • Free Deposit of Cash/Cheques across the counter at Centurion Bank of Punjab branches.
    • A Maximum of 5 Cheque leaves per account per annum will be issued free of cost.
    • Additional 50 leaves Cheque book will be available at an annual charge of Rs.1500/-

      Punjab National Bank : TOTAL FREEDOM – SAVING FUND SALARY ACCOUNT
    • Saving Fund Account to Corporate Employees for enabling them to have their Salary Credited as well as availing overdraft facility up to Rs. 15,000/- or the last salary credited in the account whichever is lower, at our interest rates applicable to Personal Loans to employees, it would be adjustable in bullet repayment at the time of next salary credit.
    • Free Cheque Books for routine requirements, (except bulk requirements for loans to be availed at any other bank- in that case normal cheque book charges would be levied).
    • Free inter-sol transactions
    • Free funds transfer from their accounts within our CBS branches and at 50% discount at non-CBS branches.
    • Free issuance of all types of certificates including interest certificate and balance certificate, etc.
    • Free of Cost maintenance of Demat Account (we shall be waiving the charges to be earned by PNB as annual fee, charges payable to NSDL would be recovered from the customers).
    • 50% discount in one locker at the branch convenient to the customer
    • PNB-HSBC Credit Cards shall also be got considered by HSBC on priority basis (only for eligible employees, at existing HSBC centres).

      Punjab National Bank : PNB VIDYARTHI SAVINGS FUND ACCOUNT SCHEME
    • Overdraft facility available for students (of reputed educational institutions only) who are staying away from their parents. It would be made available on the request of the student with the UNDERTAKING TO PAY/ CONSENT LETTER from earning parents/natural guardian/local guardian of student
    • No initial deposit Zero Balance Saving Fund Account.
    • Incidental Charges NIL
    • Ledger Folio Charges NIL

      Punjab National Bank : PNB ‘MITRA’ SAVINGS BANK ACCOUNT
    • Initial opening of account with just Rs.25/-
    • ZERO MINIMUM BALANCE requirement
    • Our Bank would allow first 50 transactions in a calendar year Free of Charge, thereafter a charge of Rs.10/- per transaction would be levied.
    • Customer would not be allowed to keep balance in this account (taken together with all other accounts with our Bank) more than Rs.50,000/- in this account in view of related KYC Norms
    • NO FREE OF COST CHEQUE BOOKS

      Union Bank of India : Multi Gains Savings Account


    • Multi Gains Savings Account (MGSA) Scheme requires maintaining a minimum balance of Rs.25000/- to be maintained in a savings account.

    • You can either upgrade your existing savings account to MGSA by filling in a simple declaration form OR open a new MGSA account.

    • A Credit Card will be issued free for the first year with a limit of Rs.25000/- to the individual OR to either of the joint account holder.

    • An International Debit Card will be issued free to the individual account holder OR either of the joint account holder wherever the ATM facility is available.

    • Interest will be paid for unforseen delays in collection of instruments of MGSA account holders.

    • If you desire, your MGSA account can be transferred to any of our branches in India free of cost.

    • You are eligible for free transfer of funds up to Rs. 50,00,000/- per month.


      Union Bank of India : Union Super Salary Account
    • Comprehensive Welcome Kit, containing International Debit Card, Internet Banking (Union e-Banking) PIN, Phone Banking (Union Dial) PIN and Multicity Cheque Book, is provided to the USSA holder at the time of opening. The Welcome Kit facilitates the USSA holder Any Where/Any Time Banking of his choice.
    • USSA holder can use his Debit Card at over 1000 Union Bank ATMs at various locations in India free of cost.
    • USSA holder can also access around 24000 ATMs in India bearing Cash Tree, SBI and VISA logo, and over 1 million ATMs globally bearing VISA logo.
    • USSA holder can transact through internet (Union e-Banking) from his place of residence/work or anywhere, any time.
    • USSA holder can, by dialling the telephone numbers specified, enjoy the benefits of phone banking (Union Dial).
    • USSA holder can use his multicity cheques for cash withdrawals/ payments at any CBS branch located in all prime centres in India.
    • USSA holder can apply for an overdraft facility to the extent of 90% of the net salary credited in the previous month, which will be considered at the discretion of the Bank.
    • USSA can be opened with Zero Balance.
    • USSA does not have minimum balance stipulation.
    • USSA Opens doors for a wide range of additional financial services, such as Retail Loans (Home, Vehicle, Comfort), Insurance (life/non-life), Mutual Funds, Demat, Online Trading etc., subject to usual terms.
    • USSA is offered to all CBS branches across the country.
    • Union Bank of India reserves it’s right to change/alter/withdraw the terms and conditions of the scheme.

      Union Bank of India : No Frills Savings Account
    • All resident individuals eligible to open a "No frills saving account" subject to the conditions that only one member of the family can open such account in single/joint name/s.
    • Number of free customer induced debit entries will be restricted to 30 per half year including debit entries through ECS/ATM. Entries above 30 will be charged @ Rs.5/- per entry.
    • Total credits in the account should not exceed Rs.100000/- in a year.
    • There is no restriction on entries for deposit of Cash/Cheques in the account.
    • The balance in all the accounts of the accountholders taken together in the bank should not exceed Rs.50,000/-.
    • Note: If at any point of time the balance in the NO FRILL ACCOUNT exceeds Rs.50,000/- or total credits in the account in a year exceed Rs.100,000/-, the account will be treated as normal saving bank account and the facilities attached to "NO FRILLS" will not be available.

      Union Bank of India : United Basic SB Account

      Vijaya Bank : Vijaya Bank
    • Free transfer to Child's account from parents' account.
    • Balance in Savings bank Account in excess of Rs.10,000/- transfered to Term Deposit Account in multiples of Rs.5,000/- to earn more interest.
    • No fee for payment of School fees, Hostel fees, etc. through the account.
    • Free collection of cheques / DDs gifted to the child - upto Rs.25,000/- per annum.
    • Offer of Education loan at concession of 0.50% on teh prevailing rate, in recognition of continued relationship.

      Vijaya Bank : V Platinum Savings Bank Account
    • Free CREDIT card (with personal accident death insurance cover of Rs.1.00 lakh) for the first year.
    • Zero commission remittances upto Rs.1.00 lakh per annum in Urban/Metropolitan branches and upto Rs.50000/- per annum in Rural / Semi - urban branches.
    • No charges for standing instructions.
    • Demat account - Account opening free.
    • Immediate credit of outstation cheques up to Rs.25000/- with normal charges.
    • Individuals and HUFs welcome to open their account under this scheme.

      Vijaya Bank : Vijaya Saral Savings Account
    • The scheme is available in all branches of the Bank only to the individuals.
    • Cheque book will not be issued to the account holders. Withdrawal will be only by way of withdrawal slips by presenting the pass book.
    • No debit/ATM cards available in the scheme.
    • No third party cheque is to be collected in this account.
    • Total withdrawals shall not exceed 36 per financial year.
    • No folio charges will be levied.
    • No penalty for non-maintenance of minimum balance.
    • No charges will be levied for noting standing instructions. However, for execution of standing instructions, the charges will be levied.
    • All other terms and conditions applicable to normal Savings Bank account shall also apply to this scheme.

      Jammu & Kashmir Bank : Savings Bank Deposit Scheme
      Convenient and easy to operate account to save time and money. Suitable for irregular income group No time bar on depositing or withdrawing money.
    • Anywhere banking facility.
    • Telebanking facility.

      Jammu & Kashmir Bank : SB Ujala -No Frills Account
    • A variant of Saving Bank account to ensure financial inclusion and to strive for making banking services easily accessible to all segments of society.
    • Minimum initial deposit is Rs.50/-. However, customers also allowed to open the account with a banking instruments like Banker's cheque, etc. However, minimum balance of Rs 50/- is mandatory to keep the account operational.
    • 4 withdrawals permissible per month.
    • Cheque book facility available to account holder/s maintaining average quarterly balance of Rs.1000/- and above for past 6 months.

      Bank of Maharashtra : Mahabank Lok Bachat Yojana
    • A minimum balance criterion is not applicable to this scheme. So no service charges to be debited for want of minimum balance.
    • No chequebook will be issued to accounts opened under this scheme.
    • Collection of third party cheques is not permitted.
    • Collection of outstation cheques, issuance of Demand draft, MT, TT ¡V Permissible at normal charges.
    • Debit card / ATM card facility not available for the scheme.

      Bank of Maharashtra : Mahabank Yuva Yojana

      Bombay Mercantile Co-operative Bank Limited : flexi deposit sceme account

    The Scheme provides for Auto Sweep and Reverse Sweep facilities “Auto Sweep” is a facility whereby the bank automatically transfers stipulated amount above a certain minimum balance in the account holder(s) Savings Account to his/her/their Fixed Deposit Account. “Reverse Sweep” is a facility where the Bank automatically breaks the linked fixed deposits in units of Rs.1000/- to meet the shortfall/arising on account of cheques presented in the Savings account


      Kotak Mahindra Bank : Ace Saving Accounts
    • Free access at all domestic and international VISA ATMs - free cash withdrawal or balance enquiry transactions.
    • Financial payments facilitated through the savings account.
    • Free multi-city cheque book so that money from your account is transferred to the beneficiary's account at any of our branch locations, in the fastest possible time.
    • Attractive returns: Earn better returns in your savings account, with our 2-Way Sweep facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits. These Term Deposits sweep back into your account to meet fund requirements when your withdrawals exceed the balance available in your account, thereby providing you maximum liquidity.
    • Free investment account: Use the Net Banking facility to purchase/redeem mutual funds online while directly debiting / crediting your bank account. Further, you get a free investment account for tracking your investments with the Bank. This account provides you a consolidated view of all your mutual fund investments across schemes with updated returns status, latest NAV information and research reports.
    • Family Savings Account: The Kotak ACE Savings package allows you to extend the Kotak banking experience to three of your family members. The Family Savings Account comes equipped with all the benefits of a regular savings account with a special average quarterly balance of Rs.5000/- only.

      Kotak Mahindra Bank : Edge Saving Accounts
    • You can walk into any KOTAK or HDFC Bank ATMs to withdraw cash or enquire your balance at no extra charge.
    • Use our free Payment Gateway to make online payments for utility bills, credit cards, online trading of shares or even online shopping.
    • Quick funds transfer to a third party account with another Bank is available across 15 locations through Net Banking. You also get a multi-city cheque book so that money from account is received by the beneficiary in the fastest possible time.
    • Free investment account: You can open an investment account, and use the Net Banking facility to purchase/redeem mutual funds online while directly debiting / crediting your Bank Account. Besides this you get a consolidated view of all your mutual fund investments across schemes with updated returns status, latest NAV information and research reports.
    • Attractive returns: Earn better returns in your savings account, with our 2-Way Sweep facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits. These Term Deposits sweep back into your account to meet fund requirements when your withdrawals exceed the balance available in your account, thereby providing you maximum liquidity.

      Kotak Mahindra Bank : Pro Saving Accounts
    • Walk into any VISA ATM in India to check your balance or withdraw cash absolutely free. You no longer have to worry about locating your Bank or Partner Bank ATM – Use the first VISA ATM that you spot, for cash withdrawal or balance enquiry transactions.
    • Free investment account: You can open an investment account, and use the Net Banking facility to purchase/redeem mutual funds online while directly debiting / crediting your bank account. Besides this you get a consolidated view of all your mutual fund investments across schemes with updated returns status, latest NAV information and research reports.
    • Quick funds transfer to a third party account with another Bank is available across 15 locations through Net Banking. You also get a multi-city cheque book so that money from account is received by the beneficiary in the fastest possible time.
    • Attractive returns: Earn better returns in your savings account, with our 2-Way Sweep facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits. These Term Deposits sweep back into your account to meet fund requirements when your withdrawals exceed the balance available in your account, thereby providing you maximum liquidity.
    • You can issue demand drafts or send cheques for collection on branch locations without any charge to your account.

      Kotak Mahindra Bank : Nova Saving Accounts
    • You can walk into any KOTAK or HDFC Bank ATMs to withdraw cash or enquire your balance at no extra charge.
    • Quick funds transfer to a third party account with another bank is available across 15 locations through Net Banking. You also get a multi-city cheque book so that money from account is received by the beneficiary in the fastest possible time.
    • Free investment account: You can open an investment account, and use the Net Banking facility to purchase / redeem mutual funds online while directly debiting/crediting your bank account. Besides this you get a consolidated view of all your mutual fund investments across schemes with updated returns status, latest NAV information and research reports.
    • Attractive returns: Earn better returns in your savings account, with our 2-Way Sweep facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits. These Term Deposits sweep back into your account to meet fund requirements when your withdrawals exceed the balance available in your account, thereby providing you maximum liquidity.

      Kotak Mahindra Bank : Classic Saving Accounts
    • Available in select locations.
    • Walk into any VISA ATM in India to check your balance or withdraw cash absolutely free. You no longer have to worry about locating your Bank or Partner Bank ATM – Use the first VISA ATM that you spot, for cash withdrawal or balance enquiry transactions.
    • Free investment account: You can open an Investment Account, and use the Net Banking facility to purchase/redeem MFs online while directly debiting/crediting your Bank Account. Besides this you get a consolidated view of all your MF investments across schemes with updated returns status, latest NAV information and research reports.
    • Quick funds transfer to a third party account with another Bank is available across 15 locations through Net Banking. You also get a multi-city cheque book so that money from account is received by the beneficiary in the fastest possible time.
    • Attractive returns: Earn better returns in your savings account, with our 2-Way Sweep facility that automatically sweeps out idle funds, above a threshold, from your account into Term Deposits. These Term Deposits sweep back into your account to meet fund requirements when your withdrawals exceed the balance available in your account, thereby providing you maximum liquidity.

      Kotak Mahindra Bank : Easy Saving Accounts
    • Access your account free of cost at all Kotak Mahindra Bank ATMs by using your VISA Global Debit Card. You can also use your Debit Card at all VISA affiliated merchant establishments and ATMs worldwide.
    • Mobile Banking & Alerts: Use this service to access your bank account anywhere, anytime! It is quick and easy, available to you 24X7 and it's absolutely free! You don't have to pay any charge to avail this service. You can use Mobile Banking to check account balance, last 3 transaction details, issued cheque status and request a cheque book. You can use Alerts Service to get Alerts by SMS and / or email whenever your balance falls below the Average Quarterly Balance or a Standing Instruction set by you fails.

      Kotak Mahindra Bank : Kotak Edge Salary Account
    • Attractive Returns: Your Kotak Edge Salary Account combines liquidity of a Savings Account with the attractive returns of a Term Deposit through the unique Kotak 2-Way Sweep benefit.
    • Free At-par Cheques: Kotak Mahindra Bank's At-par cheques are treated as 'local clearing' cheques across select locations in the country. The At-par Cheque facility comes to you 'free' of charge.
    • Free Electronic Fund Transfer: Transfer funds to third party accounts in other banks, without drawing a Demand Draft or a cheque, by using our Electronic Fund Transfer facility.
    • Free Demat Account: As an Edge Salary customer, you can also open a Demat Account with us 'free' of any account opening charge.
    • Reimbursement Current Account: As Salary account holders employees can also opt for a Reimbursement account which helps you to manage the official reimbursements, petty cash etc., and this facility specifically will help you eliminate cash handling related to petty expenses.
    • Your savings account will be provided a link to your online trading account with Kotak securities to enable your to transfer funds from your bank account to your account with KS and vice versa". And with our Payment Gateway facility you can even pay your trading bills online from your bank account directly!
    • Free Investment Account: Avail a 'free' Investment Account that provides you a consolidated view of all your investments. The Investment Account statement gives a 'single window view' of your Mutual Fund portfolio, listing the NAV of each scheme invested into, current consolidated value of your portfolio, and realized/unrealized returns against each investment made.
    • Global Debit Card: Access your account free of cost at 1320+ Kotak Mahindra Bank and HDFC Bank ATMs by using your VISA Global Debit Card. You can also use your Debit Card at all VISA affiliated merchant establishments and ATMs worldwide.

      Kotak Mahindra Bank : Kotak Ace Salary Account
    • We offer you the Kotak Edge Salary Account, armed with Kotak 2-Way Sweep and our entire gamut of Banking Privileges. The feature rich Kotak Edge Salary Account is the ideal way to make your money work harder.
    • Attractive Returns: Your Kotak Edge Salary Your Kotak Ace Salary Account combines liquidity of a Savings Account with the attractive returns of a Term Deposit through the unique Kotak 2-Way Sweep benefit.
    • Kotak Mahindra Bank's At-par cheques are treated as 'local clearing' cheques across select locations in the country. The At-par Cheque facility comes to you 'free' of charge.
    • Avail Demand Drafts, free of cost, payable at any location in India, up to a pre-specified limit, just by calling our Phone Banking Service.
    • Transfer Transfer funds to third party accounts in other banks, without drawing a Demand Draft or a cheque, by using our Electronic Fund Transfer facility. With this facility you can save on Demand Draft making/couriering charges and also transfer funds faster!
    • As an Ace Savings customer, you can also open a Demat Account with us ‘free’ of charge.
    • Reimbursement Current Account: As Salary account holders employees can also opt for a Reimbursement account which helps you to manage the official reimbursements, petty cash etc., this facility specifically will help you eliminate cash handling related to petty expenses.
    • Family Savings Accounts: Your Ace account allows you to now extend the Kotak banking experience to three of your family members. The Family Savings Accounts come to you with a host of benefits like Kotak 2-Way Sweep, At-par Cheque facility and other attractive features. So now even your dear ones can enjoy banking the 'Kotak way'!
    • Free Investment Account: Avail a ‘free’ Investment Account that provides you a consolidated view of all your investments. The Investment Account statement gives a 'single window view' of your Mutual Fund portfolio, listing the NAV of each scheme invested into, current consolidated value of your portfolio, and realized/unrealized returns against each investment made.
    • Access your account free of cost at any VISA ATM in India or abroad using your Global Debit Card. You can use your Debit Card at all VISA affiliated merchant establishments worldwide. As an Ace Savings account holder you can gift free add-on cards to your family members too.

      State Bank of Hyderabad : Savings Account
    • Nomination facility
    • Single and Joint accounts
    • Services such as payments to LIC and house rent at nominal costs.
    • Free account transfer facility between branches.

      State Bank of Bikaner and Jaipur : Savings Bank Account
    • Simplest deposit option available to the depositor.
    • Easy to operate.Terms and conditions kept simple to facilitate understanding.
    • No hidden costs.
    • Low minimum balance requirement.
    • Your deposits are insured by DICGC.
    • Option to withdraw money through withdrawal forms or by cheque.
    • An ideal option to cultivate the habit of banking and saving amongst the younger generation.
    • Easy withdrawal of cash under single window concept.
    • Facility for standing instructions.
    • Cheques drawn on other SBBJ branches can be credited immediately (subject to charges).

      State Bank of Travancore : Savings Banks Account
    • Best suited for all classes of persons.
    • Running account.
    • Cheques, Drafts, Interest Warrants, Dividend warrants etc.., in Indian rupees and foreign currencies in the personal names of the depositors can be collected and credited to these accounts.
    • Liberal withdrawal facilities.
    • No Income Tax deduction at source on interest.
    • Standing instructions for remittances of insurance premium, rent and similar payments carried out.
    • Minors above 10 years can open and operate the account.
    • Quarterly Average Minimum Balance to be maintained in SB accounts is Rs.1000/- with Cheque Book facility and Rs.500/- without Cheque Book facility

      State Bank of Travancore : Janapriya special SB Account or No frills account
    • Simplified KYC norms.
    • Minors account can be opened.

      South Indian Bank : Regular Savings
    • Helps you and your family to accumulate savings.
    • Cheques, Drafts, Interest warrants, Dividend Warrants etc. in Indian rupees and foreign currencies can be collected and credited.
    • Liberal withdrawal facilities.
    • No Income tax deduction at source on interest.
    • Standing instruction for remittance of insurance premium, rent and similar payments carried out.
    • Minimum balance held in the account between the 10th and the end of the month is eligible for interest.

      South Indian Bank : Privilege Savings (Standard)
    • Complete Any Branch Banking Facility.
    • Payable at Par Cheques.
    • International ATM cum Debit Card.

      South Indian Bank : Privilege Savings (SILVER)
    • Complete Any Branch Banking Facility.
    • Payable at Par Cheques.
    • International ATM cum Debit Card.

      South Indian Bank : Privilege Savings (GOLD)
    • Complete Any Branch Banking Facility.
    • Payable at Par Cheques.
    • International ATM cum Debit Card.

      South Indian Bank : Privilege Savings (YOUTH PLUS)
    • Complete Any Branch Banking Facility.
    • Payable at Par Cheques.
    • International ATM cum Debit Card.

      IDBI Bank : SuperSavings Account
    • Instant Banking
    • International Debit Card
    • Family Account
    • Quick Money Transfer
    • Easy Payments
    • Bank on the Move
    • Profit from your Account
    • Value Added Services
    • Travel and Gift Solutions

      Karur Vysya Bank : Freedom Saving Account
    • Cheque book with 100 leaves free p.a.
    • Debit Card with your account
    • Net Banking for all transactions
    • Mobile Banking credit and debit alerts
    • Free use KVB ATMs and 5 transactions free in the ATMs under VISA and NFS cluster
    • Monthly statement of accounts – hard Copy
    • Monthly financial statement via e-mail
    • Standing instructions to the Manimala deposit scheme at no extra cost

      Karur Vysya Bank : Regular Saving Account
    • Can be opened in the names of individuals singly / jointly / with either or survivor options
    • VISA Debit cards, Internet Banking, Mobile Banking facilities are available.
    • Cash remittance from non-base branch is permitted upto Rs. 10000/- p.m.

      Karur Vysya Bank : Student Savings Account
    • Top-up facility for your mobile phone at any KVB ATM subject to charges applicable from time to time
    • Periodic e-statement of accounts as per your requirement
    • You can receive credits through a standing instruction given by your parent to the bank

      Karur Vysya Bank : Rainbow Savings Account
    • A perfect blend of all the good features of a Savings Bank Account and a Fixed Deposit Account that offers "High liquidity with maximum returns".
    • Can be opened in the names of individuals singly / jointly / with either or survivor options
    • After retaining a minimum balance of Rs.3000/- in the SB portion of the account, amounts in multiples of Rs.5000/- will be swept out to FD portion for a period of 91 days at EOD every Monday.
    • In the event of honouring cheques issued in the SB account, sweep in into the SB account will be in units of Rs.1000/- in LIFO method.
    • Free Accident Insurance coverage of Rs.2.00 lakhs
    • At par collection of Dividend and Interest Warrants

      Karur Vysya Bank : Yuvashakti SB Account
    • Zero balance to open the account.
    • International VISA Debit card comes along with the account.
    • E-commerce facilities at no extra cost including e-ticketing, e-shopping, utility bill payment.
    • Top-up facility for your mobile phone at any KVB ATM.
    • Payable at Par multicity cheque facility without any limit.
    • Inter-bank transfer of funds without any limit
    • A DEMAT account can be opened with the bank account at no extra cost.

      Karur Vysya Bank : Smart Savings Bank Accoun
    • Free Transfer Of funds
    • Free Bill Pay Service
    • Upfront Salary Credit Facility Available – Upto a maximum of 50% of the last salary credited. (Subject to conditions)*
    • Free NEFT – 3 Transactions per month

      Karur Vysya Bank : No Frills Account - Kalpataru
    • No restriction will be imposed with regard to number of transactions in these accounts.
    • This account will not be provided with ATM/ VISA debit card facility.
    • This account will not have multi-city status.
    • This account will not be eligible for cheque book facility

      Andhra Bank : AB Abhaya Plus

      Andhra Bank : AB kiddy Bank

      Central Bank of India : Cent Savings Plus Account
    • Personal accident cover.
    • The sum assured is Rs. 1,00,000 irrespective of the amount in the savings account.
    • The policy period is one year but the bank may consider continuing the scheme at its discretion.
    • The facilities are available only if the account was opened during the time frame of 10th June 2010 and 31st March 2011.
    • The rights for admission or rejection of the claims are reserved under the Insurance company.

      Central Bank of India : CENT BAL Bhavishya
    • This account can be opened with an initial deposit of Rs. 50 in rural semi-urban areas and for Rs. 100 in urban and metro branches.
    • The balance in the account in access of Rs. 10,000 can can be converted from savings account to cumulative time deposit scheme for a period of six months to ten years depending on the age of the child.
    • Till the time child attains maturity, an extra interest of 0.50% p.a. above card rates will be allowed on the time deposits.

      Central Bank of India : CENT Bachat Khata
    • This account can be opened with a minimum deposit of Rs. 50
    • No service charge is applicable for non-maintenance of minimum account balance.
    • The amount of total credits during an year must not exceed Rs. 1,00,000 and the balance in the account should not exceed Rs. 50,000.
    • The account can be opened at any of the bank's branches.
    • Nomination facility can also be availed on the this account.

      Allahabad Bank : Rs. 5 Banking
    • The account can be opened with a minimum initial deposit of Rs. 5.
    • No charge is applicable if the amount of minimum deposit falls by Rs. 5.
    • Duplicate passbook will be issued with a charge of Rs. 10.
    • This account can be converted to a normal Savings Bank account after depositing minimum account balance in the account.
    • No cheque book or ATM facilities are available with this account.

      Allahabad Bank : AllBank Premium SB Account
    • The account holder can avail 25% discount on all service charges.
    • Instant credit available for all outstation cheques upto Rs. 25,000.
    • International debit cum ATM card as well as cheque Book will be issued to the account holder.
    • Account holder will also be eligible for free personal accident cover of Rs. 1,00,000.

      Allahabad Bank : AllBank Mahila Sanchay Account
    • This savings bank account can be opened and maintained with a minimum balance of Rs. 1.
    • Demand Drafts and cheques up to Rs. 1,000 meant for educational purposes of the wards of the account holder would not attract any charges.
    • On request the account holder can also avail a Piggy Bank free of cost to garner small savings in it and to then deposit a lump sum in her bank account at once.

      Allahabad Bank : AllBank Vikash SB Account
    • This account is meant for various local organisations and Non-Government Organisations which are engaged in social causes and development services.
    • The organisation is required to maintain a minimum balance of Rs. 50,000.
    • Discount of 25% will be provided on all service charges.
    • Facility of instant credit of outstation cheques Up to Rs. 25,000 will be provided.

      Allahabad Bank : Sishu Mangal Deposit Scheme
    • Any citizen of India who falls in the age group of 1 to 15 years can get this account under guardianship.
    • The amount needs to be deposited on predetermined basis, the bank will provide a chart and according to that the amount needs to be deposited in the account.
    • The amount to be deposited in the account will increase in accordance to the maturity value.

      Dena Bank : Premium Savings Account Scheme
    • The account holder can avail free cheque book facility.
    • No commission will be charged on the Demand Drafts/MT/Pay orders upto an aggregate of Rs. 10,000 during a month.
    • OR the account holder can avil free collection of outstation cheques upto Rs. 10,000 per month.

      Dena Bank : Dena Jeevan SB Account
    • Account holder who falls in the age group of 18 to 59 years can avail life insurance cover of Rs. 1 lac from the reputed LIC of India.
    • Premium applicable is quite low.
    • The process is not very complicated and the insurance cover is immediately applicable once the account holder has signed the Consent-Cum-Authorization letter.
    • The account holder is also eligible to enjoy tax benefits.
    • The claim settlement procedure is also very straight forward.
    • The possibility of lapse of policy cover is negligible as the premium can be directly debited from the account.

      Dena Bank : Dena Savfix Deposit Scheme
    • This is a savings account which also functions as fixed deposit account.
    • Whenever the amount in the account exceeds the Rs. 25,000, the rest of the amount in the multiples of Rs. 5000 gets converted into fixed deposits which is be entitled to earn higher interest rate.
    • In case the Funds in the account are insufficient then the amount from the fixed deposit account will be directly transferred to the savings account balance, again as multiples of Rs. 5,000, which then can be withdrawn .

      Dena Bank : Dena Freedom Deposit Scheme
    • Cheque book facility is available with this kind savings bank account.
    • 90% of the initial amount deposit can be withdrawn as overdraft.
    • The deposit tenure is from 1 to 5 years and on the deposit amount compound interest is applicable.

      Dena Bank : Dena Minors Savings Scheme
    • Minor who has attained 10 years of age and can read and write is eligible to open this account, either singly or jointly.
    • No cheque book shall be issued to this account and if the minor requires to withdraw money from the account then it can be done through withdrawal slip.

      Dena Bank : Alpha Bachat Khata
    • Neither ATM nor cheque books will be issued with this account.
    • Depending on the situation the bank may allow a maximum of 6 Pay Orders/Demand Drafts/M.T (all taken together, each not exceeding Rs. 2,500) can be issued.
    • Individual above 10 and below 18 years of age, who can read and write can open minor savings account, the terms and conditions applicable on minor Savings account will be applicable.
    • If the bank allows, then 6 cheque instruments can be collected during an year, each not exceeding Rs. 2,500.
    • Third party cheques shall not be collected.

      Indian Overseas Bank : Regular Savings Bank
    • Account holder shall be issued International VISA Debit Card with the account.
    • The facility of instant credit of outstation cheques, upto Rs. 15,000 will also be given.
    • The account holder is also entitled to avail various other banking facilities including internet banking facility, multicity cheque facility, standing instruction facility and anywhere banking.
    • Account holder is also eligible to enjoy various insurance products.

      Indian Overseas Bank : Savings Banks Gold 1
    • The account holder will get ATM card on the very first day.
    • No charges will be applicable on International Debit Card issued with the account.
    • Facilities like internet banking, personalized multi city cheques, monthly account statements over E-mail, SMS alerts are also applicable with this account.
    • Free RTGS and NEFT facility.
    • Personalized cheque books will also be issued free of cost.
    • Free personal insurance cover of Rs. 5 lakh and facility of family health insurance is also applicable.
    • Account holder can also avail preferential rate for Gold coins.
    • Other facilities available with the account includes Free opening of Demat account, free online Tax Payment and PAN/TAN facility.

      Indian Overseas Bank : Savings Bank Gold 2
    • The account holder will get ATM card on the very first day.
    • No charges will be applicable on International Debit Card issued with the account.
    • Facilities like internet banking, personalized multi city cheques, monthly account statements over E-mail, SMS alerts are also applicable with this account.
    • Free RTGS and NEFT facility.
    • Personalized cheque books will also be issued free of cost.
    • Free personal insurance cover of Rs. 5 lakh and facility of family health insurance is also applicable.
    • Account holder can also avail preferential rate for Gold coins.
    • Other facilities available with the account includes Free opening of Demat account, free online Tax Payment, PAN/TAN facility, online equity trading and overseas travel card free of cost.

      Indian Overseas Bank : Savings Bank Silver 1
    • ATM card will be issued to the account holder on the very first day, ATM usage at any bank will not attract any extra charges.
    • No extra charges are applicable on the usage of International Debit Card issued with the account.
    • Other facilities like internet banking , SMS alerts, Online tax payment facility, anywhere banking, PAN/TAN facilitation, utility bill payment are also available with this account.
    • RTGS and NEFT facility is also available with this account and that too free of charges.
    • The account holder will get a personal health cover of Rs. 1 lac and can also avail facility of family health insurance.
    • Overdraft facility is also available with this account.

      Indian Overseas Bank : Savings Bank Silver 2
    • ATM card will be issued to the account holder on the very first day, ATM usage at any bank will not attract any extra charges.
    • No extra charges are applicable on the usage of International Debit Card issued with the account.
    • Other facilities like internet banking , SMS alerts, Online tax payment facility, anywhere banking, PAN/TAN facilitation, utility bill payment are also available with this account.
    • RTGS and NEFT facility is also available with this account and that too free of charges.
    • The account holder will get a personal health cover of Rs. 1 lac and can also avail facility of family health insurance.
    • Overdraft facility is also available with this account.

      Indian Overseas Bank : No Frills Account
    • This account can be opened at a minimum balance of Rs. 5.
    • This account can be opened at all the branches of the bank.

      Indian Overseas Bank : IOB Student

  • free personal accident insurance cover of Rs 1 lac

  •   Federal Bank : Freedom SB
    • 20 cheque leaves will be issued free of cost every half yearly.
    • If the account holder has not opted for a passbook then he can get one statement for free by E-Mail or as hardcopy.
    • Account holder will receive monthly statements through E-mail for free.
    • Account holder will be issued with a Visa International Shop n Save Debit Card / MasterCard-Classic.
    • The daily free cash withdrawal limit for Shop n save Debit card is Rs. 20000 and Rs. 30,000 for MasterCard Classic.
    • The daily limit for POS transactions is Rs. 30,000.
    • A customer is entitled to avail free internet banking facility, free mobile banking free E-mail alerts and RTGS/NEFT facility with this account.
    • Any Where Banking facility is also available with this account.

      Federal Bank : SB Plus
    • 40 cheque leaves will be issued free of cost every half yearly with this account.
    • If the account holder has not opted for a passbook then he can get one statement for free by E-Mail or as hardcopy.
    • Free Visa International Shop n Save Debit Card / MasterCard-Classic will be issued with this account.
    • The daily free cash withdrawal limit for Shop n save is Rs. 20,000 and for MasterCard Classic it is Rs. 30,000.
    • The daily limit for POS transactions that can be made is Rs. 30,000.
    • Other facilities like internet banking, mobile banking, and E-Mail alerts and RTGS/NEFT are available with this account.
    • The limit for free monthly demand draft is Rs. 10,000.
    • The account holder shall enjoy a concession of 25% on the charges applicable on the collection of outstation cheque.
    • Any Where Banking facility is also available with this account.

      Federal Bank : FedPower
    • 40 cheque leaves will be issued free of cost every half yearly with this account.
    • If the account holder has not opted for a passbook then he can get one statement for free by E-Mail or as hardcopy.
    • Free Visa International Shop n Save Debit Card / MasterCard-Classic will be issued with this account.
    • The daily free cash withdrawal limit for Shop n save is Rs. 20,000 and for MasterCard Classic it is Rs. 30,000.
    • The daily limit for POS transactions that can be made is Rs. 30,000.
    • Other facilities like internet banking, mobile banking, and E-Mail alerts are available with this account.
    • RTGS and free NEFT facility both inward and outward are applicable with this account.
    • The limit for free monthly demand draft is Rs. 20,000.
    • The account holder shall enjoy concession of 50% on the charges applicable on the collection of outstation cheque.
    • Free monthly remittance of cash up to Rs 1,00,000 and free monthly clearing / collection / transfer up to Rs 1,00,000.
    • Any Where Banking facility is also available with this account.

      Federal Bank : FEDPOWER+
    • 40 cheque leaves will be issued free of cost per half year.
    • In case the account holder has not opted for passbook then he can get one free statement by E-Mail/hardcopy.
    • With this account VISA Gold Debit Card will be issued.
    • The daily withdrawal limit of the debit card through ATM and for POS transactions is Rs. 75,000.
    • Account holder can avail temporary overdraft facility of Rs. 25,000 through ATM.
    • Account holder can also enjoy internet banking, mobile banking, E-Mail alerts as well as free NEFT/RTGS facility.
    • For the charges applicable on the collection of outstation cheques the account holder is entitled to avail a concession of 75% as well as 50% concession in Processing Fee/Administration Fee for all Retail Loan Products is also applicable.
    • The limit of free monthly demand draft is Rs. 50,000.
    • Anywhere Banking Facility is also available with this account.

      Federal Bank : FEDCLASSIC
    • This account can be maintained at zero balance.
    • 20 cheques per half year will be issued free.
    • One statement by hardcopy or E-Mail can be availed for free if the account holder has not opted for passbook.
    • Free Visa International Shop n Save Debit Card / MasterCard-Classic will be issued with this account.
    • The daily free cash withdrawal limit for Shop n save is Rs. 20,000 and for MasterCard Classic it is Rs. 30,000.
    • The daily limit for POS transactions that can be made is Rs. 30,000.
    • Other facilities like internet banking, mobile banking, and E-Mail alerts and RTGS/NEFT are available with this account.
    • The account holder shall enjoy a concession of 25% on the charges applicable on the collection of outstation cheque.
    • Rs. 20,000 can be withdrawn form the account per day at branches within or outside the clearing zone without any charges.
    • Anywhere Banking Facility is also available with this account.

      Federal Bank : FEDCLASSIC+
    • 40 cheque leaves will be issued free of cost per half year.
    • If the account holder has not opted for a passbook then he can get one statement for free by E-Mail or as hardcopy.
    • With this account VISA International Gold Debit Card will be issued.
    • The daily withdrawal limit of the debit card through ATM and for POS transactions is Rs. 75,000.
    • Account holder can avail temporary overdraft facility of Rs. 25,000 through ATM.
    • Account holder can also enjoy internet banking, mobile banking, E-Mail alerts as well as free NEFT/RTGS facility.
    • For the charges applicable on the collection of outstation cheques the account holder is entitled to avail a concession of 50% as well as 50% concession in Processing Fee/Administration Fee for all Retail Loan Products is also applicable.
    • The limit of free monthly demand draft is Rs. 50,000.
    • Rs. 50,000 can be withdrawn form the account per day at branches within or outside the clearing zone without any charges.
    • Anywhere Banking Facility is also available with this account.

      Federal Bank : FEDSMART
    • 60 cheque leaves will be issued free of cost per half year.
    • Bank provides free monthly statement tby post and free daily statements through E-Mail with this account.
    • With this account VISA Gold Debit Card will be issued.
    • The daily withdrawal through ATM and for POS transactions is Rs. 75,000.
    • Account holder can avail temporary overdraft facility of Rs. 25,000 through ATM.
    • Account holder can also enjoy free internet banking, mobile banking, E-Mail, NEFT/RTGS facility.
    • With this account bank provide facility of unlimited demand drafts and free collection of outstation cheques.
    • 50% concession in Processing Fee/Administration Fee for all Retail Loan Products is also applicable.
    • Account holder can withdraw cash up to Rs. 1,00,000 daily at branches within or outside the clearing zone.
    • Anywhere Banking Facility is also available with this account.

      Federal Bank : YUVAMITRA
    • Account holder will be issued 10 cheque leaves for free per year.
    • If the account holder has not opted for passbook then he can get one monthly statement for free.
    • Visa International Shop n Save Debit Card / MasterCard-Classic will be issued with this account.
    • The upper limit for free POS transaction is Rs. 30,000.
    • Other facilities available with this account are free internet banking, mobile banking and E-Mail alerts.

      Federal Bank : NO Frills Savings
    • 1 Cheque book will be issued per financial year.
    • Account holder is eligible for proprietary ATM card.
    • The bank extends view only facility to the account holder through internet banking.
    • A maximum of 5 transactions per month can be made in the account.

      Federal Bank : MAHILAMITRA
    • 40 cheque leaves will be issued free of cost per half year.
    • If the account holder has not opted for a passbook then he can get one statement for free by E-Mail or as hardcopy.
    • With this account VISA International Gold Debit Card will be issued.
    • The daily withdrawal limit of the debit card through ATM and for POS transactions is Rs. 75,000.
    • Account holder can avail temporary overdraft facility of Rs. 25,000 through ATM.
    • Account holder can also free enjoy internet banking, mobile banking, E-Mail alerts, NEFT/RTGS facility.
    • For the charges applicable on the collection of outstation cheques the account holder is entitled to avail a concession of 50% as well as 50% concession in Processing Fee/Administration Fee for all Retail Loan Products is also applicable.
    • Rs. 50,000 can be withdrawn form the account per day at branches within or outside the clearing zone without any charges.
    • Anywhere banking facility is also available with this account.
    • The limit of free monthly demand draft is Rs. 50,000.

      Federal Bank : Federal Institutional Savings Account (FISA)
    • 40 Anywhere cheque leaves will be issued free of cost per half year.
    • 100 transactions will be offered for free, per quarter.
    • The monthly statements to the account can be availed by post or E-mail.
    • With this account free mobile banking, E-Mail alerts, NEFT facilities are available .
    • Free view only facility through internet banking as well as RTGS facility is also applicable with this account.
    • Other facilities like Free monthly demand draft upto a limit of Rs. 20000 and free remittance upto Rs. 1 lac of cash from any branch are also extended by the bank.
    • The upper limit of daily free cash withdrawal from the account is Rs. 50000 per day per branch.
    • Free collection of outstation cheques up to a monthly limit of Rs 1 Lakh
    • 50% concession is applicable on the cheque collection for the cheques drawn at the centres where the bank does not have branches.
    • Free certified statement for auditing purpose and Free remittance of donation to the account by Federal Bank Customers through Fednet / E-commerce/ M-Commerce facility will be applicable with this account.

      IndusInd Bank : Indus Classic Savings Account
    • Freedom to choose from three debit cards offered by the bank.
    • Earn reward points on every transaction made through the debit card.
    • 365 day banking facility available at selected branches of the bank.
    • Free internet banking, personalised Payable-At-Par Cheque Book and NEFT/RTGS facilities available with the account.
    • Free Quarterly Statements OR Monthly e-Statements / Pass Book facility with the account

      IndusInd Bank : Indus Easy Savings Account
    • This account can be maintained at zero balance.
    • Account holder may be issued an ATM against an extra payment of Rs. 25.
    • Facility of 365 days banking available at selected branches.
    • With the account one cheque book will be issued yearly.
    • Facility of Free internet registration and free NEFT/RTGS also available with the account.

      IndusInd Bank : Indus Privilege Savings Account
    • Free Indus Young Saver Account with Recurring Deposits Facility for the child of the account holder.
    • Freedom to choose form the three debit cards offered by the bank.
    • Free access and transaction to the bank account at any of the bank branches across the country.
    • 365 days banking facility available at selected branches of the bank.
    • Doorstep banking facility is also offered by the bank at selected locations which include Free Cheque Pickup and Demand Draft Delivery.
    • Free Demand Drafts upto Rs.25,000/- per day at all the branches.
    • The account holder is issued free personalized Multi-city Cheque book, facility of free standing instructions and Sweep-in are offered with the bank.
    • Free NEFT/RTGS and free Quarterly Statements / Monthly e-Statements / Pass Book facility with the account.

      IndusInd Bank : Indus Young Saver
    • This account can also be opened as a free add-on account with regular IndusInd Savings Account.
    • With this account facility of Flexi Recurring Deposits can also be availed.
    • Instalments towards the Recurring Deposit can be flexible.
    • At the end of every month the balance in the Savings account will be transferred to the Flexi Recurring Deposit leaving Rs. 100 in the Savings Account.
    • Facility of Standing Order Instructions also available with this account.
    • No TDS will be levied on the interest earned on the Recurring Deposits.

      IndusInd Bank : Indus Maxima Savings Account
    • Account holder will get Maximum Platinum VISA Debit Card with this account.
    • 2 Add-on accounts come for free with this account.
    • The Debit Card comes with a daily purchase limit of Rs. 3,00,000 and daily ATM withdrawal limit of Rs. 2,00,000.
    • Account holder can earn reward points by making purchases through his Debit card and redeem them against various benefits.
    • 365 days banking facility available at selected bank branches.
    • Free internet banking, mobile banking and NEFT/RTGS facilies available with this account.
    • Unlimited Payable at Par Cheque books with the account.
    • No charges will be levied on the Demand Drafts issued from own bank and unlimited pay orders can be availed with this account.
    • 1 correspondent bank draft up to Rs. 50,000 free per day.
    • Free monthly statements as hardcopy or E-Mail and SMS alerts.

      Oriental Bank of Commerce : SB-Basic
    • This account can be opened at an initial deposit of Rs. 10 and afterwards it can be maintained at zero balance.
    • No charges are applicable on Standing Instruction for transfer of funds within same branch.
    • 6 withdrawals can be made from the account every month.
    • One cheque book is issued with the account every month.
    • Account holder can invest under available fixed deposits scheme provided collective deposits should not cross the ceiling limit of the account.
    • If the amount in the account exceeds the limit of Rs. 50,000 then the account will be converted in to a SB General Account.

      Oriental Bank of Commerce : Jeevan Sarathi for PH
    • This account can be opened as well as maintained at zero balance.
    • Collection of instruments and Issuance of DDs/POs At Par.
    • Free internet banking as well as free "Proton" ATM Card.
    • Neither Standing Instruction Charges nor Stop Payment Charges are applicable.
    • Nomination facility is available with this account.
    • Free ABB Cash transactions upto Rs 50000.
    More >>

      Oriental Bank of Commerce : SB Vidyarthi
    • It is a student account and can be maintained at zero balance.
    • Overdraft facility is also available with this account, with a maximum limit of Rs. 1,500.
    • Cheque book will only be issued only to the majors.
    • With this account "Cashmate", ATM cum Debit VISA credit card will be issued.
    • No annual charges are applicable on the debit card.

      Oriental Bank of Commerce : OBS Unnanti
    • A minimum balance of Rs. 1000 in metro branches and Rs. 500 at all other branches is required to maintain with this account.
    • Along with the account comes a welcome kit with ready to use ATM.
    • Speed clearing facility is available with this account.
    • A concession of 50% is applicable on the NEFT/RTGS facility offered by the account.
    • Free internet banking, mobile banking and free ECS Debit/Credit is offered with this bank.
    • Payment of cheque can be stopped by the account holder.
    • Cheques are processed immediately for outstation collections upto Rs. 15,000 for Rural and semi-urban and for urban branches it is rs. 25,000.

      Royal Bank of Scotland : Flex Plus
    • 1 add-on savings account can be opened with this account.
    • 365 days banking facility available at selected bank branches.
    • ATM and doorstep banking, internet banking, drop box and phone banking facilities are available with this account.
    • Monthly account statements are sent through E-Mail.
    • Facility of utility bill payment also available.

      Royal Bank of Scotland : Flex Advantage
    • This account can be maintained at zero balance but the account holder requires to fulfil certain monthly transaction criteria in order to avoid penalty.
    • Standing instruction facility available with this account.
    • 365 days banking facility available at selected bank branches.
    • ATM and doorstep banking, internet banking, drop box and phone banking facilities are available with this account.
    • Monthly account statements are sent through E-Mail.
    • Facility of utility bill payment also available.

      Royal Bank of Scotland : Flex Privilege
    • The account holder requires to maintain a minimum balance of Rs. 50,000 per month.
    • The account holder is eligible for two complimentary savings account with this account.
    • On every transaction the customer will earn royalty points which can be redeemed against a variety of products.
    • With this account the account holder also gets a Premium debit Card.
    • No extra charges are applicable on issuing of demand drafts and on cheque books.
    • Standing instruction facility available with this account.
    • 365 days banking facility available at selected bank branches.
    • ATM and doorstep banking, internet banking, drop box and phone banking facilities are available with this account.
    • Monthly account statements are sent through E-Mail.
    • Facility of utility bill payment also available.

      Royal Bank of Scotland : No-Frills
    • This Account can be maintained at zero balance.
    • Account holder can avail facilities like NetBanking and Mobile Banking for free and can also make bill payments.
    • Account holder will also be issued Premium Debit Card valid worldwide.

      Royal Bank of Scotland : Incentiv-Salary Account
    • No minimum account is required to maintain in this account.
    • The account holder will be issued Premium Debit Card which is free for the first year.
    • Wide ATM access with around 26000 ATMs in India and 1 million across the world that makes it convenient to carry out transactions for the customer.

      YES Bank : Savings Account 5
    • Account holder requires to maintain a minimum balance of Rs. 5000 in the account.
    • Account holder can avail free demand draft and pay orders payable at any branch of the bank.
    • International Silver Debit cum ATM card will be issued with this account.
    • Facilities like NetBanking, Mobile Banking and SMS Banking can be availed.
    • Instant access to over 650 cities across the country for financial transactions.
    • Customer can book fixed deposits through internet banking.
    • MFonline allows the account holder to purchase and redeem mutual fund units online.
    • MONEY MONITOR gives the account holder a consolidated view of all his account across various financial institutions.

      YES Bank : Savings Account 10
    • The minimum amount required to maintain this account is Rs. 10,000.
    • International Silver Debit cum ATM card will be issued with this account.
    • Account holder can avail free demand draft and pay orders payable at any branch of the bank.
    • Facilities like NetBanking, Mobile Banking and SMS Banking can be availed.
    • Instant access to over 650 cities across the country for financial transactions.
    • Customer can book fixed deposits through internet banking.
    • MFonline allows the account holder to purchase and redeem mutual fund units online.
    • MONEY MONITOR gives the account holder a consolidated view of all his account across various financial institutions.

      YES Bank : Savings Account 25
    • The minimum amount required to maintain this account is Rs. 25,000.
    • International Silver Debit cum ATM card will be issued with this account.
    • Account holder can avail free demand draft and pay orders payable at any branch of the bank.
    • Facilities like NetBanking, Mobile Banking and SMS Banking can be availed.
    • Instant access to over 650 cities across the country for financial transactions.
    • Customer can book fixed deposits through internet banking.
    • MFonline allows the account holder to purchase and redeem mutual fund units online.
    • MONEY MONITOR gives the account holder a consolidated view of all his account across various financial institutions.

      YES Bank : Savings Account 100
    • The minimum amount required to maintain this account is Rs. 25,000.
    • International Gold Debit cum ATM card will be issued with this account.
    • Account holder can avail free demand draft and pay orders payable at any branch of the bank.
    • Facilities like NetBanking, Mobile Banking and SMS Banking can be availed.
    • Instant access to over 650 cities across the country for financial transactions.
    • Customer can book fixed deposits through internet banking.
    • MFonline allows the account holder to purchase and redeem mutual fund units online.
    • MONEY MONITOR gives the account holder a consolidated view of all his account across various financial institutions.

      YES Bank : Smart Salary Account
    • This salary account can be maintained at zero balance.
    • International Silver Debit Card with free access across 69,000 ATM across the country is issued with this account.
    • The account comes with improved speech enabled phone banking facility, Free RTGS/NEFT facility and safest internet banking facility.
    • MFonline allows the account holder to purchase and redeem mutual fund units online.
    • MONEY MONITOR gives the account holder a consolidated view of all his account across various financial institutions.

      Catholic Syrian Bank : Savings Account
    • This account can be opened at a minimum account balance of Rs. 100 for normal branches and Rs. 250 for computerized branches.
    • Cheque books are issued only to the accounts with a minimum account balance of Rs. 250.
    • Standing instructions are accepted and are dealt with on priority basis.
    • Transfer of account to other offices does not require any extra charges.

      Corporation Bank : Corp super saving account

  • Personal Accident Cover :
    Rs. 5 Lakhs Cover Free (SUBJECT TO MAINTENANCE of QAB)

  • Locker :
    25% Concession on 1st year Locker Rent

  • Demat Account :
    Bundled (AMC For 1st Year Waived)

  •   Citi Bank : Citi junior Account

    Each of the investment options offered by us is examined thoroughly before being put on the Citibank portfolio. You can choose from debt/fixed income options like GOI Relief Bonds, Debt Funds, Monthly Income Plan Funds or Equity based options such as Balance Funds, Diversified Equity Funds and Sector Funds.


      Corporation Bank : corp saral saving account

  • Free Personal Accident Cover of Rs. 1 lakh (only for individuals above 18 years)

  • Free Monthly Email Statement

  • Free Issuance of Demand Draft/PO (through Internet Banking)

  • Free NEFT

  • Online Opening of Fixed/Recurring Deposits

  •   Catholic Syrian Bank : CSB Student Support Savings Scheme
    • This account can be opened and maintained at zero balance.
    • ATM card/Global Support Cards are issued, wherever feasible free of cost.
    • No cheque book will be issued with this account.

      Catholic Syrian Bank : CSB Social Support Savings Scheme
    • At the time of opening the account, remittance of Rs. 10 is required to be made.
    • A maximum of 10 transactions can be made during a month, every extra transaction during that month will cost Rs. 5 to the account holder.
    • In general, cheque book will not be issued; however on specific request a maximum of 10 cheque leaves can be issued.
    • ATM card will be issued with this account.
    • This account can be converted into ordinary Savings Bank Account, if the account holder wishes to.

      City Union Bank Ltd. : CUB excel
    • Account holder requires to maintain a minimum balance of Rs. 10,000 in the account.
    • Internet banking, ATM/VISA card and free RTGS facilities are available with this account.
    • Cheque book will be issued with the account free of cost.
    • There is no restriction on the number of remittances and inter branch funds transfer made from the account.

      Central Bank of India : Cent Param

  • Joint Account facility

  • Direct credit salary

  •   City Union Bank Ltd. : Young India
    • The account can be opened at zero balance but the account holder requires to maintain a balance of Rs. 500 in the account.
    • The account holder will be issued an International VISA debit card with no annual charge.
    • Account holder can withdraw cash from 11,00,000 ATMs across the globe for free.
    • With this account the account holder can also enjoy free mobile banking, free internet banking and RTGS/NEFT facility.
    • Account holder can also receive monthly account statement through E-mail fr free.

      City Union Bank Ltd. : Junior India
    • This account is meant for minors.
    • In order to open this account, the child must be introduced by an account holder.
    • At the time of opening of account, birth certificate of the holder needs to be presented.

      Coastal Local Area Bank Ltd : Saving Bank Account
    • The minimum balance required to maintain with this account is quite low as compared with other banks.
    • The account suits the requirements of lower and middle class income group.
    • The account comes with the option of cheque book.
    • Special facilities are available for the customer who maintain sizable balance in the account.

      Coastal Local Area Bank Ltd : Insurance Linked Savings Bank Deposit Scheme
    • The account suits the requirements of lower and middle class income group.
    • With this account the account holder gets an accidental insurance cover of Rs. 1 lac. at a nominal cost of Rs. 22 per year.
    • The account comes with the option of cheque book.
    • Special facilities are available for the customer who maintain sizable balance in the account.

      Development Credit Bank Ltd. : Elite Savings Account
    • The account holder is entitled to get 1.60% cash back on the purchases made by him through DCB Cash Back Platinum Card at merchant establishments.
    • The daily cash withdrawal limit from the ATM is Rs. 1,00,000 and the daily spending limit is Rs. 1,50,000.
    • With this account one can enjoy free unlimited free transactions at all bank ATMs in India, unlimited any branch banking,free RTGS/NEFT facility and unlimited pay orders and demand drafts and statement of account.
    • Account holder can also avail a discount of 50% on locker fee.

      Development Credit Bank Ltd. : DCB CashBack Account
    • Account holder can use his DCB debit card to pay for the purchase at merchant establishments and can earn a flat 1.25% cash back.
    • The account holder will have a free access to all the DCB as well as VISA powered ATMs.
    • With this account comes free RTGS/NEFT facility, Free Personalised Payable at Par Cheque Book o Free Any Branch Banking - Fund transfers and Clearing.
    • Demand Draft/Pay orders worth upto 1 lac per day will be issued for free.

      Development Credit Bank Ltd. : Classic Savings Account
    • With this account comes International Debit Card Personalized payable at par cheque facility, auto sweep in facility and Any Branch Banking.
    • Account holder can make use of facilities like Internet Banking, Mobile Banking and Phone Banking; all free of cost.
    • The account statement can be received through E-mail, free of cost.
    • Facilities like VISA Money Transfer, free Card to card transfer and locker are also available with this account.

      Development Credit Bank Ltd. : Premium Savings Account
    • For customized banking solutions, account holder can avail the facilities of relationship managers.
    • With this account comes an International Debit Card and Personalized Payable at Par Cheque facility.
    • Other facilities like free internet banking,mobile banking, phone banking, free NEFT and auto sweep are also available.
    • Account holder is entitled to enjoy services like Any Branch Banking Free online utility bill payment, card to card transfer and VISA money transfer.

      Development Credit Bank Ltd. : Value Savings Account
    • This account can be maintained at a minimum balance of Rs. 250.
    • With this account comes ATM card, Personalized Cheque Book.
    • Along with this the account holder can can also avail Internet Banking, Phone banking, Mobile Banking, Account statement by E-Mail and NEFT/RTGS facility.

      Dhanlaxmi Bank : MaxiGain Platinum Savings Account
    • This account comes with sweep-on and sweep-out option.
    • With this account the account holder will get Gold Debit Card with access at Dhanlaxmi and its partner bank ATMs.
    • Account holder will get one 1 At Par cheque book per quarter and 5 free Demand Drafts at bank location and also at corresponding bank location per month.
    • Account holder gets the freedom to deposit or withdraw upto Rs. 2 lac per day at non-base branch.
    • Free 2 Outstation Cheque Collection per month.
    • The account holder also gets to enjoy Free Anywhere Banking and Door Step Banking.

      Dhanlaxmi Bank : MaxiGain Classic Savings Account
    • With this account, the account holder can enjoy Anywhere Anytime Banking.
    • Along with this account comes Free International VISA Debit Card.
    • Facilities like Internet Banking, Mobile Banking, Phone Banking and NEFT/RTGS are also available with this account.
    • Account holder is also entitled to enjoy free Demand Draft and Pay Orders, Free Outstation Cheque Collection Facility and Free Payable At Par cheque book with this account.

      Dhanlaxmi Bank : Dhanam + and ++ Savings Account
    • This account can be maintained at a minimum balance of Rs. 5000 per month.
    • The account holder can enjoy sweep-in/sweep out facility wit this account.
    • This account also provides the facility of a term deposit along with the flexibility and convenience of a savings bank account.
    • Account holder will get free cheque book with the savings account or a certificate of deposit account.
    • The minimum remittance amount from the fixed deposit is Rs. 500 and the minimum amount that an be withdrawn through cheque is Rs. 500, rounded off to the nearest 100.
    • No interest will be paid if the account is closed within 15 days of investment.
    • Account holder will also get Classic Debit Card with the account and can also avail the facilities like Internet Banking, Mobile Banking, Phone Banking and NEFT/RTGS.

      Dhanlaxmi Bank : Simple Savings Account
    • This account can be maintained at zero minimum balance.
    • With this account a debit card will be issued with access at Dhanlaxmi Bank and partner bank ATMs.
    • Account holder can also enjoy the facility of Anywhere Banking with unlimited non-cash transactions.
    • 5 cash transactions are allowed free of cost with this account.

      Dhanlaxmi Bank : MaxiGain Supreme Savings Account
    • The account holder is allowed to make cash transactions upto Rs. 1 lac per day at non base branches.
    • With this account a person can make 10 NEFT as well as 10 RTGS transactions, free of cost.
    • Account holder is entitled to draw 3 DDs at base branch and 2 DDs at corresponding bank locations and also 3 Pay Orders per month for free.
    • With this account the account holder can get 1 'At Par' cheque book per quarter.
    • Along with this account Gold Debit Card will be issued with access at Dhanlaxmi as well as corresponding bank ATMs.
    • Along with that the account holder can also enjoy Free Door-Step Banking and Free Anywhere Banking Facility.

      Dhanlaxmi Bank : Smart Salary Savings Account
    • This salary account can be maintained at zero minimum balance.
    • The account holder is entitled for 2 Outstation cheque collection, 2 DDs drawn at bank location and 2 at corresponding bank location per month for free.
    • With this account a Classic debit card and 1 payable 'At Par' cheque book per quarter will be issued.
    • Other facilities including Free Anywhere Banking and Door Step Banking facility are also offered with this account.
    • The account holder can enjoy 5 NEFT as well as RTGS transactions from branch per month for free.

      Dhanlaxmi Bank : Regular Savings Account
    • The minimum average monthly account balance required to maintain this account is Rs. 1000.
    • Classic Debit Card will be issued with this account for free with access to Dhanlaxmi Bank and Partner bank ATMs.
    • Other facilities offered with this account is Door Step Banking and Free Anywhere Banking with unlimited non cash transactions.
    • Account holder is also entitled to enjoy facilities like Internet Banking, Mobile Banking, Phone Banking and NEFT/RTGS.

      ING Vysya Bank : Orange Savings Bank Account
    • An International Debit Card will be issued with this account, free for first year and valid at over 2,00,000 merchant locations.
    • Unlimited transactions can be made at ING Vysya and Maetro Cirrus ATMs.
    • Funds can be transferred across all the bank branches, NEFT/RTGS Facility is also available with this account.
    • Other facilities like Electronic Bill Payments, Mobile Banking, Internet Banking and SMS alerts are also available with this account.
    • Any other Savings account can be upgraded to Orange Savings Account at no additional charges.
    • Account holder can make up to 2 transactions per months for free to a limit of Rs. 50,000.
    • Personal Concierge Service is also available will this account.

      ING Vysya Bank : Advantage Salary Account
    • This account can be maintained at zero balance as long as the account holder is employed with the corporate.
    • With this account free International Debit Card will be issued with which a customer is allowed to make 6 ATM transactions for free per month at 25,000 (Cirrus) ATMs.
    • Personalized cheque book are issued for free and also customer can shop over 200,000 merchant locations.
    • 2 DD's/PO's up to Rs. 10,000 can be issued for free during a month.
    • The account holder can also avail facilities like free bill payment at selected centers, internet banking, free account statement through E-Mail and Free Customer Service Line
    • Overdraft Facility is also available with this account.
    • There is no restriction on the number of transactions in the account.

      ING Vysya Bank : Orange Salary Account
    • This account can be maintained at zero balance as long as the account holder is employee with the corporate.
    • Along with this account a Masetro Cirrus ATM cum Debit Card will be issued free of cost.
    • Payable At Par cheque books will be issued for free.
    • Fund transfer is free across all the branches of ING Vysya Bank.
    • Internet banking, statement of account through E-Mail, Free Customer Service Line and overdraft facilities are also available with this account.
    • There is no restriction on the number of transactions in the account.

      ING Vysya Bank : Solo Savings Account
    • Account holder requires to maintain a minimum balance of Rs. 500 in the account in order to avoid penalty.
    • Free International Debit Card will be issued to the account holder above 18 years of age valid at above 2,00,000 merchant outlets.
    • Free and unlimited access to all Maestro Cirrus ATMs.
    • For account holders above 18 years of age free personalized cheque book will be issued.
    • Mobile banking, customer service line, SMS Alerts, Bill pay facility and Demat account facility is also available with this account.
    • Financial transactions at branch will cost Rs. 50 to the account holder.

      ING Vysya Bank : Saral Savings Account
    • This account can be maintained at a minimal quarterly average balance of Rs. 200.
    • The account holder will also be issued a Debit Card and facilities like internet banking, SMS alerts and free customer line is also available with this account.
    • Account holder can get annual statement of account for free.
    • The account holder can make 6 transactions per month after that every additional transaction will cost Rs. 20.
    • Up gradation from any other savings account of the Bank to the Orange Savings account at no additional cost.

      ING Vysya Bank : Freedom Account
    • This account can be maintained at zero balance.
    • Account holder will be issued ATM cum Debit Card with unlimited ATM transactions all Maestro Cirrus ATM also it can be used to shop over 200,000 merchant locations.
    • Personalized cheque books will be issued for free.
    • Electronic Bill payment facility is available with this account at selected locations also funds can be transferred for free across all networked locations.
    • Internet banking and SMS alert and customer line facility is also available with this account.
    • Annual Maintenance Charge of Rs.1000/- + taxes to be collected in advance, upfront from the Customer every year.

      ING Vysya Bank : ING Formula Savings Account
    • With this account the account holder will get Formula 1 Internatioanl Debit Card.
    • Free payable at Par cheque books and F1 themed internet banking services.
    • The account holder is entitled to receive free SMS on transactions above Rs. 1,500.

      ING Vysya Bank : General Savings Account
    • Account holder requires to maintain a minimum balance of Rs. 5,000 in the account.
    • An ATM cum Debit card will be issued with this account with which one can make free unlimited transactions at all Maestro Cirrus ATMs and also can shop at over 2,00,000 merchant locations.
    • With this account one can transfer funds for free and can get account statement through E-Mail for free.
    • Account holder will also be issued free personalized cheque books.
    • Electronic Bill Payment service is also available at selected branches.

      ING Vysya Bank : Zing Savings Account
    • It is a kids savings account.
    • With this account a personalized Debit Card will be issued.
    • Parents can keep a check on the spends of their kids by setting a spend limit.
    • Discounts available on books, toys and at leading brands.
    • RTGS/NEFT facility is also available with this account.
    • Monthly investment options available.

      ING Vysya Bank : ZWIPE Savings Account
    • Account holder can avail benefits across hundreds of retail outlets, restaurants, spas, tours & travels and more.
    • Free fuel surcharge waiver is also available at all the fuel stations across the country.
    • No extra charges on ATM transactions.
    • Account holder can draw 2 DDs upto Rs. 50,000 per month for free.
    • ATM cum Debit card will be issued with the account.

      The Saraswat Coop Bank Ltd : Elite Savings
    • Account holder requires to maintain a minimum balance of Rs. 5000 in the account to avoid penalty.
    • Sweep-in /sweep-out facility is available with this account, balance in access to Rs. 10,000 is transferred to term deposit schemes.
    • International ATM cum Debit Card will be issued with the account which allows the customer to shop as well as use ATM across the world.
    • Account holder will get a free personal accident cover of Rs. 2 lac for the first year.
    • Customer will be issued a cheque book with 50 leaves every half year.
    • Bank also offers "Easy Pay Facility" through which customer can pay bills.

      The Saraswat Coop Bank Ltd : Elite Silver Saving Account
    • Account holder requires to maintain a minimum balance of Rs. 25,000 in his account.
    • 2 free DD/POs On Saraswat bank locations will be offered with this account.
    • Monthly account statements will be sent to the account holder through E-Mail for free.
    • Higer version debit card will be issued with this account and no extra charges are applicable on the usage of ATM
    • Other facilities like internet banking, free core banking, Free NEFT/RTGS are also available with this account.

      The Saraswat Coop Bank Ltd : Savings for Kids (CUBS)
    • This is a kids account and can be opened with an initial deposit of Rs. 50.
    • It is mandatory for the account holder to save a minimum of Rs. 500 in the account over a period of 1 year, even through the penalty for non-maintenance of minimum account is waived for first year.
    • After competing age of 14 years the kid can himself operate the account and he can even apply for a debit card.
    • With this account comes the facility to deposit cash in school premises on predetermined days.
    • The account holder will get a gift from the bank and can also get personalized cheque book.

      The Saraswat Coop Bank Ltd : Elite Gold Saving Account
    • Account holder requires to maintain a minimum balance of Rs. 1,00,000 in the account.
    • 5 Free DD/POs o­n Saraswat bank locations can be drawn per month without ceiling.
    • Monthly account statements will be sent to the account holder through E-Mail for free.
    • Other facilities like internet banking, free core banking, Free NEFT/RTGS are also available with this account.
    • Bill Payment facility is also available with this account.

      The Saraswat Coop Bank Ltd : Akshay Salary Account
    • This account can be maintained at zero balance.
    • Overdraft facility is also available with this account with a maximum limit of Rs. 50,000.
    • Account holder can enjoy Net Banking and Mobile Banking facility with this account.
    • Transactions upto Rs. 25,000 through Any Branch Banking is free.

      The Saraswat Coop Bank Ltd : Janhit Account
    • This account can be maintained at a minimum balance of Rs. 100 but the initial deposit required is Rs. 250.
    • With this account comes free passbook and the standing instructions facility available for credit transactions.
    • The total amount credited in the account can not exceed Rs. 1 lac during a financial year.
    • Account balance greater than Rs. 50,000 can not be maintained in the account at any point of time.
    • Account holder will be issued with a ATM which can only be used at Saraswat Bank ATMs.

      Karnataka bank : KBL Vanitha
    • This account is only meant for females above 18 years of age and can be opened at zero balance but is required to maintain a minimum monthly average balance of Rs. 1,000.
    • Funds upto Rs. 50,000 can be transferred for free to two accounts in name of children per month.
    • Facilities like Multi Branch Banking, Internet Banking, Online Payment. Mobile Banking and SMS banking, NRFT/RTGS are also available with this account.
    • VISA International Debit Card will be issued with this account.

      Karnataka bank : KBL Kishore
    • No minimum balance is required to maintain this account.
    • A maximum of Rs. 50,000 can be transferred to this account from parent's account.
    • Debit card will also be issued with this account.
    • Internet banking facility is available with this account.

      Karnataka bank : KBL Tarun
    • No minimum balance is required to maintain this account.
    • A maximum of Rs. 50,000 can be transferred to this account from parent's account.
    • Along with the account a Money Plant VISA International Debit Card will also be issued.
    • Internet banking, SMS banking, free monthly e-statements, NEFT/RTGS and Multi City cheque facility is also available with this account.
    • Funds can be deposited as well as can be withdrawn at any branch.

      Karnataka bank : KBL Salary Privilege
    • The account holder does not require to maintain any minimum balance in the account.
    • Cash transactions can be made from any bank.
    • With this account Money Plant International VISA debit card will be issued.
    • Other facilities like internet banking, SMS banking, NEFT/RTGS, Free monthly e-statements are also available with this account.

      Karnataka bank : SB GEN (General)
    • This account can be maintained at a minimum balance of Rs. 1000.
    • Along with this account Money Plant VISA International Debit Card will be issued.
    • Other facilities like internet banking, SMS banking, NEFT/RTGS, Free monthly e-statements are also available with this account.
    • Cheques can be deposited at any branch.
    • Fund transfers within the Bank are available with Free of charges upto a specified limit.

      Karnataka bank : SB Money Sapphire
    • A minimum balance of Rs. 10,000 is required to maintain this account.
    • The account holder gets to enjoy the facility to deposit or withdraw funds from any branch of the bank.
    • Fund transfer within the bank, Multi city cheque and NEFT/RTGS facility is also available with this account.
    • Account holder can avail higher free limits on cheque collection facility.
    • Money Plant VISA international debit card will be issued with this bank.
    • Facilities like internet banking, SMS banking and free cheque books are available with this account.

      Karnataka bank : Insurance Linked Savings Bank Accounts
    • This account can be maintained at a minimum balance of Rs. 1000.
    • Along with this account Money Plant VISA International Debit Card will be issued.
    • Other facilities like internet banking, SMS banking, NEFT/RTGS, Free monthly e-statements are also available with this account.
    • Cheques can be deposited at any branch.
    • Fund transfers within the Bank are available with Free of charges upto a specified limit.

      Karnataka bank : SB Money Platinum
    • Account holder requires to maintain a minimum balance of Rs. 5,00,000 in this account.
    • The account holder is entitled to enjoy unlimited free banking service if he can maintain minimum balance in the account.
    • Account holder will be issued Money Plant International Debit Card with this account.
    • Facilities like internet banking, SMS banking are also available with this account.

      Karnataka bank : SB Sugama
    • This account can be maintained with minimal amount.
    • Passbook and chequebook can be issued with this account.
    • Account holder can make 6 cash withdrawal transactions for free.

      Punjab & Sind Bank : Saral Savings Scheme
    • This account can be maintained at zero balance.
    • The account holder is permitted to make 5 withdrawal transactions per month and 20 withdrawal transactions per half year.
    • Cheque books will not be issued with this account but if necessary loose cheque leaves can be issued.

      Punjab & Sind Bank : Saving Bank Account
    • This accounts can be opened by Individuals (singly or jointly), Associations, clubs, educational institutions.
    • An ATM card will be issued with this account with which the account holder can make free transactions from own bank ATMs and 5 free transactions from other bank ATMs.
    • Cheque book and passbook will also be issued with this account.

      State Bank of Mysore : Mybank Suraksha Savings Account
    • Account holder requires to maintain a minimum balance of Rs. 10,000 with this account to avoid penalty.
    • On yearly review, the account holder can also avail accidental death insurance cover of Rs. 2 lac.
    • Facilities like internet banking, mobile banking, RTGS/NEFT are also available with this account.
    • 25 cheque leaves will be issued for free with this account.

      State Bank of Mysore : Mybank Suraksha Savings Plus Account
    • The account holder requires to maintain a minimum balance of Rs. 25,000 in this account to avoid ant penalty.
    • On yearly review, the account holder can also avail accidental death insurance cover of Rs. 2 lac.
    • Facilities like internet banking, mobile banking, RTGS/NEFT are also available with this account.
    • 25 cheques and 25 Multi-city cheques will be issued for free every year with this account.

      State Bank of Mysore : Saral Savings Bank Account
    • This account can be opened with a initial deposit of Rs. 10 and then can be maintained at zero balance.
    • This account is available at the rural branches only.
    • No cheque book or ATM will be issued with this account.

      UCO bank : UCO No Frills Savings Bank Account
    • The account can be opened with an initial deposit of Rs. 5 and in case the customer wants cheque book then the initial deposit required will be 250
    • This account can be maintained at zero balance.
    • Account holder can only make 25 debit entries for free in a half year, after that he will be levied Rs. 3 per transaction.

      State Bank of Patiala : No Frills Savings Bank Account
    • This account can be opened with an initial deposit of Rs. 5 and after that can be maintained at zero balance.
    • Account holder can get quarterly account statement.
    • ATM card will be issued with this account with free usage at all the SBI group ATMs.

      State Bank of Patiala : Corporate Salary Account - Silver
    • The account holder does not require to maintain any minimum balance in his account.
    • Internet banking, Core Banking and RTGS/NEFT Facility is available with this account.
    • With this account an ATM cum Debit card will be issued with a daily withdrawal limit if Rs. 15,000.
    • 40 cheque leaves will be issued for free with this account every year and for every extra leaf Rs. 2 will be levied.

      State Bank of Patiala : Corporate Salary Account - Gold
    • The account holder does not require to maintain any minimum balance in his account.
    • Internet banking, Core Banking and RTGS/NEFT Facility is available with this account.
    • With this account free international card will be issued with a daily withdrawal limit if Rs. $1000.
    • 50 cheque leaves will be issued for free with this account every year and for every extra leaf Rs. 2 will be levied.

      Tamilnad Mercantile Bank Ltd : Janatha SB account

  • Pass books will be issued and the same should be accompanied for each withdrawal / deposit in to the account.

  • Deposit of endorsed instruments will not be accepted for collection/clearing, In other words third party instruments will not be acceptable

  • Standing instructions are allowed to transfer to RD / NMD / SRD accounts without collecting any charge for such transfer.

  •   State Bank of Patiala : Corporate Salary Account - Diamond
    • The account holder does not require to maintain any minimum balance in his account.
    • Internet banking, Core Banking and RTGS/NEFT Facility is available with this account.
    • With this account free international card will be issued with a daily withdrawal limit if Rs. $1000.
    • No charges applicable on issuance of cheque leaves.

      State Bank of Patiala : SB Star Account
    • For this account, the account holder requires to maintain a minimum balance of 50,000 to avoid penalty of Rs. 500 applicable per quarter.
    • Facilities like internet banking, issue of drafts, cheque collections cash transactions are available for free with this account.
    • Cheque book and passbook will be issued for free.
    • ATM cum Debit card will be issued with this account with no annual maintenance charges.

      The Ratnakar Bank Ltd. : Ratna advantage Account

      The Lakshmi Vilas Bank Limited : Lakshmi Power
    • Account holder requires to maintain a minimum balance of Rs. 3,000 in the account.
    • Facilities like cheque book. passbook, issue of DD, RTGS/NEFT are also available with this account.

      The Lakshmi Vilas Bank Limited : Savings Account
    • This account can be maintained at a minimum balance of Rs. 100 in rural branches and Rs. 500 at Metro , Urban and Semi-Urban branches.
    • Cheque book, passbook, NEFT/RTGS facility is also available with this account.
    • There is no restriction on the number or amount of deposits in the account.
    • Nomination facility is available.

      The Lakshmi Vilas Bank Limited : Lakshmi Savings Gold
    • Customer needs to maintain a minimum account balance of Rs. 10,000 in order to avoid penalty.
    • No charges are applicable on collection of cheques or issue of Demand Drafts.
    • Internet banking, SMS alert and free RTGS/NEFT facility is also available with this account.
    • ATM card will be issued with this account.
    • Account holder will get free monthly account statement through E-Mail.

      The Lakshmi Vilas Bank Limited : Lakshmi Savings Star Gold
    • In order to avail benefits and avoid penalty the account holder requires to maintain a minimum account balance of Rs. 20,000.
    • No charges are applicable on the collection of outstation cheques, issue of DD.
    • Facilities like internet banking, SMS alerts and Free RTGS/NEFT facilities are offered for free with this account.
    • Duplicate passbook and stop payment facility are available for free.
    • ATM card will be issued with this account.
    • Account holder will get free monthly account statement through E-Mail.

      The Ratnakar Bank Ltd. : Regular savings Account

  • Safe Deposit with Locker Facility

  •   The Saraswat Coop Bank Ltd : suvidha savings account

      Repco Bank : Savings Bank

      Amanath Co-operative Bank Ltd. : Saving Bank Account
    • The account can be opened with a minimum deposit of Rs. 5.
    • Cheque book and drafts can also be issued with the account.
    • The bank offers nomination facility with the account.

      Andhra Pradesh Mahesh Co-Op Urban Bank Ltd. : Savings Account
    • This account can be maintained for a minimum account balance of Rs. 500.
    • Cheque book can be issued with this account but in that case the customer requires to maintain a minimum balance of Rs. 1,000 to avoid penalty.
    • Multi city cheque book facility is also offered with this account.
    • Other banking services like ATM Card, SMS alerts and mobile banking are also available with this account.

      Andhra Pradesh Mahesh Co-Op Urban Bank Ltd. : No frills SB Account
    • This account can be maintained at the minimum balance of Rs. 10.
    • A Customer with this account can make 8 transactions per month.
    • The upper limit of cash transactions that can be carried out through the account is Rs. 20,000.

      Dombivli Nagari Sahakari Bank Ltd. : Saving Account
    • This account can be operated at a minimum balance of Rs. 500.
    • Cheque book facility is offered to the customers that maintain a minimum balance of Rs. 1,000.
    • ATM is also issued with this account, with a maximum per day withdrawal limit of Rs. 15,000.

      Janakalyan Sahakari Bank Ltd : Group Salary Saving Account
    • With this account the bank offers free any branch banking.
    • Overdraft facility is also offered with this account.
    • Standing instructions and nomination facility is also offered with this account.
    • Free ATM is issued with this account for the disposal of the customer.

      NKGSB CO-OP Bank LTD. : Savings Account
    • This account can be opened at a minimum deposit of Rs. 500.
    • If the customer wants cheque book facility then the minimum account opening balance will be Rs. 1,000.
    • Facilities like ATM card, any branch banking, free account statement and RTGS/NEFT are available with this account.
    • Bank also offers safe deposit locker facility.

      NKGSB CO-OP Bank LTD. : Dignity Saving
    • This account can be opened at a minimum balance of Rs. 500.
    • With this account, the account holder will get 60 cheque leaves for free per year.
    • ATM card will also be issued with this account with unlimited free access at all ATMs.
    • 1 demand draft can be issued by the customer for free.
    • 2 RTGS/NEFT transfer across the country and 2 outstation collection instruction offered for free per month with this account.

      NKGSB CO-OP Bank LTD. : Student Power
    • Account holder needs to maintain a minimum quarterly account balance of Rs. 500.
    • Cheque book is not issued with this account.
    • The customer will get ATM card with this account.
    • 1 at per cheque will be issued with this account for free.
    • 2 RTGS/NEFT transfer across the country and 2 outstation collection instruction offered for free per month with this account.

      NKGSB CO-OP Bank LTD. : Super Saving
    • The minimum average balance required to maintain this account is Rs. 25,000.
    • Account will be issued 100 cheque leaves for free per year.
    • The customer will also get an ATM card with unlimited access to all ATMs.
    • The customer will also get account statement every year for free.
    • 2 RTGS/NEFT transfer across the country and 2 outstation collection instruction offered for free per month with this account.

      NKGSB CO-OP Bank LTD. : No Frill Account
    • At the time of opening the account, account holder is required to make an initial deposit of Rs. 5.
    • To avail the facility of cheque book, the customer is required to maintain a minimum deposit of Rs. 250 in the account.
    • The account holder is only permitted to carry out only 6 transactions during a month and a total of 80 transactions throughout a year.
    • The customers with cheque book facility can also avail the benefits of Anywhere Banking.
    • No incidental charges are levied by the bank.

      Oriental Bank of Commerce : OBC platinum saving deposit account

  • Personal accident Insurance cover Rs.10.00 Lac free of cost till AQB is maintained

  • Instant credit of Local/outstation cheque after 6 months of opening of account Up to Rs. 50000

  •   Nutan Nagarik Sahakari Bank Limited : Savings Account

      Tamilnad Mercantile Bank Ltd : Basic Savings Account
    • This account can be opened at a minimum balance of Rs. 100 and if the customer requires cheque book facility then the minimum balance requires is Rs. 500.
    • Nomination facility is available with the account.
    • Passbook and ATM/Debit card are also issued with this account.

      Tamilnad Mercantile Bank Ltd : Salary SB Account
    • This account can be maintained at zero balance provided the minimum salary of the customer is Rs. 5,000.
    • One cheque book will be issued for free per year.
    • Credit card and ATM card will be issued with the account for free.
    • Through the sweep-in facility, the balance in excess of Rs. 10,000 in the multiples of Rs. 5,000 will be deposited in fixed deposits for 46 days.
    • Customer can draw 2 demand drafts with value lower than Rs. 10,000 per month for free.
    • Intra-city Cash withdrawal and remittance restricted to Rs. 50,000.00 per day for free.
    • Account holder can also get free monthly e-mail statements on request for free.

      Rupee Co-op. Bank Ltd. : Savings Bank Account

      Tamilnad Mercantile Bank Ltd : SB Premium Account
    • This account can be maintained at the minimum balance of Rs. 2,500, if the account is opened at a rural branch and if it is opened at any urban branch then the customer needs to maintain a minimum balance of Rs. 5,000.
    • The banks offers free insurance cover up to Rs. 1,00,000 to the account holder.
    • Bank offers free phone banking and RTGS/NEFT facility with this account.
    • ATM is also issued with this account.
    • No maintenance charges for Demat Account will be levied by the bank.
    • The account holder can also avail Free Admission Fee and Membership Fee for first 2 years on credit card.
    • Customer can also order account statements for free through e-mail.

      Tamilnad Mercantile Bank Ltd : Dynamic Youth Savings Bank Account
    • This account can be maintained at a minimum balance of Rs. 1,000.
    • Facilities like free Visa International ATM Cum Debit Card, internet banking, anywhere banking and SMS banking are offered with the account.
    • With this account, the customer can avail Free Collection of Cheques upto Rs. 25,000.00 per month.
    • Free upto Rs. 1,00,000.00 per month on payment of Multicity Cheques payable at other than parent branch.
    • The account holder can also draw drafts worth Rs. 25,000 for free per month.
    • With this account the customer can also avail the facility for opening Offline Share Trading account with M/s. Religare Securities Limited.

      The Greater Bombay Co-operative Bank Ltd : GB Gold Savings Account Scheme

  • Personalized Cheque book facility

  • Free ATM GOLD Card

  • Standing Instruction Facility

  •   Tamilnad Mercantile Bank Ltd : Royal Savings Bank Account
    • The account holder requires to maintain a minimum balance of Rs. 50.000 per quarter in the account to avoid penalty.
    • Facilities like internet banking, SMS banking, Anywhere Banking are offered with the account.
    • Credit card and VISA International Photo ATM card is also issued with this account.
    • No service charges are levied by the bank for payment of income tax payment using Online / Offline Mode.
    • No charges are applicable on the collection of cheques at the bank branches.
    • No charges are levied on the issue of demand drafts.
    • No penalty is applicable for the first month of opening of account in case the account holder fails to maintain minimum balance in the account.

      Tamilnad Mercantile Bank Ltd : VISA Savings Bank Account
    • This account can be maintained at the minimum balance of Rs. 5,000.
    • The account balance in excess of Rs. 10,000 will be amde as fixed deposits automatically in the multiples of Rs. 5,000.

      AXIS BANK : Future Stars Savings Account

      AXIS BANK : Women's Savings Account
    Axis Bank's Women's Savings Account is an endeavor by the Bank to understand the consumers' needs and redefine banking to suit your requirements for a truly comfortable banking experience. Women's Savings Account gives you instant access to your money anywhere, anytime. With the Women's Savings Account, you can manage your money and your life and Furthermore Axis Bank's Women's Savings Account ensures that you have enough time for all the important things in life.

      AXIS BANK : AxisDirect
    Single account for investing in Equity, Derivatives, Mutual Fund, IPO, NCDs and Bonds, SIPs (Equity & Mutual Fund), Company Fixed Deposits and ETFs.
    Single platform for multiple exchanges BSE & NSE (Cash & F&O)
    Market Watch available on Single Screen
    Multiple Charts with Tick by Tick Intraday and charting powered with various Studies
    Youcan save his own defined screen as well as graph template
    User-defined alert settings for Stock Price trigger
    Shortcut key for swift access to order placements & reports

      AXIS BANK : Insurance Agent Account
    The first of its kind account, especially crafted to suit the banking needs of professionals functioning as Insurance Agents.The offering presents a bouquet of benefits coupled with a concessional Average Quarterly Balance maintenance requirement as compared to our other products.

      AXIS BANK : YOUth Account
    As today's generation is of fast net, short messages and quick cash. Asking for pocket money is so old school, and so is fumbling for cash in the wallet. That's why the Axis Bank YOUTH Account is the thing for today's YOUth!
    You get to choose the look of your YOUTH debit card. Customize it with your favourite college gang pic, or your favourite band, or just about any pic which defines YOU.

      HDFC Bank : Women's Savings Account
      Get a complete banking solution with the Women’s Savings Account, which comes loaded with features catering to your financial, investment and lifestyle needs.
    • Free cash withdrawal and balance enquiry at all HDFC Bank ATMs and non-HDFC Bank domestic ATMs
    • EasyShop Woman's Advantage Debit Card with a host of benefits like: #Re.1 Cashback for every Rs 200/- spent #Personal Accident Death Cover of Rs 2 lacs #Special discount of 4% on purchase of Mudra Gold Bars and 5% discount on Mudra Silver Bars #Transaction limit of Rs. 25,000 per day for cash withdrawal and shopping limit of Rs. 40,000 per day
    • Make the most of the optional MoneyMaximizer (sweep-out) facility to transfer your surplus funds to fixed deposits. If the balance in your Women's Savings Account exceeds/reaches Rs 1,00,000, the amount in excess of Rs 75,000 will be transferred to a fixed deposit for a one year and one day period.
    • Payable at par cheque book - free 25 leaves multi-city cheque book per quarter
    • Free lifetime BillPay & InstaAlerts for all account holders
    • Free quarterly physical account statement
    • Free folio maintenance charges on Demat account for the first year
    • Free NetBanking, PhoneBanking & MobileBanking
    • Free passbook available at home branch for account holders (individuals)
    • Free email statements

      HDFC Bank : Senior Citizens Account
      You will get some exclusive privileges with your Senior Citizens account, just so that you know we care.
    • Shop with pride with your EasyShop International Debit Card, offered free for life to the primary account holder. You can spend up to Rs. 40,000 per day at any point of sale (POS).
    • Enjoy cash withdrawals of up to Rs. 25,000 per day on your debit card at any HDFC Bank ATM. If the first applicant is a woman and new to the bank, our special free Woman’s Advantage Debit Card with cash withdrawals of up to Rs. 25,000 per day and shopping (point of sale) limit of Rs. 40,000 per day will be issued by default
    • Withdraw cash for free at any bank’s ATM
    • Payable-at-Par (PAP) chequebooks are issued free. With this facility, outstation cheques issued by you (for clearing) will be treated as local cheques, at any HDFC Bank location. What's more, there are no usage charges for availing the PAP facility.
    • Keep a close eye on your account with the monthly account statements offered free OR avail of free passbook facility at your account branch.
    • Use third party cash transactions at non-account branches to have your near and dear ones deposit/withdraw up to Rs. 50,000 per day on your behalf. Withdrawals above Rs. 50,000 will attract a charge of Rs. 5/- per Rs. 1,000 on the full amount.
    • Use PhoneBanking, MobileBanking, NetBanking and BillPay facility absolutely free for all your banking needs
    • Avail free SMS alerts to know the transactions in your account.Get free Email statements.
    • National Electronic Funds Transfer (NEFT) facility is available.

      HDFC Bank : Basic Savings Bank Deposit Account
      You will get some exclusive features and benefits with your HDFC Bank Basic Savings Bank Deposit Account:
    • Access a wide network of branches and ATMs across the country to meet all your banking needs.
    • Free NetBanking for convenient banking.
    • Use National Electronic Funds Transfer (NEFT) to transfer funds from your HDFC Bank account to any account in another Bank at locations specified by the RBI.
    • Enjoy Free IVR based PhoneBanking (Agent assisted calls will be charged*).
    • Get free quarterly account statements.
    • Access your account with your free ATM Card.
    • Enjoy free cash and cheque deposits at branches and ATMs.
    • Get free cash withdrawals at any bank's ATM with your Debit Card.
    • Use 4 free cash withdrawals per month at branches. Additional cash withdrawals at branches in the month will be charged at Rs. 50 per transaction.
    • Get an International Debit Card on request at your branch at Rs. 100 per annum (plus applicable rates).
    • Get your first cheque book free and subsequent cheque books at Rs. 5 per leaf.
    • Avail of our free InstaQuery facility.
    • Use free BillPay, your instant solution to pay all your frequent utility bills. You can also give instructions for payments over the phone or through the Internet.
    • Get free InstaAlerts via email or SMS.
    • Avail of Safe Deposit Locker, Sweep-In and Super Saver facilities.
    • Get Free Email statements.

      HDFC Bank : Limited KYC Account
      You will get some exclusive features and benefits with your HDFC Bank Limited KYC Account
    • You need not deposit an initial amount and you don’t have to maintain an Average Quarterly Monthly Balance.
    • You can access a wide range of branches and ATMs across the country to make your banking experience so much easier.
    • Access a wide network of branches and over a thousand ATMs across the country to meet all your banking needs
    • Use our Free NetBanking to easily access your account online.
    • Get half-yearly physical Account statements free.
    • Use National Electronic Funds Transfer (NEFT) to transfer funds from your HDFC Bank account to any account in another Bank at locations specified by the RBI.
    • Enjoy Free IVR based PhoneBanking (Agent assisted calls will be charged*).
    • Access your account with your free ATM Card.
    • Enjoy free cash and cheque deposits at branches and ATMs.
    • Get free cash withdrawals at any bank’s ATM with your Debit Card.
    • Use 1 free cash withdrawal per month at your branch. Additional cash withdrawals at your branch in the month will be charged at Rs. 50 per transaction.
    • You can get an International Debit Card on request at your branch at Rs. 100 per annum (plus applicable rates).
    • Get your first cheque book consisting of 25 leaves free and subsequent cheque books at Rs. 5 per leaf.
    • Avail of our free MobileBanking facility.
    • Use BillPay to pay all your frequent utility bills. You can also give instructions over the phone or through the Internet to make payments.
    • Get free InstaAlerts via email or SMS.
    • You can get a free Passbook facility at your home branch.
    • Opt for a free Email statement of your account every month.

      Bank of India : BOI Savings account
    • For Cheque Operated Accounts – Free 50 Cheque Leaves P.A No Ledger folio/ Transaction charges
    • Free GLOBAL DEBIT CUM ATM Card (Annual Charges applicable from next year) with free Star Sandesh (SMS) on debit transactions
    • Free Internet Banking facility
    • Free Fund Transfer Through Internet Banking
    • Unlimited Internet & ATM transactions
    • Free access to BOI ATMs under Cash Tree
    • Free SMS and Telebanking
    • Personalised cheque book on request at select centres
    • Free utility bills payment facility through E-pay
    • Free NEFT/RTGS through internet Banking for single transaction

      Bank of India : BOI Savings account (No Frills)
    • Simplified Know Your customer norms to be complied
    • SB no-frill account to be opened with minimum Zero balances at all branches, subject to compliance of all other terms and conditions
    • Free Debit Cum ATM card issued at all CBS branches(Annual Charges applicable from next year)
    • Withdrawals through ATMs & branch withdrawals - max 2 per month.
    • No third party withdrawals
    • Free quarterly statement of account at Urban and Metro branches. Pass books at Rural & semi-urban branches.
    • No penalty for not maintaining Min balance.
    • No charges for closure of account.(ATM Debit card to be surrendered)
    • Account can be converted into normal SB account by maintaining required minimum balance.
    • Branch Managers are delegated to issue one cheque book free to literate account holders.

      Bank of India : BOI Super Saving Plus
    • Free Int.Debit-cum_ATM card.
    • Free Internet Banking facility.
    • Personalised cheque book on request.
    • ROI applicable to less than 15 lac.
    • Free NEFT/RTGS through internet Banking upto Rs5 lac.
    • AT CBS branches max. cash withdrawal transaction:Rs. 50000/-, upto Rs. 25000/- per day free. Beyond Rs.25000/- charges - Rs.2/- per thousand and cash deposits. Rs.1/- per thousand for transfer of funds from one branch to other branch - Nil charges.

      Bank of India : Jai Jawan Salary Plus Account
    • Internet Banking
    • Star Sandesh Facility
    • RTGS/NEFT payment through internet Banking
    • Mobile Banking

      Bank of India : Star Power Salary Account
    • No minimum balance requirements.
    • No Ledger Folio/ Transactions charges.
    • Free ATM International Debit Card(Annual Charges applicable from next year )
    • Free India Card (Charge Card)
    • Free Internet Banking Facility.
    • Unlimited Internet Banking Transactions and also at ATMs of BOI
    • Free Access to non-BOI ATMs under Cash Tree.
    • Free Statement of Account - Quarterly - from the Branch (No Pass Books to be delivered) Monthly - through e-mail.
    • Free Tele banking/ SMS Banking.
    • Free Personalised Cheque Books (50 leaves in a year)
    • Free Demat Account (for the first year)
    • Facility for Online Trading of Shares
    • Free cheque pickups/deliveries - once a day (cheque drop boxes to be installed in the Office)
    • TOD Facility - equal to previous month's net salary @ Personal Loan Rate.
    • Free Multicity Cheques
    • Free Utility Bills Payment through e-Pay Facility.
    • Waiver of processing charges and/or concession in R/Interest upto 25 basis points for group processing of Retail Loans of the employees. - ZMs to use their discretion.

      Allahabad Bank : Tax Benefit Term Deposit Scheme

  • Transfer from one branch to another : The deposit may be transferred from the issuing branch to another branch but not transferable from one bank to another bank

  •   Andhra Bank : AB gold account

      Andhra Bank : AB Super Salary SB Account


  • Free ATM /Debit Card (for first year)

  • Free Credit Card (Conditions apply)

  • Free Demat A/c (conditions apply)

  • Option to convert balance in excess of Rs.10,000/- as Term Deposits subject to the guidelines as applicable to AB Freedom (Flexi) Deposits

  • free online trading account(conditions apply)

  •   Andhra Bank : AB Easy Savings account

      AXIS BANK : eay access salary account

  • Benefits for the family- Easy access to cash with Visa Classic Debit Card for joint account holder with no issuance charges

  • Protection for self, family and assets.Personal Accident Cover of up to Rs.2 lakh on Visa Classic Debit Card


  •   AXIS BANK : Prime Plus Savings Account

  • Highest withdrawal limits at ATMs and shopping transactions of Rs.75,000 daily

  • Higher ATM transaction limits of 10 free transactions at other bank ATMs per month

  • Highest Cash transaction limits

  •   AXIS BANK : Prime Salary Account

  • Benefits for the family: One zero balance savings account can be opened for a family member anywhere in the country

  • Convenience in banking:Internet Banking with secure fund transfer facility (with 2-factor authentication) to self and third party accounts
    24x7 convenience at no charges with Axis Mobile

  •   Canara Bank : Canara Super Saving Salary Account Scheme

  • Online purchase of goods / booking tickets / making utility bills payment through Internet and debit cards

  • Free telebanking services

  • Online trading facility under De-mat (for Joint Accounts – Trading Account in the sole name for First holder of Depository account.)

  • Fund transfer through RTGS / NEFT at 50% concessional charge

  • Canara Mediclaim Health Insurance coverage at a competitive premium

  • Multi City Cheques facility

  •   Bank of Baroda : Baroda Jeevan Suraksha Savings Bank Account

    Facility of getting Life Insurance Cover from “IndiaFirst Life Insurance Co. Ltd” upto an amount of Rs. 5.00 lac


      Bank of India : Star Suraksha SB Plus Account

  • Free Accidental Death Insurance Cover Up To Rs.50, 000 /-

  •   Canara Bank : Canara Small Savings Bank Deposit Account

  • The services available in the account will include deposit and withdrawal of cash at bank branches, receipt/credit of money through Electronic payment channels or by means of deposit/ collection of cheques, etc.


  • No charge will be levied for non-operation/ activation of inoperative Canara Small Savings Bank Deposit account.

  •   AXIS BANK : wealth salary account

  • Protection for self, family and assets: Personal Accident Cover of up to Rs.10 lakh on MasterCard Premium Debit Card, as per Banks extant guidelines

  • Unlimited free multi-city at par cheque books

  • Electronic Fund Transfer facility across all banks in India

  •   Bank of Baroda : Baroda bachat Mitra

      Corporation Bank : Corp Signature Premium SB Account

  • Free Utility Pouch

  • Bundled Dmat A/c

  • Priority Locker Allotment with 50% Concession on 1st year rental

  •   Corporation Bank : Corp Nano Super - A flexi Saving Bank Account

    Rs 1,00,000/- only per customer. In case of joint accounts, the first named customer gets the PA cover.


      Dhanlaxmi Bank : Dhanam basic savings

  • Free Anywhere Banking - unlimited non-cash transactions

  • 5 Cash transactions free per month

  • AVG Monthly balance - nil

  •   ICICI Bank : Salary Gold Account

  • Reduces your paperwork.

  • Saves remittance costs.

  • Employees receive instant credit of salaries.

  • More convenient than ECS.

  •   IDBI Bank : Supershakti women account

  • Two zero balance account for your child below the age of 18 years

  • Auto Sweep out / sweep in facility above Rs. 15,000

  • Specially designed Women’s International ATM cum Debit card.

  •   IDBI Bank : jubliee plus account

  • Zero Balance savings account

  • 25% discount* on lockers charges

  • Sweep In/Out FD option available for balance above Rs. 15,000/-

  •   Indian Bank : IB Smart Kid SB a/c

  • Add-on-facility- Remittance by DD/BPO of school / college fees at par.

  • Transfer of funds from parents / guardians account to the children’s account allowed at par.

  •   Indian Bank : Savings Bank Account

  • Collection of local cheques free

  • 50 withdrawals permitted free per half year

  • No TDS on interest earned on SB deposits

  • Multicity cheque facility Intra city, intercity transactions,Internet/ mobile /phone banking facilities are available at all branches

  •   Indian Bank : SB silver

  • Free Personal Accident Insurance cover for Rs. 1 Lakh

  • Free issue of 1 DD for a maximum amount of Rs. 5000- per year.

  •   Indian Bank : VIKAS SAVINGS KHATA

  • No charges for Intra city transactions

  • One demand draft / BPO free of commission for issue to third parties

  • 10 transactions per month allowed free of charges.

  •   Indian Overseas Bank : Corporate Salary Account

  • Personal accident insurance cover for Rs 1 lac

  •   Indian Overseas Bank : IOB - SB platinum

  • Free accident insurance cover up to 75000

  • Online Tax Payment/utility bills paymeny facility

  •   Janakalyan Sahakari Bank Ltd : special saving Account

  • Free Personal Accident Insurance - Cover of Rs.1,00,000/- for a period of one year to the first account holder only.

  • Free Utility Bills Payment Facility – Payment of all utility bills under Jan Bill Pay Scheme

  •   Janakalyan Sahakari Bank Ltd : Jankalyanee Saving Account

  • 2 account of minor with Zero Balance facility Free

  • Discount of 0.25 % on Personal & Housing Loans.

  • ATM services across India

  •   Karur Vysya Bank : Shakthi account

  • Free Demat Account (first year)

  • Free accidental death insurance cover of Rs.1.00 lakh

  • Up to 0.50% concession on purchase of gold coin / bar of 50 grams and above (total)

  • Rs.500/- Processing charges on loans – flat & irrespective of the limit for Personal Loans linked to this account.

  •   Karur Vysya Bank : Jumbo kids saving account

      Karur Vysya Bank : Prestige savings account

  • Concession in Processing charges for Retail Loan accounts - 50%

  • Accidental insurance cover Free accidental death and disability insurance upto Rs. 2.00 lakhs and treatment on hospitalization due to accident upto Rs. 20,000/-

  • Cash remittance at non-base branches upto Rs. 10 lakhs per month

  •   The Lakshmi Vilas Bank Limited : No frills SB Acount

  • These accounts are free of service charges or any fees/levies.

  •   Kotak Mahindra Bank : My junior Account

  • Kotak Junior also brings exclusive privileges across dining, edutainment and shopping on kids brands like Dominos, Baskin Robbins, Kool Skool, Gini & Jony and more .

  • Tax free interest up to rs1,500 on Savings Account

  • The Book Voucher allows you to make a purchase up to Rs. 250.

  • Movie ticket voucher(s)

  •   The Lakshmi Vilas Bank Limited : LAKSHMI POWER SAVINGS ACCOUNT

      The Lakshmi Vilas Bank Limited : Laxmi Youth Power

      The Lakshmi Vilas Bank Limited : Lakshmi Savings Balance Free

  • Salary of the employees shall be credited directly to the employees account

  • It shall be a Zero balance account.

  • In case of Cash withdrawal at non-base branches - Rs.50000 limit per day, of which Rs.5000 free thereafter Rs.2/1000 with a min. of Rs.25/- per Txn (only self-withdrawals)

  •   Oriental Bank of Commerce : Oriental Salary Plus

  • Account opening with Zero Balance

  • Welcome Kit with ready to use ATM card

  • Online Tax Payment & Payment of income Tax through ATM. NEFT/RTGS at 50% concessional Charges.

  • ECS Debit/Credit free

  • Free accidental insurance up to Rs.100, 000/- (For 1st year only)

  • Bank's Mediclaim Scheme at attractive premiums

  • Demat Accounts Charges waived for one year.

  •   Oriental Bank of Commerce : OBC Diamond saving Account

  • Personalized Multicity Cheques Book Free

  • Personal accident Insurance cover Rs.5.00 Lac free of cost till AQB is maintained

  • Locker rent concession 25% discount

  • Stop payment & standing instructions Free

  • Instant credit of Local/outstation cheque after 6 months of opening of account Up to Rs. 25000

  •   Punjab National Bank : PNB premium saving account
  • A rebate/ discount in locker rent 50% concession in locker rent
    for first year only(Small locker)


  •   Rajkot Nagarik Sahakari Bank Ltd. : Saving account

      South Indian Bank : Mahila savings

  • Free Accident Death Insurance cover for the 1st one year available to the 1 st applicant of the SB Mahila Account. Rs - 1,00,000/-

  •   South Indian Bank : Youth Plus

  • Withdrawal of cash through branches other than parent branch.(Rs. 3/1000 above free limits if any) - unlimited

  •   South Indian Bank : SIB Junior

    Free cheque books can be issued and free Internet based fund transfer may be allowed when the account holder attains the age of majority (18 years) and also by keeping a quarterly average balance of Rs.1000/-


      State Bank of Bikaner and Jaipur : Silver Saving Account

  • Utility bill payment through ATM - Free

  • Free Accidental insurance for Rs. 1.00 lac.for first year.

  •   State Bank of Bikaner and Jaipur : Saral Bachat Khata



    1. Minimum deposit can be Rs. 1000/-
    2. .

    3. Deposits can be accepted for upto 10-year period.


    4. Interest is payable at quarterly intervals.


    5. Option to withdraw interest at monthly (discounted)/ quarterly intervals.


    6. Suitable to meet monthly expenditure


    7. TDS is deductible as per rules.


    8. Pre mature withdrawal facility available. Alternatively avail loan on deposit.

      State Bank of Bikaner and Jaipur : Suraksha Savings bank Account

  • Discount in locker hiring
    50% concession on locker hiring charges for the first year on small sized locker in the name of the depositor or his/her spouse

  • SBBJ National Medikavach policy for minimum assured amount of Rs. 1 lacSBI Life Group Swadhan – for miniumum 3 lacs

  •   State Bank of Hyderabad : SSS gold salary account

  • AUTO SWEEP: Auto transfer to TDR beyond threshold limit to earn higher rate of interest

  • Advantage to employer: Convenience of crediting the total Salary disbursement at one go to their employees Salary Accounts

  •   State Bank of Hyderabad : SSS silver salary account

  • Auto sweep available Only on specific request

  • Flexibility of savings Deposit with returns of Term Deposit (TDR)

  • Auto renewal of TDRs on due dates at applicable interest rate

  •   State Bank of India : YUVA savings Bank account

      State Bank of Patiala : Saving Bank account for students
    ]
  • No Minimum balance requirement

  • The account to be migrated to Normal SB account after student attains the age of 25 or completion of studies whichever is earlier.

  •   The Greater Bombay Co-operative Bank Ltd : Greater Premium Saving Deposit

  • Personalized Cheque-book facility

  • Standing Instruction Facility

  •   The Greater Bombay Co-operative Bank Ltd : Greater Sampoorna Saving Deposit Scheme

      The Greater Bombay Co-operative Bank Ltd : Greater Sweekar Saving Bank Scheme


    1. 8 a.m. to 8 p.m. personalised banking

    2. Fund remittance facility such as issue of Demand Draft,

    3. Pay Orders, RTGS, NEFT, N-ECS

    4. E-TDS payments

    5. Any Branch Banking through Core Banking Solution

    6. Lockers at Competitive Price

    7. Demat facility

    8. Bancassurance (Life Insurance / General Insurance)

    9. Mutual Funds

    10. PAN Card issue


      The Greater Bombay Co-operative Bank Ltd : Greater Sadhan Saving Bank Scheme


    1. 8 a.m. to 8 p.m. personalised banking

    2. Fund remittance facility such as issue of Demand Draft,

    3. Pay Orders, RTGS, NEFT, N-ECS

    4. E-TDS payments

    5. Any Branch Banking through Core Banking Solution

    6. Lockers at Competitive Price

    7. Demat facility

    8. Bancassurance (Life Insurance / General Insurance)

    9. Mutual Funds

    10. PAN Card issue


      The Greater Bombay Co-operative Bank Ltd : Minor Operated Saving Bank Deposit Scheme:

  • Minor Operated Accounts can be converted to full-fledged (Major’s) Saving Bank Account on minor attaining the age of 18 years.

  •   The Greater Bombay Co-operative Bank Ltd : Simple Saving Scheme

      The Greater Bombay Co-operative Bank Ltd : GB Premier Salary Savings Account Scheme


    1. 8 a.m. to 8 p.m. personalised banking

    2. Fund remittance facility such as issue of Demand Draft,

    3. Pay Orders, RTGS, NEFT, N-ECS

    4. E-TDS payments

    5. Any Branch Banking through Core Banking Solution

    6. Lockers at Competitive Price

    7. Demat facility

    8. Bancassurance (Life Insurance / General Insurance)

    9. Mutual Funds

    10. PAN Card issue

    11. Personalized Cheque-book facility


      The Haryana State Cooperative Apex Bank Ltd : savings account

      THE HP State Co-operative Bank Ltd. : savings account

      The Karad Urban CO-OP Bank Ltd : Saving account

  • Standing instructions for payments / deposit accounts transfer are accepted.


  • Passbook is available.


  • Convenient and expert services.

  •   The Saraswat Coop Bank Ltd : Campus account for college students

  • Zero balance saving account

  • ATM cum VISA Debit Card

  • Free Internet Banking

  • Concessions in Loans

  •   The Surat People’s Cooperative bank : SPB GENERAL SAVING BANK ACCOUNT

      The Surat People’s Cooperative bank : SPB JUNIOR SAVING BANK ACCOUNT

  • NOMINATION FACILITY (INDIVIDUALS ONLY)

  • OPERATION IN THE ACCOUNT ALLOWED ALONG WITH GUARDIAN

  • NO CHARGES IF AVERAGE QUARTERLY BAL. IS ABOVE Rs.20000/-

  • CONVERSION OF MINOR A/C TO MAJOR ON ATTAINING MAJORITY

  •   The Surat People’s Cooperative bank : SPB PREMIUM SAVING BANK ACCOUNT SCHEME

  • NOMINATION FACILITY (INDIVIDUALS ONLY)

  • FREE PERSONALISED 3 CHEQUE BOOKS PER YEAR

  • UNLIMITED WITHDRAWAL PER QUARTER

  •   The Tamil Nadu State Apex Co-operative Bank Ltd : saving bank acount

  • Collection of cheques / drafts

  • Standing instructions

  • Cheque book

  • No TDS on interest

  •   The Thane Janata Sahakari Bank Ltd : Savings Deposit Account

      The Zoroastrian Co-operative Bank Ltd. : SAVINGS ACCOUNT

  • No TDS on interest earned upto Rs.10,000/-

  • No TDS on interest earned for shareholders

  •   UCO bank : UCO Saral Savings Deposit Scheme

      UCO bank : UCO Star Savings Deposit Scheme

  • Auto Sweep Facility

  •   Union Bank of India : union flexi deposit

  • TDS is applicable on the deposits in the linked FD Flexi Account

  • No loan / overdraft / lien will be permitted against the linked FD Flexi Account under this Scheme

  •   United Bank of India : United Children Savings Account

      United Bank of India : United Bonanza Savings Schemes

  • Free cheque book

  • One DD/PO will be issued freely per month upto Rs 5000/-

  • Free ATM card (for 1st year only)

  • Transfer of FD created under the scheme at free of charge

  •   Vijaya Bank : V Payroll Savings Bank Account

  • 50% concession in service charges for remittances like DD , standing Instruction, etc.

  • V-Cash loan facility
    Eligibility as per existing norms for V-Cash loan.

  •   Vijaya Bank : V Balika Savings Bank Account

      Vijaya Bank : V Genuth Savings Bank Account

  • Instruments payable at outstation centres and drawn in the name of the ward up to an aggregate amount of Rs.25,000/- per annum will be collected free of charges. But out of pocket expenses, if any, will be recovered separately.

  • After the minor attains majority, his/ her request to the bank for other loan facilities like vehicle loan, housing loan, etc., will be considered on priority basis under the Bank’s respective loan scheme and subject to eligibility. Such credit facilities will be extended on the rates of interest applicable for such loans and additional concessions other than those built into respective schemes are not available.

  • Transfer of funds from parent / guardian’s account in any branch of Vijaya Bank to student’s account is at par

  •   Andhra Bank : Abhaya SB account

    Insurance cover Rs 50,000 per person
  • Cheque books/ International Debit card/ 24 hour ATM facility/ Utility payments through ATMs/ Instant Fund Transfer/ Any Branch Banking

  •   Andhra Bank : AB Jeevan abhaya

    AB Jeevan Abhaya" is a Savings Bank Account that provides Group Life Insurance cover and Accident Death Benefit.

      AXIS BANK : Small Savings Account

      Bank of India : BOI star mahila SB account

  • Unlimited Internet & ATM transactions at BOI ATMs

  • Free SMS and Telebanking

  • Free utility bills payment facility through E-pay

  •   Bank of India : BOI star gurukul SB account

  • Group Personal Accident Death Insurance Cover of Rs. 5 lakhs on the Debit Card, which shall be activated by single POS Swipe

  • Free Fund Transfer Through Internet Banking

  • Unlimited Internet & ATM transactions at BOI ATMs

  • Free SMS and Telebanking

  • Free utility bills payment facility through E-pay

  • Free NEFT/RTGS through internet Banking for single transaction

  •   Bank of Maharashtra : Mahabank Royal saving account

  • Personal Air Accident Death Insurance Cover Rs 50,00,000/-, Free of Cost

  • Personal Accidental Death Insurance (PAI) Cover Rs 10,00,000/-, Free of Cost

  •   Bank of Maharashtra : NON-RESIDENT ORDINARY ACCOUNT

  • All types of accounts can be opened under the scheme such as Current, Savings, Recurring and Term Deposit.
    Joint accounts:
    The account can be opened jointly with Resident and / or with non- Resident Indian

  • Proceeds of remittances received from outside India through normal banking channel or foreign currency notes tendered by the account holder during his temporary visit to India or transfers or legitimate dues in India of the account holder.

  • Interest earned on these deposits shall be subject to at source deduction of Income tax at prevailing rates.

  •   Bhartiya Mahila Bank : BMB Silver saving account

    Free personal accident coverage of Rs 2.00 lac

      Bhartiya Mahila Bank : BMB saving account

  • No charges for RTGS/ NEFT/ Banker's cheque

  • Interest payable on daily product basis

  •   Canara Bank : Canara NSIGSE Savings Bank Deposit Account

    The services available in the account will include deposit and withdrawal of cash at Bank branches, receipt/credit of money through Electronic payment channels or by means of deposit/ collection of cheques, etc.


      Canara Bank : CANARA JEEVENDHARA- SB ACCOUNT FOR SENOIR CITIZENS


    1. Health Insurance


      Under Easy Health Apollo Munich Health Insurance Product up to 65 years, indemnity based coverage is available by paying premium at concessional rate to Canara Bank customers:

      1)Floater policy is available

      2)Pharmacy discount 15%

      3)Diagnostic discount 20%

      4) health checkup reimbursement from Rs1000 to Rs.2000 depending upon sum insured


    2. e- donation


      Free to specified Institutions through ATMs and Net Banking


    3. Loan facility


      a) Under Reverse Mortgage Product as per norms.



    4. FOR PENSION A/C HOLDERS:

      b) Under Canara Pension Product-up to 10 times of monthly pension, max 2 Lacs

      OR

      c) Temporary Overdraft facility up to 50% of monthly pension on request after 15 days from last pension credit.


    5. Locker facility


      For pension a/c holders

      Allotment on priority subject to availability

      50% concession on rent - If average balance of Rs. 2 lacs is maintained on annual basis

      25% concession on rent for others

      Execution of Will


      Assistance in writing of Will and Executant service at a nominal fee with full confidentiality provided


    6. Personal Accident Insurance Cover(For pension a/c holders with us)





      Up to Rs.2 lakhs covered subject to :

      Maintaining Pension Account with us. Cover will be available from 1st of succeeding month

      or

      Maintaining average minimum balance of Rs.20000/= onwards during previous year on anniversary date. The coverage will be available from the 1st of succeeding month of completion of one year from date of opening the account.


      Central Bank of India : Cent premium savings account

      Corporation Bank : Corp Mahila power

  • Free Personalized Cheque book

  • Personal Accident Insurance cover of Rs.1.00 lakhs.

  •   Corporation Bank : Corp Arambh

  • Withdrawals at Base branch only through loose cheque leaves or cheque-book [one normal cheque-book of 10 leaves in a quarter or 4 such cheque-books per annum]

  • NEFT / ABB facility

  • Collection of outstation cheques

  • Inland remittance facility

  • Passbook

  •   Dena Bank : Dena senior citizen scheme

  • Minimum amount of deposit should be Rs. 1,000/- per deposit receipt and in multiple of Rs.1000/- with no maximum deposit ceiling.

  • The scheme offers 0.50 % additional rate of interest over and above the normal rate of interest offered on Term Deposits

  • Loan facility : Upto 85% of deposit amount.

  •   Allahabad Bank : Value-plus savings account

      Dhanlaxmi Bank : Dhanam Preferred savings account

  • average monthly balance Rs 17000

  • Free unlimited cash deposit at Home branch

  • Free cash deposit/withdrawal at non base branch up to 100000/Day

  • Free 3 DD/Month

  •   Dhanlaxmi Bank : Dhanam Premium

  • Free unlimited cash deposit at Home branch

  • Free cash deposit/withdrawal at non base branch up to 100000/Day

  • Free 3 DD/Month

  • Average monthly balance Rs.10000/-

  •   Dombivli Nagari Sahakari Bank Ltd. : Pride savings account

  • Cover for Personal Accidental
    Death - 100000

  •   Dombivli Nagari Sahakari Bank Ltd. : Presitige Savings Account

  • Cover for Personal Accidental
    Death - 200000

  •   Dhanlaxmi Bank : Dhanam privilege

  • Free unlimited cash deposit at Home branch

  • Free cash deposit/withdrawal at non base branch up to 200000/Day

  • Free 5 DD/Month

  • Average monthly balance Rs.25000/-

  •   Dombivli Nagari Sahakari Bank Ltd. : prestige savings account

  • Cover for Personal Accidental
    Death - 3,00,000

  •   Federal Bank : Fed Excel

  • Anywhere Banking facility from branches outside the clearing zone
    FREE unlimited Anywhere Banking Cash remittance
  • .

      HDFC Bank : Savings Max Account

  • 50% off on locker rental calculated on a pro-rata basis and applicable only for the year of allotment.

  • Free folio maintenance charges on Demat account for the first year

  • Transaction linked discount on AMC for Demat accounts

  •   ICICI Bank : Silver Saving account

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