State Bank of Bikaner and Jaipur Saving Accounts : Rupee Times

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State Bank of Bikaner and Jaipur Saving Accounts

State Bank of Bikaner & Jaipur offers three types of savings account – Savings bank account, Silver savings account and Suraksha savings account.

The Savings bank account is easy to operate and has no hidden charges with low minimum balance requirement. Students who are above 10 years can open accounts in their own names. Bank gives a cheques book with 25 leaflets free of cost per annum. Silver savings account can be opened singly or jointly. Bank offers free accidental insurance for Rs 1lakh for first year. The accountholder gets ATM cum Debit card and 25 leaflets cheque book under this account. Suraksha savings account is a special account under which the bank offers Life Insurance and Medi Claim Insurance on nominal premium and other concessions. The minimum quarterly average balance requirement is Rs 50,000 and the bank charges Rs 100 per quarter on the non-maintenance of minimum quarterly average balance. Under this account, bank gives 50 leaflets cheque book free in a year.


	Savings Bank Account		Silver Saving Account
	Saral Bachat Khata		Suraksha Savings bank Account

State Bank of Bikaner and Jaipur : Savings Bank Account

Simplest deposit option available to the depositor.
Easy to operate.Terms and conditions kept simple to facilitate understanding.
No hidden costs.
Low minimum balance requirement.
Your deposits are insured by DICGC.
Option to withdraw money through withdrawal forms or by cheque.
An ideal option to cultivate the habit of banking and saving amongst the younger generation.
Easy withdrawal of cash under single window concept.
Facility for standing instructions.
Cheques drawn on other SBBJ branches can be credited immediately (subject to charges).

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State Bank of Bikaner and Jaipur : Silver Saving Account

Utility bill payment through ATM - Free

Free Accidental insurance for Rs. 1.00 lac.for first year.

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State Bank of Bikaner and Jaipur : Saral Bachat Khata

Minimum deposit can be Rs. 1000/-

Deposits can be accepted for upto 10-year period.

Interest is payable at quarterly intervals.

Option to withdraw interest at monthly (discounted)/ quarterly intervals.

Suitable to meet monthly expenditure

TDS is deductible as per rules.

Pre mature withdrawal facility available. Alternatively avail loan on deposit.

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State Bank of Bikaner and Jaipur : Suraksha Savings bank Account

Discount in locker hiring
50% concession on locker hiring charges for the first year on small sized locker in the name of the depositor or his/her spouse

SBBJ National Medikavach policy for minimum assured amount of Rs. 1 lacSBI Life Group Swadhan – for miniumum 3 lacs

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