| Tamilnad Mercantile Bank Ltd Saving Accounts |
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Pass books will be issued and the same should be accompanied for each withdrawal / deposit in to the account.
Deposit of endorsed instruments will not be accepted for collection/clearing, In other words third party instruments will not be acceptable
Standing instructions are allowed to transfer to RD / NMD / SRD accounts without collecting any charge for such transfer.
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- This account can be opened at a minimum balance of Rs. 100 and if the customer requires cheque book facility then the minimum balance requires is Rs. 500.
- Nomination facility is available with the account.
- Passbook and ATM/Debit card are also issued with this account.
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- This account can be maintained at zero balance provided the minimum salary of the customer is Rs. 5,000.
- One cheque book will be issued for free per year.
- Credit card and ATM card will be issued with the account for free.
- Through the sweep-in facility, the balance in excess of Rs. 10,000 in the multiples of Rs. 5,000 will be deposited in fixed deposits for 46 days.
- Customer can draw 2 demand drafts with value lower than Rs. 10,000 per month for free.
- Intra-city Cash withdrawal and remittance restricted to Rs. 50,000.00 per day for free.
- Account holder can also get free monthly e-mail statements on request for free.
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- This account can be maintained at the minimum balance of Rs. 2,500, if the account is opened at a rural branch and if it is opened at any urban branch then the customer needs to maintain a minimum balance of Rs. 5,000.
- The banks offers free insurance cover up to Rs. 1,00,000 to the account holder.
- Bank offers free phone banking and RTGS/NEFT facility with this account.
- ATM is also issued with this account.
- No maintenance charges for Demat Account will be levied by the bank.
- The account holder can also avail Free Admission Fee and Membership Fee for first 2 years on credit card.
- Customer can also order account statements for free through e-mail.
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- This account can be maintained at a minimum balance of Rs. 1,000.
- Facilities like free Visa International ATM Cum Debit Card, internet banking, anywhere banking and SMS banking are offered with the account.
- With this account, the customer can avail Free Collection of Cheques upto Rs. 25,000.00 per month.
- Free upto Rs. 1,00,000.00 per month on payment of Multicity Cheques payable at other than parent branch.
- The account holder can also draw drafts worth Rs. 25,000 for free per month.
- With this account the customer can also avail the facility for opening Offline Share Trading account with M/s. Religare Securities Limited.
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- The account holder requires to maintain a minimum balance of Rs. 50.000 per quarter in the account to avoid penalty.
- Facilities like internet banking, SMS banking, Anywhere Banking are offered with the account.
- Credit card and VISA International Photo ATM card is also issued with this account.
- No service charges are levied by the bank for payment of income tax payment using Online / Offline Mode.
- No charges are applicable on the collection of cheques at the bank branches.
- No charges are levied on the issue of demand drafts.
- No penalty is applicable for the first month of opening of account in case the account holder fails to maintain minimum balance in the account.
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- This account can be maintained at the minimum balance of Rs. 5,000.
- The account balance in excess of Rs. 10,000 will be amde as fixed deposits automatically in the multiples of Rs. 5,000.
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