COMPARE : SAVINGS ACCOUNTS
The Saraswat Coop Bank Ltd Saving Accounts
Elite Savings Elite Silver Saving Account
Savings for Kids (CUBS) Elite Gold Saving Account
Akshay Salary Account Janhit Account
suvidha savings account Campus account for college students
  The Saraswat Coop Bank Ltd : Elite Savings
  • Account holder requires to maintain a minimum balance of Rs. 5000 in the account to avoid penalty.
  • Sweep-in /sweep-out facility is available with this account, balance in access to Rs. 10,000 is transferred to term deposit schemes.
  • International ATM cum Debit Card will be issued with the account which allows the customer to shop as well as use ATM across the world.
  • Account holder will get a free personal accident cover of Rs. 2 lac for the first year.
  • Customer will be issued a cheque book with 50 leaves every half year.
  • Bank also offers "Easy Pay Facility" through which customer can pay bills.

  The Saraswat Coop Bank Ltd : Elite Silver Saving Account
  • Account holder requires to maintain a minimum balance of Rs. 25,000 in his account.
  • 2 free DD/POs On Saraswat bank locations will be offered with this account.
  • Monthly account statements will be sent to the account holder through E-Mail for free.
  • Higer version debit card will be issued with this account and no extra charges are applicable on the usage of ATM
  • Other facilities like internet banking, free core banking, Free NEFT/RTGS are also available with this account.

  The Saraswat Coop Bank Ltd : Savings for Kids (CUBS)
  • This is a kids account and can be opened with an initial deposit of Rs. 50.
  • It is mandatory for the account holder to save a minimum of Rs. 500 in the account over a period of 1 year, even through the penalty for non-maintenance of minimum account is waived for first year.
  • After competing age of 14 years the kid can himself operate the account and he can even apply for a debit card.
  • With this account comes the facility to deposit cash in school premises on predetermined days.
  • The account holder will get a gift from the bank and can also get personalized cheque book.

  The Saraswat Coop Bank Ltd : Elite Gold Saving Account
  • Account holder requires to maintain a minimum balance of Rs. 1,00,000 in the account.
  • 5 Free DD/POs o­n Saraswat bank locations can be drawn per month without ceiling.
  • Monthly account statements will be sent to the account holder through E-Mail for free.
  • Other facilities like internet banking, free core banking, Free NEFT/RTGS are also available with this account.
  • Bill Payment facility is also available with this account.

  The Saraswat Coop Bank Ltd : Akshay Salary Account
  • This account can be maintained at zero balance.
  • Overdraft facility is also available with this account with a maximum limit of Rs. 50,000.
  • Account holder can enjoy Net Banking and Mobile Banking facility with this account.
  • Transactions upto Rs. 25,000 through Any Branch Banking is free.

  The Saraswat Coop Bank Ltd : Janhit Account
  • This account can be maintained at a minimum balance of Rs. 100 but the initial deposit required is Rs. 250.
  • With this account comes free passbook and the standing instructions facility available for credit transactions.
  • The total amount credited in the account can not exceed Rs. 1 lac during a financial year.
  • Account balance greater than Rs. 50,000 can not be maintained in the account at any point of time.
  • Account holder will be issued with a ATM which can only be used at Saraswat Bank ATMs.

  The Saraswat Coop Bank Ltd : suvidha savings account

  The Saraswat Coop Bank Ltd : Campus account for college students

  • Zero balance saving account

  • ATM cum VISA Debit Card

  • Free Internet Banking

  • Concessions in Loans

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