The Saraswat Coop Bank Ltd Saving Accounts |
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- Account holder requires to maintain a minimum balance of Rs. 5000 in the account to avoid penalty.
- Sweep-in /sweep-out facility is available with this account, balance in access to Rs. 10,000 is transferred to term deposit schemes.
- International ATM cum Debit Card will be issued with the account which allows the customer to shop as well as use ATM across the world.
- Account holder will get a free personal accident cover of Rs. 2 lac for the first year.
- Customer will be issued a cheque book with 50 leaves every half year.
- Bank also offers "Easy Pay Facility" through which customer can pay bills.
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- Account holder requires to maintain a minimum balance of Rs. 25,000 in his account.
- 2 free DD/POs On Saraswat bank locations will be offered with this account.
- Monthly account statements will be sent to the account holder through E-Mail for free.
- Higer version debit card will be issued with this account and no extra charges are applicable on the usage of ATM
- Other facilities like internet banking, free core banking, Free NEFT/RTGS are also available with this account.
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- This is a kids account and can be opened with an initial deposit of Rs. 50.
- It is mandatory for the account holder to save a minimum of Rs. 500 in the account over a period of 1 year, even through the penalty for non-maintenance of minimum account is waived for first year.
- After competing age of 14 years the kid can himself operate the account and he can even apply for a debit card.
- With this account comes the facility to deposit cash in school premises on predetermined days.
- The account holder will get a gift from the bank and can also get personalized cheque book.
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- Account holder requires to maintain a minimum balance of Rs. 1,00,000 in the account.
- 5 Free DD/POs on Saraswat bank locations can be drawn per month without ceiling.
- Monthly account statements will be sent to the account holder through E-Mail for free.
- Other facilities like internet banking, free core banking, Free NEFT/RTGS are also available with this account.
- Bill Payment facility is also available with this account.
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- This account can be maintained at zero balance.
- Overdraft facility is also available with this account with a maximum limit of Rs. 50,000.
- Account holder can enjoy Net Banking and Mobile Banking facility with this account.
- Transactions upto Rs. 25,000 through Any Branch Banking is free.
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- This account can be maintained at a minimum balance of Rs. 100 but the initial deposit required is Rs. 250.
- With this account comes free passbook and the standing instructions facility available for credit transactions.
- The total amount credited in the account can not exceed Rs. 1 lac during a financial year.
- Account balance greater than Rs. 50,000 can not be maintained in the account at any point of time.
- Account holder will be issued with a ATM which can only be used at Saraswat Bank ATMs.
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Zero balance saving account
ATM cum VISA Debit Card
Free Internet Banking
Concessions in Loans
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