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CREDIT CARD DETAIL |
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ABN AMRO Adlabs Credit Card |
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Card Highlights |
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Card Class |
Standard |
Card Type |
Entertainment |
Issuer |
ABN AMRO |
Offered Type |
MasterCard |
Rewards |
Entertainment |
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Main Features
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- Stretch every Rupee
- Instant Exclusive Benefits - Because stars deserve special treatment
- Goodbye Queues
- Last minute ticket assured
- Exclusive shows for the exclusives you
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Card Rates
Card Rates
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Purchases: |
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Intro Interest Rate |
0% per month |
Introductory Period |
0 month |
Interest Rate |
3.1% per month |
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Balance Transfers: |
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Intro Interest Rate |
0% per month |
Introductory Period |
0 month |
Interest Rate |
1.49% per month
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Fees & charges
Fees & charges
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Joining Fee |
Rs 199 |
Annual Fee |
ABN AMRO Adlabs Credit Card offers you great value for money at an incredibly low annual fee of Rs.299 only. What's more, you get free gift vouchers worth Rs.300, from Adlabs along with your Credit Card. |
Add On Card Fee |
Now, you can extend the joys of the ABN AMRO Adlabs Credit Card to the other members of your family. It carries with it all the powerful features of your ABN AMRO Adlabs Credit Card that help you manage and control your finances better. You can assign a percentage of your total Credit Limit to your Add-on Card. You can apply for up to two Add-on Cards for your spouse, parents, dependent brothers or sisters and children over 15 years of age. |
Cash Advance Transaction Fee |
2.5% (Min. Rs. 300) of the cash amount |
Late Payment |
15% of Total Amt.Due (Min. Rs. 350, Max.
Rs. 600) |
Free Credit Period |
Min.: 20 days Max.: 50 days |
Minimum Amount Due |
5% of the total payment due subject to a minimum of Rs. 200. |
Limited Lost Card Liability |
If your ABN AMRO Adlabs Credit Card is lost or stolen, report the loss immediately by calling the 24 Hour Bank by Phone number in your city. With Zero Lost Card Liability you are protected against any fraudulent use of your Card from the moment you report the loss to us in writing. Your Replacement Card will reach you within three working days. In case you lose your Card overseas, you can also call MasterCard International Global Assistance Services to report your lost Card. |
Over Limit Charges |
15% of Total Amt. Due (Min. Rs. 350, Max.
Rs. 600) |
Cheque Bounce Fee |
Max.: Rs 500 |
Return of Cheque Fee |
Max.: Rs 500 |
Outstation Cheque Processing Fee |
Rs 100 |
Dial a Draft Fee |
2.5% (Min. Rs. 300) of the cash amount |
Duplicate Statement Request Charges |
Rs 100 |
Replacement Card Charges |
Rs 200 |
Emergency Replacement(when overseas) |
$ ( US ) 148 |
Railway Booking Surcharge |
2.5% |
Air/Railway Booking Comment |
Rs.30/- plus 2.5% of transaction amount |
Foreign Currency Transaction Charges |
3% |
Retrieval Fee/Copy Request Fee |
Rs 100 |
Service Tax |
12.36% |
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Rewards & Benefits
Rewards & Benefits
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You earn 1 point for every Rs. 50 you spend on your Card. What's more, you earn extra Reward Points for spends at Adlabs. You get 10 Reward Points, equal to Rs.5 for every Rs.100 spent at Adlabs.
Note: You must have a minimum of 500 Bonanza Reward Points at the time of redemption through our Bank by Phone service and a minimum of 150 Bonanza Reward Points for instant redemption at Adlabs.
With ABN AMRO Adlabs Credit Card. you actually get more out of your money. For every Rs. 100 spent, you get Rs. 5 back in the form of reward points that can be instantly redeemed at Adlabs Cinemas for movie tickets.
Every time you use your ABN AMRO Credit Card, you earn Reward Points that can be exchanged for exclusive gifts including card renewal fees. Your accumulated points can be exchanged for a cross section of products and services, which will be notified to you separately. |
For more info. |
Click Here |
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Entertainment
Entertainment:
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Description (Movie Discount) |
With ABN AMRO Adlabs Credit Card. you actually get more out of your money. For every Rs. 100 spent, you get Rs. 5 back in the form of reward points that can be instantly redeemed at Adlabs Cinemas for movie tickets. |
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Services & Features
Services & Features
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General Features:
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Photo Option |
No |
Add On Card |
Yes |
Internet Web Based Access |
Yes |
Coverage |
International |
Concierge Service |
No |
Invitation to Special Events |
No |
Road Assistance |
No |
Forex & Travel Cheque Services |
No |
Access to 24-Hour Customer Care Centre |
Yes |
Personal Loan Facility |
No |
EMI on Call Facility |
No |
Dial a Draft Facility |
Yes |
Rewards Programme |
Yes |
Global Emergency Assistance Service |
Yes |
Car Rental Discount |
The ABN AMRO Adlabs Credit Card is accepted at over 23 million MasterCard accepting Merchant Establishments world-wide. |
No. of ATMs (Global) |
As a Adlabs Credit Cardmember you also get 15% discount every time you rent a car from Hertz, the leading International Car Rental Company. |
No. of ATMs (India) |
This is in addition to over 120,000 MasterCard Merchant Establishments in India and Nepal What's more, you can now buy in any currency and pay back later in Indian Rupees.
Please note: As per the RBI guidelines, you can use your card in Nepal and Bhutan for transactions in either their local currencies or in Indian Rupees. |
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Insurance:
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Hospitalization Benefits |
No |
Credit Shield |
Credit Shield (in the case of your death your family is protected against any outstanding liabilities on your Credit Card) is up to 20,000. You will pay nothing.
* Please note: All Insurance covers are only for Primary Cardmembers. Insurance covers are not provided by ABN AMRO Bank. Exclusions/limitations are applicable as per policies issued by Reliance General Insurance Company Ltd. Insurance covers are valid only for active ABN AMRO Adlabs Credit Cardholders. Please refer to the certificate of insurance enclosed in the pouch for more details. |
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Special Offers
Special Offers |
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Eligibility Criteria
Eligibility Criteria
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Salaried
Salaried:
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Annual Income |
Rs 84000.00 |
Age |
Min.: Yrs. Max.: Yrs. |
Documents Required |
PSU/Govt., MNC/Public Limited require Salary Slip or IT Returns or Form 16 |
Documents Required - Holding Credit Card for over an year |
PSU/Govt., MNC/Public Limited require Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement. |
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Self Employed
Self Employed:
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Annual Income |
Rs 84000.00 |
Age |
Min.: Yrs. Max.: Yrs. |
Documents Required |
Partnership/Pvt. Ltd./, Sole Proprietership require CA certified copy of computation of income along with IT Returns and Bank Statement of Last 3 Months. |
Documents Required - Holding Credit Card for over an year |
Partnership/Pvt. Ltd./, Sole Proprietership require Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement. |
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Terms & Conditions
Terms & Conditions |
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