|
|
| CREDIT CARD DETAIL |
|
|
|
|
|
|
|
|
| Card Highlights |
|
| Card Class |
Standard |
| Card Type |
Cash Back |
| Issuer |
ABN AMRO |
| Offered Type |
MasterCard |
| Rewards |
Cash back |
|
|
|
Main Features
|
|
- Cash Back on everything, everytime…
- Earn Extra Cash Back …
- Cash Back Boosters…
- Flexilimit
|
|
|
 Credit Card Rates
Credit Card Rates
|
|
| Purchases: |
|
| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
3.1% per month |
|
|
| Balance Transfers: |
|
| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
1.49% per month
|
|
|
|
Fees & charges
|
Fees & charges
|
|
| Joining Fee |
Rs 295 |
| Annual Fee |
Standard Annual/ Renewal Fee is Rs 595 p.a. |
| Add On Card Fee |
Rs 295 |
| Cash Advance Transaction Fee |
2.5% (Min. Rs. 300) of the cash amount |
| Finance charges on cash advances /extended credit |
upto 3.5% (42% p.a.) |
| Late Payment |
15% of Total Amt. Due (Min. Rs. 350, Max.
Rs. 600) |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Minimum Amount Due |
5% of the total payment due subject to a minimum of Rs. 200. |
| Limited Lost Card Liability |
Lost Card Liability is Rs 100
If your One Card is lost or stolen, all you have to do is report the loss by calling the Bank by Phone number in your city. With Zero Lost Card Liability you are protected against any fraudulent use of your card from the moment you report the loss to us.
Additionally, while traveling overseas if your credit card gets lost or stolen, there's no need to worry. The MasterCard Global Assistance Service provides emergency cash or will issue an emergency Card, if you so desire. |
| Over Limit Charges |
15% of Total Amt. Due (Min. Rs. 350, Max.
Rs. 600) |
| Cheque Bounce Fee |
Max.: Rs 500 |
| Return of Cheque Fee |
Max.: Rs 500 |
| Outstation Cheque Processing Fee |
Rs 100 |
| Dial a Draft Fee |
2.5% (Min. Rs. 300) of the cash amount |
| Duplicate Statement Request Charges |
Rs 100 |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
$ ( US ) 148 |
| Railway Booking Surcharge |
2.5% |
| Air/Railway Booking Comment |
Rs.30/- plus 2.5% of transaction amount |
| Fuel Surcharge |
2.5% Min.: Rs 100 |
| Foreign Currency Transaction Charges |
3% |
| Retrieval Fee/Copy Request Fee |
Rs 100 |
| Service Tax |
12.36% |
|
|
|
Rewards & Benefits
|
Rewards & Benefits
|
Cash Back
|
Cash Back:
|
| Description |
Here’s how you earn your cash back and save on all your purchases with the One Card. To save on your monthly expenditure, all you need to do is use your One Card for a minimum of Rs.2000. The more purchases you make on your card, the higher is the cash back percentage you will earn.
The cash back is not restricted to any particular category of purchase. You will earn a cash back on all your purchases.
Monthly Retail Spends Cash Back
Up to 5000 1%
5,001 to 10,000 1.5%
Above 10,000 2%
The maximum cash back per month per card is Rs.500. Thus, you can save Rs.6000 every year!
You earn extra cash back on select categories such as utility bill payments and international spends.
Categories Cash Back
Utility payments through Smart Pay* 2%
International Retail 1%
International Cash 1%
Interest 5% |
|
|
|
|
|
Services & Features
|
Services & Features
|
|
General Features:
|
| Photo Option |
No |
| Add On Card |
Yes |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
No |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
No |
| Dial a Draft Facility |
Yes |
| Rewards Programme |
No |
| Global Emergency Assistance Service |
Yes |
| Car Rental Discount |
As a One Credit Cardmember you also get 15% discount every time you rent a car from Hertz, the leading International Car Rental Company. |
| No. of ATMs (Global) |
6,50,000 ATMs across the globe. |
| No. of ATMs (India) |
2900 ATMs across India |
|
|
|
Insurance:
|
| Hospitalization Benefits |
No |
| Credit Shield |
Credit Shield is Rs 20,000
Please Note: Insurance Benefits are provided to you by Reliance General Insurance Co. All Insurance covers are for Primary Cardmembers only. ABN AMRO does not provide insurance covers. These insurance benefits are available only to active cardholders. In order to be active you must have used your card at least once in the last 90 days preceding the date of loss.Exclusions/limitations are applicable as per policies issued by Reliance General Insurance Company Ltd. |
|
|
|
|
Special Offers
|
Special Offers |
|
|
|
|
|
Eligibility Criteria
|
Eligibility Criteria
|
Salaried
|
Salaried:
|
| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
PSU/Govt., MNC/Public Limited require Salary Slip or IT Returns or Form 16 |
| Documents Required - Holding Credit Card for over an year |
PSU/Govt., MNC/Public Limited require Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement. |
| |
Self Employed
|
Self Employed:
|
| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Partnership/Pvt. Ltd./, Sole Proprietership require CA certified copy of computation of income along with IT Returns and Bank Statement of Last 3 Months. |
| Documents Required - Holding Credit Card for over an year |
Partnership/Pvt. Ltd./, Sole Proprietership require Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement. |
| |
|
|
|
Terms & Conditions
|
Terms & Conditions |
|
|
|
|
|
|
|
|
Show All Credit Cards
|
|
|
|
|
|
Twitter