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CREDIT CARD DETAIL ABN AMRO Titanium One Card Card Highlights Card Class Platinum/Titanium Card Type Premium Issuer ABN AMRO Offered Type MasterCard Rewards Cash back Main Features Cash Back on everything, everytime… Earn Extra Cash Back … Cash Back Boosters… Global Calling Card - free Global Calling Card that allows you to make international calls at extremely competitive rates. This calling card is to be used overseas only.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.1% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 1.49% per month  Fees & charges   Fees & charges Joining Fee Rs 500 Annual Fee Standard Annual/ Renewal Fee is Rs 2000 p.a. Add On Card Fee Rs 750 Cash Advance Transaction Fee 2.5% (Min. Rs. 300) of the cash amount Finance charges on cash advances /extended credit upto 3.5% (42% p.a.) Late Payment 15% of Total Amt.Due (Min. Rs. 350,Max. Rs. 600) Free Credit Period Min.: 20 days Max.: 50 days Minimum Amount Due 5% of the total payment due subject to a minimum of Rs. 200. Limited Lost Card Liability If your Titanium One Card is lost or stolen, all you have to do is report the loss by calling the Bank by Phone number in your city. With Zero Lost Card Liability you are protected against any fraudulent use of your card from the moment you report the loss to us. Additionally, while traveling overseas if your credit card gets lost or stolen, there's no need to worry. The MasterCard Global Assistance Service provides emergency cash or will issue an emergency Card, if you so desire. *Please Note: As per Insurance Guidelines, a copy of the FIR filed with the Police Station is mandatory. Over Limit Charges Max.: Rs 600 Cheque Bounce Fee Max.: Rs 500 Return of Cheque Fee Max.: Rs 500 Outstation Cheque Processing Fee Rs 100 Dial a Draft Fee 2.5% (Min. Rs. 300) of the cash amount Duplicate Statement Request Charges Rs 100 Replacement Card Charges Rs 200 Emergency Replacement(when overseas) $ ( US ) 148 Railway Booking Surcharge 2.5% Air/Railway Booking Comment Rs.30/- plus 2.5% of transaction amount Fuel Surcharge 2.5% Min.: Rs 100 Foreign Currency Transaction Charges 3% Retrieval Fee/Copy Request Fee Rs 100 Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Every time you use your ABN AMRO Credit Card, you earn Reward Points that can be exchanged for exclusive gifts including card renewal fees. Your accumulated points can be exchanged for a cross section of products and services, which will be notified to you separately. For more info. Click Here  Cash Back   Cash Back: Description Here’s how you earn your cash back and save on all your purchases with the Titanium One Card. To save on your monthly expenditure, all you need to do is use your Titanium One Card for a minimum of Rs.2000. The more purchases you make on your card, the higher is the cash back percentage you will earn. The cash back is not restricted to any particular category of purchase. You will earn a cash back on all your purchases*. Monthly Retail Spends Cash Back* Up to 5000 1% 5,001 to 10,000 1.5% Above 10,000 2% The maximum cash back per month per card is Rs.500. Thus, you can save Rs. 6000every year! You earn extra cash back on select categories such as utility bill payments and international spends. Categories Cash Back# Utility payments 2% International Retail 1% International Cash 1% Interest 5%  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes Car Rental Discount As a Titanium One Cardmember you also get 15% discount every time you rent a car from Hertz, the leading International Car Rental Company. To avail the discounts on Car Rental, Hertz office in your city. No. of ATMs (India) 100,000 MasterCard outlets in India and Nepal Insurance: Air Accident Your Titanium One Card offers you insurance covers, absolutely free of cost. Getting you big savings You get Personal Air Accident Cover of 15 lacs. You pay nothing. Hospitalization Benefits No Credit Shield Your Titanium One Card offers you insurance covers, absolutely free of cost. Getting you big savings! Credit Shield Upto 50,000. You pay nothing Insurance Benefits are provided to you by Reliance General Insurance Co. All Insurance covers are for Primary Cardmembers only. ABN AMRO does not provide insurance covers. These insurance benefits are available only to active cardholders. In order to be active you must have used your card at least once in the last 90 days preceding the date of loss.Exclusions/limitations are applicable as per policies issued by Reliance General Insurance Company Ltd.  Special Offers   Special Offers The Great Indian Dining Offer TERMS AND CONDITIONS OF ABN AMRO BANK - DINING PLUS PROGRAM Supreme Plus Offer TERMS AND CONDITIONS FOR SUPREME EXPERIENCE OFFER Travel Mania Paisa Vasool Getting your dream product was never so easy Petro Plus Go Mobile 3 easy installments EasyPay  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required PSU/Govt., MNC/Public Limited require Salary Slip or IT Returns or Form 16 Documents Required - Holding Credit Card for over an year PSU/Govt., MNC/Public Limited require Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement.  Self Employed   Self Employed: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required Partnership/Pvt. Ltd./, Sole Proprietership require CA certified copy of computation of income along with IT Returns and Bank Statement of Last 3 Months. Documents Required - Holding Credit Card for over an year Partnership/Pvt. Ltd./, Sole Proprietership require Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement.  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions TERMS AND CONDITIONS OF ABN AMRO ONE / TITANIUM CREDIT CARD CASH BACK PROGRAM Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Personal loans in India: Features and... Haven’t filed a return of your income?... Utilise credit card reward points Importance of reviewing your credit report What should you do if interest rates are...