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| CREDIT CARD DETAIL |
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| ABN AMRO Titanium One Card |
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| Card Highlights |
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| Card Class |
Platinum/Titanium |
| Card Type |
Premium |
| Issuer |
ABN AMRO |
| Offered Type |
MasterCard |
| Rewards |
Cash back |
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Main Features
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Cash Back on everything, everytime…
Earn Extra Cash Back …
Cash Back Boosters…
Global Calling Card - free Global Calling Card that allows you to make international calls at extremely competitive rates. This calling card is to be used overseas only.
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
3.1% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
1.49% per month
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Fees & charges
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Fees & charges
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| Joining Fee |
Rs 500 |
| Annual Fee |
Standard Annual/ Renewal Fee is Rs 2000 p.a. |
| Add On Card Fee |
Rs 750 |
| Cash Advance Transaction Fee |
2.5% (Min. Rs. 300) of the cash amount |
| Finance charges on cash advances /extended credit |
upto 3.5% (42% p.a.) |
| Late Payment |
15% of Total Amt.Due (Min. Rs. 350,Max.
Rs. 600) |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Minimum Amount Due |
5% of the total payment due subject to a minimum of Rs. 200. |
| Limited Lost Card Liability |
If your Titanium One Card is lost or stolen, all you have to do is report the loss by calling the Bank by Phone number in your city. With Zero Lost Card Liability you are protected against any fraudulent use of your card from the moment you report the loss to us. Additionally, while traveling overseas if your credit card gets lost or stolen, there's no need to worry. The MasterCard Global Assistance Service provides emergency cash or will issue an emergency Card, if you so desire.
*Please Note: As per Insurance Guidelines, a copy of the FIR filed with the Police Station is mandatory. |
| Over Limit Charges |
Max.: Rs 600 |
| Cheque Bounce Fee |
Max.: Rs 500 |
| Return of Cheque Fee |
Max.: Rs 500 |
| Outstation Cheque Processing Fee |
Rs 100 |
| Dial a Draft Fee |
2.5% (Min. Rs. 300) of the cash amount |
| Duplicate Statement Request Charges |
Rs 100 |
| Replacement Card Charges |
Rs 200 |
| Emergency Replacement(when overseas) |
$ ( US ) 148 |
| Railway Booking Surcharge |
2.5% |
| Air/Railway Booking Comment |
Rs.30/- plus 2.5% of transaction amount |
| Fuel Surcharge |
2.5% Min.: Rs 100 |
| Foreign Currency Transaction Charges |
3% |
| Retrieval Fee/Copy Request Fee |
Rs 100 |
| Service Tax |
12.36% |
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Rewards & Benefits
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Rewards & Benefits
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| Every time you use your ABN AMRO Credit Card, you earn Reward Points that can be exchanged for exclusive gifts including card renewal fees. Your accumulated points can be exchanged for a cross section of products and services, which will be notified to you separately. |
| For more info. |
Click Here |
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Cash Back
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Cash Back:
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| Description |
Here’s how you earn your cash back and save on all your purchases with the Titanium One Card. To save on your monthly expenditure, all you need to do is use your Titanium One Card for a minimum of Rs.2000. The more purchases you make on your card, the higher is the cash back percentage you will earn.
The cash back is not restricted to any particular category of purchase. You will earn a cash back on all your purchases*.
Monthly Retail Spends Cash Back*
Up to 5000 1%
5,001 to 10,000 1.5%
Above 10,000 2%
The maximum cash back per month per card is Rs.500. Thus, you can save Rs. 6000every year!
You earn extra cash back on select categories such as utility bill payments and international spends.
Categories Cash Back#
Utility payments 2%
International Retail 1%
International Cash 1%
Interest 5% |
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
Yes |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
No |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
No |
| Dial a Draft Facility |
Yes |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
Yes |
| Car Rental Discount |
As a Titanium One Cardmember you also get 15% discount every time you rent a car from Hertz, the leading International Car Rental Company.
To avail the discounts on Car Rental, Hertz office in your city. |
| No. of ATMs (India) |
100,000 MasterCard outlets in India and Nepal |
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Insurance:
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| Air Accident |
Your Titanium One Card offers you insurance covers, absolutely free of cost. Getting you big savings
You get Personal Air Accident Cover of 15 lacs. You pay nothing. |
| Hospitalization Benefits |
No |
| Credit Shield |
Your Titanium One Card offers you insurance covers, absolutely free of cost. Getting you big savings!
Credit Shield Upto 50,000. You pay nothing
Insurance Benefits are provided to you by Reliance General Insurance Co. All Insurance covers are for Primary Cardmembers only. ABN AMRO does not provide insurance covers. These insurance benefits are available only to active cardholders. In order to be active you must have used your card at least once in the last 90 days preceding the date of loss.Exclusions/limitations are applicable as per policies issued by Reliance General Insurance Company Ltd. |
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Special Offers
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Special Offers |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
PSU/Govt., MNC/Public Limited require Salary Slip or IT Returns or Form 16 |
| Documents Required - Holding Credit Card for over an year |
PSU/Govt., MNC/Public Limited require Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement. |
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Self Employed
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Self Employed:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Partnership/Pvt. Ltd./, Sole Proprietership require CA certified copy of computation of income along with IT Returns and Bank Statement of Last 3 Months. |
| Documents Required - Holding Credit Card for over an year |
Partnership/Pvt. Ltd./, Sole Proprietership require Photocopy of the front & back of your credit card and Photocopy of your most recent credit card statement. |
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Terms & Conditions
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Terms & Conditions |
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