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CREDIT CARD DETAIL

Card Highlights

Card Class	Platinum/Titanium (Airline)
Card Type	Travel
Issuer	American Express
Offered Type
Rewards

Main Features

Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	1 month
Interest Rate	0% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	0% per month

Fees & charges

Annual Fee	annual fee is levied every year at the start of membership year.
Late Payment	30% Min.: Rs 500 Max.: Rs 1000
Limited Lost Card Liability	Card prior to reporting to American Express shall be limited to Rupees one thousand only, and after American Express receive the report shall be “nil’’
Over Limit Charges	rs 500
Return of Cheque Fee	Min.: Rs 250
Duplicate Statement Request Charges	` 100 per statement for statements older than 3 month
Railway Booking Surcharge (Online)	1.8%
Fuel Surcharge	2.5%
Foreign Currency Conversion Charges	American Express treasury system will use conversion rates based on interbank rate that it selects from customary industry source on the business day prior to the processing date, increased by a Currency Conversion Factor assessment (currently 3.5%) on such Charges.
Foreign Currency Transaction Charges	3.5%
Retrieval Fee/Copy Request Fee	Rs 100

Rewards & Benefits

Services & Features

General Features:

Photo Option	Yes
Add On Card	Yes
Internet Web Based Access	No
Coverage	Domestic
Concierge Service	Yes Platinum Concierge brings you the world on a platter and at your doorstep. You can call the Platinum Assist for: – Delivery of flowers and gifts to someone special – Booking movie tickets – Arranging a round of golf or even booking a rejuvenating spa session at participating partners – Dining reservations and referrals
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	Yes
Dial a Draft Facility	Yes
Rewards Programme	Yes
Global Emergency Assistance Service	No

Eligibility Criteria

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CARDS BY ISSUERS

ABN AMRO

American Express

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Federal Bank

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HSBC Bank

ICICI Bank

IDBI Bank

Indian Bank

Indian Overseas Bank

IndusInd Bank

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Jammu & Kashmir Bank

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Karur Vysya Bank

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Punjab & Sind Bank

Punjab National Bank

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Royal Bank of Scotland

Standard Chartered Bank

State Bank of India

Syndicate Bank

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The Lakshmi Vilas Bank Limited

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The Saraswat Coop Bank Ltd

UCO bank

Union Bank of India

United Bank of India

Vijaya Bank

YES Bank

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