| American Express Platinum Card |
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| Card Highlights |
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| Card Class |
Platinum/Titanium |
| Card Type |
Premium |
| Issuer |
American Express |
| Offered Type |
American Express |
| Rewards |
Lifestyle |
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Main Features
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- Air Privileges Programme
- Luxury Hotel Privileges
- Membership Rewards
- Dining Privileges
- Wellness Privileges
- Platinum Golf Privilges
- Platinum Protection
- Concierge Services
- Platinum Assurance
- Several other benefits and privileges for Platinum Card holder
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
3.5% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month
(N.A.} |
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Fees & charges
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Fees & charges
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| Annual Fee |
Lifetime Foundation Membership comes at a fee of Rs. 50,000
Annual maintenance fee of Rs. 10,000 is payable on the first renewal and thereafter yearly, for use of the Basic Credit Card and each Supplementary Credit Card or other Cards as we communicate to you from time to time. |
| Add On Card Fee |
One additional Platinum Credit Card for the Basic Cardmember and can avail upto four Supplementary Platinum Credit Cards issued under the Basic Card account. |
| Cash Advance Transaction Fee |
3.5% per Transaction subject to a minimum of Rs. 250. |
| Late Payment |
20% of the Minimum Amount Due as shown on the Card statement, subject to a minimum of Rs.300 and a maximum of Rs.600 |
| Over Limit Charges |
Min.: Rs 500 |
| Cheque Bounce Fee |
Min.: Rs 250 |
| Return of Cheque Fee |
Min.: Rs 250 |
| Dial a Draft Fee |
2.5% |
| Duplicate Statement Request Charges |
Rs 100 |
| Railway Booking Surcharge (Online) |
1.8% |
| Air/Railway Booking Comment |
1.8% of the transaction value if booked on the internet |
| Foreign Currency Conversion Charges |
3% of overseas charge |
| Foreign Currency Transaction Charges |
3% |
| Retrieval Fee/Copy Request Fee |
Rs 100 |
| Service Tax |
12.36% |
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Rewards & Benefits
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Rewards & Benefits
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| Earn 1 reward point for every Rs. 40 spent, no matter what the purchase is. And if you use it at any one of our more than 500 Platinum Partners, in India or abroad, you'll earn 10 points for every Rs. 40 spent! |
| For more info. |
Click Here |
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Airline
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Airline:
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| Delay in Receipt of Checked Baggage |
Rs.25,000 on International flights |
| Loss of Checked Baggage Cover Upto |
Rs.50,000 for loss of baggage on domestic flights |
| Hijacking Cover Upto |
Rs.50,000 |
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Entertainment
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Entertainment:
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| Restaurant Discount |
Yes |
| Description (Restaurant Discount) |
# The Platinum Dining Privileges Programme gives you exclusive savings when you dine or entertain family, friends and associates.
# Complimentary Sheraton Plus Card from ITC – Welcomgroup, which gives you up to 50%, discount on food & soft beverages and 20% savings on alcoholic beverages when you dine at select ITC – Welcomgroup restaurants. You also get a 20% discount at Dublin – the Welcompub and The Mitthai Shop.
# 20% discount on food and beverages when you dine in any restaurant at The Imperial Hotel, New Delhi. You also get a discount of 15% at La Baguette – The Pastry Shop.
# Platinum Fine Dining Programme
# The Platinum Fine Dining Programme gives you guaranteed reservations* for lunch or dinner (for up to 4 people) at exclusive restaurants in Europe, USA, Canada, Australia, Thailand, Hong Kong, Singapore, South Africa, New Zealand and India.
# A complimentary bottle of house wine or champagne at select restaurants in India.
get 10 times Membership Rewards points at more than 50 boutique restaurants like Shalom, Laidback Waters and Tendulkar’s in Delhi and Mumbai |
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Fitness
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Fitness:
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| Spa / Massage |
Yes |
| Description (Spa / Massage) |
Taj Jiva Spas
The Taj Jiva Spas offer a spectrum of authentic and traditional Indian Wellness treatments and experiences in tranquil, soothing sanctuaries. Drawing from ancient Indian healing wisdom and Aurveda, Jiva spas believe that a spa unfolds a way of life wherein Jiva or the life force is the bedrock of wellness.
Privileges at Ozone
* 20% reduction on annual membership fees. Alternatively, you can enjoy a specially reduced entry fee of Rs. 300 for daily usage
* Your first year membership fee allows you access for an extended period of 15 months instead of 12!
* 20% off on massages and at the Ozone in-house café
Benefits at VLCC Fitness centres
* 30% discount on all beauty and slimming packages (except for the 'International Line')
* 20% reduction on Salon services at all times
* 20% off on gym membership of the 'Work out Factory'- Gurgaon
* Flat 15% discount on all Spa treatments at the VLCC Spa - New Delhi |
| Golf Club Access |
Yes |
| Description (Golf Club Access) |
The Platinum Golf Privileges offers Card members complimentary golfing round-the-year in India and abroad as well as exclusive access to some of the most prestigious Golf Clubs in the world. Golf Privileges include:
* Complimentary* Golfing,at three prestigious golf clubs in India
* Complimentary night golfing every Wednesday at the 18-hole championship golf course of the DLF Golf and Country Club Resort in Gurgaon.
Golfing privileges, now around the world
* Complimentary golf at 7 premier courses in Asia. As a Platinum card member, you can now play complimentary rounds of golf at 7 courses in Malaysia, Singapore and Indonesia when you are accompanied by paying guests who will also enjoy preferential rates.
* Discounted access at 30 leading Golf Clubs around the world. Your membership also gives you discounted access to 30 leading golf clubs worldwide. From Palm Hills Resort and Starhill in Malaysia to the Tytherington Club in England, your membership privileges extend far beyond the shores of India. |
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Hotel
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Hotel:
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| Booking Discount |
Yes |
| Description (Booking Discount) |
Fine Hotels & Resorts Program
The exclusive hospitality privileges you enjoy are
* Free upgrades and additional benefits
* A Complimentary Continental breakfast for two and the convenience of a late check- out until 4 p.m.
Plus, depending on facilities within specific hotels in the Fine Hotels & Resorts Program, you receive other complimentary 'fourth amenity' benefits such as food and beverages credits, waived golf fees or complimentary massages.
Exclusive Offers at the Taj Hotels Resorts and Palaces in India and Abroad
Special Offers at the ITC-Welcomgroup Hotels |
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
Yes |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
Yes
Team takes care of all your virtual requirements:
* Arranging hospitality packages e.g. red carpet welcome, delivery of flowers, champagne and other gifts.
* Providing details of events and shows worldwide.
* Pre-trip travel information about destinations.
* Assistance in relocating to another country.
* Recommending and making advance restaurant reservations.
* Referrals to shops, suppliers of goods and services, consulates and embassies.
* Assistance in locating lost articles. |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
Yes |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
No |
| Dial a Draft Facility |
Yes |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
Yes |
| Car Rental Discount |
Free enrolment to Hertz # 1 Club Gold and complimentary car upgrades |
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Insurance:
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| Air Accident |
Personal air accident insurance of up to Rs.1 Crore if your air ticket is purchased on your Platinum Card or up to Rs.40 Lakhs if it’s purchased by other means. |
| Supplementary Card members Air Accident |
Personal air accident insurance of up to Rs.40 Lakhs |
| Household Insurance |
our household effects are automatically insured for up to Rs.1 Lakh against loss by fire or burglary. |
| Purchase Protection |
Coverage against fire and burglary on items purchased on your Card, within 90 days, up to Rs.150,000. |
| Hospitalization Benefits |
No |
| Credit Shield |
Waiver of outstanding on the American Express Card in case of death of the Basic Card member up to Rs.50,000. |
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Special Offers
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Special Offers |
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Terms & Conditions
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Terms & Conditions |
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