Credit Cards

Auto Loans

Home Loans

Personal Loan

Fixed Deposits

Savings Accounts

Education Loans

CREDIT CARD DETAIL Axis Bank Platinum Credit Card Card Highlights Card Class Platinum/Titanium Card Type Premium Issuer AXIS BANK Offered Type Visa Rewards Main Features Concierge Service Access to VIP Airport Lounges Comprehensive Insurance Cover Exclusive Platinum Offers Cash Advance Facility Auto Debit Facility Mobile Alerts  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 2.95% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 2.95% per month (Option 1 - 0.75% per month for first six months and 2.95% per month thereafter Option 2 - 0% for first three months and 2.95% per month thereafter, Processing Fee of 2% or Rs. 199/- whichever is higher}  Fees & charges   Fees & charges Joining Fee Rs 5000 Annual Fee Rs 1000 Add On Card Fee Add-on Card Joining Fee Rs 1000 Add-on Card Annual Fee Rs 500 Cash Advance Transaction Fee 2.5% (Min. Rs 150 for domestic and 250 for international ATM withdrawal Finance charges on cash advances /extended credit 2.95% per month (41.75% per annum) Late Payment 30% of Min. Amt. Due (Min. Rs 250, Max. Rs 500) Free Credit Period Min.: 20 days Max.: 50 days Limited Lost Card Liability Rs 3,00,000 Protection against fraudulent purchase transactions is available from the moment the loss of card is reported to Axis Bank. The loss of card should also be confirmed in writing to Axis Bank as soon as possible. The cover is valid only for fraudulent payment transactions. It is not valid for fraudulent ATM transactions. Over Limit Charges 3% of the overlimit amount (Min. Rs 300) Cheque Bounce Fee Min.: Rs 300 Return of Cheque Fee Min.: Rs 300 Outstation Cheque Processing Fee Rs 100 Duplicate Statement Request Charges Waived Emergency Replacement(when overseas) Waived Charge Slip Request Rs 200 Air/Railway Booking Comment Rs 30 plus 2.5% of transaction amount Foreign Currency Transaction Charges 3.50% of the transaction value Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits * Earn 1 Reward Point for every Rs.100 spent on your card; * Earn 2 Reward Points for every Rs. 100 spent above Rs. 1,00,000 in a calendar year; * Earn 2 Reward Points for every Rs. 100 spent on International Spends. What's more, each reward point is worth Re. 1. Reward points can be redeemed against exciting Gifts, Merchandise, Gift Vouchers, or set off against Annual Fees on your credit card. You need to accumulate 250 reward points in order to start redeeming. For more info. Click Here  Airline   Airline: Airport Lounge Access Yes Upgrade Vouchers a complimentary international return flight voucher (to and fro journey), where you can choose one destination from the enticing array. Delay in Receipt of Checked Baggage Rs 15,000 Applicable in case of baggage delays over 6 hours and only if the air ticket was booked through the Axis Bank Credit Card Loss of Checked Baggage Cover Upto Rs 60,000 Applicable in case of baggage delays over 6 hours and only if the air ticket was booked through the Axis Bank Credit Card Loss of Travel Documents Travel - Loss of Passport Rs 25,000 It covers expenses related to travel and accommodation incurred abroad for obtaining alternate travel documents in case of Loss of Passport. This cover is applicable only if the air ticket was booked through the Axis Bank Platinum Credit Card. Comment (on Airport Lounge Access) As an Axis Bank Platinum Credit Card member, you can enjoy lounge access with the Priority Pass. Relax and unwind away from the hustle-bustle at over 500 VIP airport lounges in more than 90 countries and 275 cities worldwide. So treat yourself like a VIP no matter where you travel, or which airline or class you fly.  Cash Back   Cash Back: Description Now get a 2.5% Cash back along with a 2.5% Fuel Surcharge Waiver. The offer is valid across all petrol stations in India for a minimum transaction amount of Rs. 400 and a maximum of Rs. 4000*. *No reward points are earned on fuel transactions. The amount of cashback in a calendar year is limited to Rs. 1500.  Fitness   Fitness: Spa / Massage Yes Description (Spa / Massage) As an Axis Bank Platinum Credit Cardholder you are entitled to a host of special offers at Kaya Skin Clinic. In an elegant, tranquil environment, you'll discover the most advanced and revolutionary skin care. Your Platinum empowerment is more than skin deep. Complimentary Skinscription Golf Club Access Yes Description (Golf Club Access) 41 countries, 200 golf clubs, start charting your course. Your Axis Bank VISA Platinum Card empowers you to enjoy complimentary tee-offs all year round at the regions finest golf courses. To add to these there are certain golf clubs where you get discounted access, all year round. So, now you can enjoy golfing privileges that truly match your style.  Services & Features   Services & Features General Features: Photo Option No Add On Card No Internet Web Based Access No Coverage International Concierge Service Yes Whether it is flower or gift deliveries, arranging for tickets for movies and plays to emergency medical assistance, be rest assured somebody would always be there to get your things done on priority. With this in mind we have associated with the world's leading assistance company International SOS, to offer you a wide range of special assistance services: * Concierge Assist * Travel Assist * Personal Assist * Home Assist * Medical Assist Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre No Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service No Car Rental Discount You can now cruise around in the luxury of Hertz's chauffer driven cars with a 35% discount from Hertz Car Rental. This service is available in Delhi, Mumbai, Chennai, Kolkata, Bangalore, Hyderabad, Ahmedabad, Pune, Gurgaon, Noida, Jaipur, Chandigarh and Vadodra. Insurance: Air Accident Air Accident Cover Rs 40,00,000 Air Accident covers are valid only if the Axis Bank Credit Card has been used at a Merchant Establishment or at an ATM for Cash withdrawal at least once in the 90 days before the incident. Other Accident Personal Accident Cover Rs 5,00,000 Personal covers are valid only if the Axis Bank Credit Card has been used at a Merchant Establishment or at an ATM for Cash withdrawal at least once in the 90 days before the incident. Purchase Protection Rs 1,00,000 All consumer durable goods purchased using the Axis Bank Credit Card are insured against fire, natural calamity, burglary and housebreaking up to 90 days from the date of purchase. Hospitalization Benefits No Credit Shield Rs 1,00,000 Covers outstanding on the credit card account in an event of accidental death. Credit Shield is payable subject to settlement of personal accident claim.  Special Offers   Special Offers International style with a stunning offer from Trussardi & Savile Row Flawless radiance for your skin at Kaya Skin Clinic Attractive healthy discounts at VLCC Fine, uncompromising craftsmanship at your behest with Hidesign Stay connected the smarter way with Matrix The wheels are at your service with Hertz Two's company even at the movies at PVR Platinum Golf  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required * PAN card photocopy or Form 60 * Income proof: Latest payslip or Form 16 or IT Return copy * Residence proof: Passport or driving licence or ration card or electricity bill or land line telephone bill. In case, you have an existing credit card of another bank, you may attach a copy of your last credit card bill along with a copy of the front of the card.  Self Employed   Self Employed: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required * PAN card photocopy or Form 60 * Income proof: Latest payslip or Form 16 or IT Return copy * Residence proof: Passport or driving licence or ration card or electricity bill or land line telephone bill. In case, you have an existing credit card of another bank, you may attach a copy of your last credit card bill along with a copy of the front of the card.  Terms & Conditions   Terms & Conditions Platinum Credit Card-Most Important Terms And Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Evaluate Hidden costs before buying a house Home Loans come with Tax Rebates! Home Loan: A way to reduce your taxable... Credit profile and its effect on loan... Home Loans: How to reduce your floating rate