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| CREDIT CARD DETAIL |
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| Axis Bank Titanium Smart Traveler Credit Card |
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| Card Highlights |
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| Card Class |
Platinum/Titanium |
| Card Type |
Travel |
| Issuer |
AXIS BANK |
| Offered Type |
MasterCard |
| Rewards |
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Main Features
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- Earn 4 reward points on every Rs. 100 spent while travelling abroad.
- Avail complimentary lounge access at major domestic and international airports in India.
- Enjoy free credit period of upto 50 days on purchase transactions.
- Enjoy freedom to pay as per convenience.
- Freedom to withdraw cash upto a certain point from ATMs all over the world.
- Avail various accident covers
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month
(Balance Transfer} |
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Fees & charges
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Fees & charges
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| Joining Fee |
Rs. 250 (Waived on spends of
Rs. 2500 within 45 days of card setup), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011 |
| Annual Fee |
Rs.100 (from 2nd year onwards. Waived on spends of Rs. 50000 in the preceding year), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011 |
| Add On Card Fee |
Rs 100, for cards setup before February 07, 2011
Nil, for cards setup on or after February 07, 2011 |
| Cash Advance Transaction Fee |
2.5% (Min. Rs 250) of the Cash Amount |
| Finance charges on cash advances /extended credit |
3.25% per month (46.78% per annum) |
| Late Payment |
Rs. 300 if Total Payment Due is up to Rs. 2000
Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
Rs. 600 if Total Payment Due is Rs. 5001 or more |
| Over Limit Charges |
3% of the overlimit amount (Min. Rs 500) |
| Return of Cheque Fee |
Min.: Rs 300 |
| Duplicate Statement Request Charges |
Waived |
| Emergency Replacement(when overseas) |
As per VISA Global Customer Assistance Services (GCAS). |
| Air/Railway Booking Comment |
As prescribed by IRCTC/Indian Railways |
| Fuel Surcharge |
2.5% |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
10.3% |
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Rewards & Benefits
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Rewards & Benefits
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| 4 PlusPoints for every Rs. 100 spent while traveling abroad.
When you use your Titanium Credit Card in India:
You will earn 2 PlusPoints for every Rs. 100 spent on hotel, holiday packages, airlines, train and bus bookings.
For all other spends, you will earn 1 PlusPoint for every Rs. 100 spent |
| For more info. |
Click Here |
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Airline
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Airline:
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| Air Miles/ Rs 100 Spent on Airfare |
Points earned on Titanium Smart Traveler Credit Card can be converted to Air Miles (JP Miles & King Miles) |
| Airport Lounge Access |
Yes |
| Delay in Receipt of Checked Baggage |
necessary reimbursement fro delay of more than 12 hours. |
| Loss of Checked Baggage Cover Upto |
covers total loss of baggage. |
| Loss of Travel Documents |
Covers costs incurred in procuring passport, including application fee for lost passport/ other travel documents while travelling overseas. |
| Comment (on Airport Lounge Access) |
Relax at lounges in Domestic and International Terminals of major airports in India. Axis Bank MasterCard Titanium Credit Card grants you access to lounges in Domestic and International Airports of Delhi, Mumbai, Chennai, Kolkata, Hyderabad and Kochi. |
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Other Benefits
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Other Benefits:
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
Yes |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
No |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
Yes |
| Dial a Draft Facility |
No |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
No |
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Insurance:
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| Hospitalization Benefits |
No |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
* PAN card photocopy or Form 60
* Income proof: Latest payslip or Form 16 or IT Return copy
* Residence proof: Passport or driving licence or ration card or electricity bill or land line telephone bill.
In case, you have an existing credit card of another bank, you may attach a copy of your last credit card bill along with a copy of the front of the card. |
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Self Employed
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Self Employed:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
* PAN card photocopy or Form 60
* Income proof: Latest payslip or Form 16 or IT Return copy
* Residence proof: Passport or driving licence or ration card or electricity bill or land line telephone bill.
In case, you have an existing credit card of another bank, you may attach a copy of your last credit card bill along with a copy of the front of the card. |
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Terms & Conditions
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Terms & Conditions |
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