Axis Bank Trust Chemists Credit Card : AXIS BANK : Rupee Times

CREDIT CARD DETAIL

Axis Bank Trust Chemists Credit Card

Card Highlights

Card Class	Gold
Card Type	Co Branded
Issuer	AXIS BANK
Offered Type	Visa
Rewards	Health

Main Features

Trust Chemists Axis Bank Credit Card relieves you with a 4% discount on the entire bill amount at Trust Chemists. Your first swipe with Trust Chemists Axis Bank Credit Card at Trust Medical outlets will get you a free First Aid Kit worth Rs. 175/-, if you are among the first 2000 customers. Swipe your card for Rs.1, 500/- and above within 45 days and you will get a free health package worth Rs. 900/-, if you are among the first 2000 customer. Trust Chemists Axis Bank Credit Card helps you avoid the long queues at billing counters by providing you with Priority Billing facility. 24 hours Home Delivery service at no extra cost. Trust Chemist regularly maintains your purchase records, which help you to refer your previous medications every time you visit. no surcharge for transactions on the Trust Chemists Axis Bank Credit Card. added convenience of paying your monthly credit card bills directly through your Bank account- Debit Total Amount Due or Debit Minimum Amount Due (5% of the outstanding amount).

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3.5% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	0% per month

Fees & charges

Joining Fee	There is no joining fees or annual fees on this card.
Annual Fee	Nil
Cash Advance Transaction Fee	2.5% (Min. Rs 250) of the Cash Amount
Finance charges on cash advances /extended credit	2.95% Per month (41.75% per annum)
Late Payment	30% of Min. Amt. Due (Min. Rs 350)
Free Credit Period	Min.: 20 days Max.: 50 days
Limited Lost Card Liability	Rs 1,00,000
Over Limit Charges	3% of the Overlimit Amount (Min Rs 300)
Cheque Bounce Fee	Rs 300
Return of Cheque Fee	Rs 300
Outstation Cheque Processing Fee	Rs 50
Duplicate Statement Request Charges	Rs 50
Replacement Card Charges	Rs 100
Emergency Replacement(when overseas)	As per VISA Global Customer Assistance Services (GCAS).
Charge Slip Request	Rs 200
Air/Railway Booking Comment	As prescribed by IRCTC/Indian Railways
Fuel Surcharge	2.5% Min.: Rs 10
Foreign Currency Transaction Charges	3.5% of transaction amount
Service Tax	10.3%

Rewards & Benefits

Airline

Services & Features

General Features:

Photo Option	No
Add On Card	No
Internet Web Based Access	No
Coverage	Domestic
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	No
Rewards Programme	No
Global Emergency Assistance Service	No

Insurance:

Air Accident	Rs 20,00,000 Air Accident covers are valid only if the Axis Bank Credit Card has been used at a Merchant Establishment or at an ATM for Cash withdrawal at least once in the 90 days of the incident.
Other Accident	Personal Accident Cover - Rs 5,00,000 Personal Accident covers are valid only if the Axis Bank Credit Card has been used at a Merchant Establishment or at an ATM for Cash withdrawal at least once in the 90 days of the incident.
Purchase Protection	Rs 40,000 All purchases of tangible goods in the card will be indemnified by the company against damage caused by fire, burglary and / or theft in accordance with the sum(s) insured. These covers are only available upto 90 days from the date of purchase of the tangible goods provided it is kept inside the residential premises of cardholder which is a concrete(pucca) building only.
Hospitalization Benefits	No
Credit Shield	Rs 40,000 Covers outstanding on the credit card account in an event of accidental death. Credit Shield is payable subject to settlement of personal accident claim.

Eligibility Criteria

Salaried

Self Employed

Terms & Conditions

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