Bank of India Navy Silver Credit Card : Bank of India : Rupee Times

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CREDIT CARD DETAIL

Bank of India Navy Silver Credit Card

Card Highlights

Card Class	Standard
Card Type	Classic
Issuer	Bank of India
Offered Type
Rewards

Main Features

No Entrance Fee Freedom of withdrawing cash at branches Easy Pay Scheme Add-On cards BOI Unique Security Plan specially arranged for this card and can be used to avail accident insurance and medi-claim policies at special discount rates.

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	1.7% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	75% per month Min.: Rs 5000 per month (Cardholder can ask for a minimum transfer of Rs. 5,000/- and a maximum of up to 75% of his spending limit from his existing Card account with any other bank.}

Fees & charges

Fees & charges

Annual Fee	Rs 350
Add On Card Fee	Rs 175
Penalty Interest Rate	1.70% per month (APR 22.45% p.a. on daily balances)
Late Payment	Rs. 100/= in addition to finance charges for minimum payment due > Rs. 1000
Free Credit Period	Min.: 21 days Max.: 51 days
Limited Lost Card Liability	In the event of loss or theft of Card cardholder’s liability is limited to a maximum of Rs.1000/- from the date of notification of such event to the Bank.
Over Limit Charges	Rs. 100/= for each transaction
Cheque Bounce Fee	Rs. 100/= per instrument
Return of Cheque Fee	Rs. 100/= per instrument
Duplicate Statement Request Charges	Rs. 50/= per quarter
Replacement Card Charges	Rs 175
Charge Slip Request	Rs. 100/= or actual whichever higher
Air/Railway Booking Comment	Actual charges claimed by Railways / acquirer bank
Service Tax	12.36%

Services & Features

Services & Features

General Features:

Photo Option	No
Add On Card	No
Internet Web Based Access	No
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	No
Rewards Programme	No
Global Emergency Assistance Service	No

Insurance:

Air Accident	Rs 4,00,000/-
Other Accident	Rs 2,00,000/-
Hospitalization Benefits	No

Eligibility Criteria

Terms & Conditions

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