Bank of India Taj Premium Card (MasterCard) : Bank of India : Rupee Times

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CREDIT CARD DETAIL

Bank of India Taj Premium Card (MasterCard)

Card Highlights

Card Class	Gold
Card Type	Premium
Issuer	Bank of India
Offered Type	MasterCard
Rewards

Main Features

Photo Card Flexible credit limit for add-on cards Easy pay scheme Reward program on Card usage Free accident insurance policy cover Corporate Cards

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	1.7% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	75% per month Min.: Rs 5000 per month (Cardholder can ask for a minimum transfer of Rs. 5, 000/- and a maximum of up to 75% of his spending limit from his existing Card account with any other bank.}

Fees & charges

Fees & charges

Joining Fee	Nil
Annual Fee	Rs 800
Add On Card Fee	Rs 400
Credit Limit	20 per cent of annual income, minimum limit: Rs.30,000/- maximum Rs.100,000/-
Cash Advance Transaction Fee	2.5% on advance amount (subject to a minimum of Rs 50) for each transaction. Interest on dues/overdue
Penalty Interest Rate	1.70 percent per month (APR: 22.45 % per annum on daily balances)
Late Payment	late payment charges of Rs.100/- for minimum payment due exceeding Rs.1000/- in addition to finance charges
Free Credit Period	Min.: 21 days Max.: 51 days
Limited Lost Card Liability	Rs.1000/- from the date of notification to the Bank.
Over Limit Charges	Rs. 100 for each transaction
Cheque Bounce Fee	Min.: Rs 100
Return of Cheque Fee	Min.: Rs 100
Duplicate Statement Request Charges	Rs 50
Replacement Card Charges	Rs 200
Charge Slip Request	Rs. 100/- or actual whichever higher
Air/Railway Booking Comment	Actual charges claimed by Railways / acquirer bank
Foreign Currency Transaction Charges	2%
Service Tax	12.36%

Services & Features

Services & Features

General Features:

Photo Option	Yes
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	No
Rewards Programme	Yes
Global Emergency Assistance Service	Yes

Insurance:

Air Accident	Up to Rs.8,00,000/-
Other Accident	Rs.4,00,000/-
Hospitalization Benefits	No

Eligibility Criteria

Terms & Conditions

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