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CREDIT CARD DETAIL Barclaycard Platinum Card Highlights Card Class Platinum/Titanium Card Type Premium Issuer Barclays Offered Type Visa Rewards Main Features Pamper yourself to free rounds of golf at some of the finest golf courses across the globe. Unwind for the weekend at some of the most luxurious hotels and spas with complimentary buffet and gifts. Avail complete assistance on your personal finance, exquisite art, scuba diving and many more.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 3 month Interest Rate 3.1% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 3 month Interest Rate 1.49% per month (1.49% for 3 months; Processing fee: 3% or Rs. 500 whichever is higher. Cancellation Charges: 3% on the Approved Transfer Amount or Rs. 500 whichever is higher}  Fees & charges   Fees & charges Joining Fee Nil Annual Fee The applicable fees shall be communicated to you at the time of applying and/or at the time of issuance of your Credit Card or additional Card Cash Advance Limit 3% on cash amount (subject to a minimum of Rs. 300) Penalty Interest Rate * Boarding Rate: i.e. in the first 3 months of Card issuance is fixed at 3.1% (monthly) or 37.2% (annual). This can change periodically based on your spend and repayment patterns * The maximum interest rate, in the event of default, is 3.7% (monthly) or 44.4% (annually) Late Payment Rs. 600 (in addition to applicable interest charges) if you miss a payment or your payment is received after the payment due date Free Credit Period Min.: 17 days Max.: 50 days Over Limit Charges Rs. 500 if your Barclaycard Account exceeds its credit limit Cheque Pickup Fee Rs 100 Outstation Cheque Processing Fee Rs 100 Duplicate Statement Request Charges Rs. 100 (beyond 3 months) Replacement Card Charges Rs 100 Charge Slip Request Rs. 100 Railway Booking Surcharge 2.5% Air/Railway Booking Comment 2.5% of transaction value (subject to a minimum of Rs.25) Fuel Surcharge 2.5% Min.: Rs 10 Foreign Currency Transaction Charges 3.5% of the transaction value Service Tax 10.3%  Rewards & Benefits   Rewards & Benefits  Entertainment   Entertainment: Restaurant Discount Yes Description (Restaurant Discount) Fine Dining Priority Booking & VIP table availablility at some of the finest restaurants. Complimentary wine / champagne (only in select restaurants) Complimentary cake on special occasions.  Fitness   Fitness: Spa / Massage Yes Description (Spa / Massage) Couple SPA Isolate yourself from the world, soothe, your senses, relax your muscles and distress completely by indulging your companion and yourself in a luxury spa. Golf Club Access Yes Description (Golf Club Access) *Complimentary golf at 3 golf courses in India. Jaypee Greeens - Delhi NCR, Golden Green - Delhi NCR, Royal Palms - Mumbai. *Complimentary golf at 6 golf courses internationally in Singapore, China, Malaysia and Thailand - Unlimited. *Complimentary access and up to 30% discount at 7 golf courses across India.  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service Yes Exclusive gifts from Lladro to personalizing your notebooks, we do it all and that too in complete Style like Limousine at your door steps, Antique Dealers, Pet Salons, Personalized Gifting etc. Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme No Global Emergency Assistance Service No Insurance: Hospitalization Benefits No  Terms & Conditions   Terms & Conditions Barclaycard most important terms and conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Get the basics right before applying for... How to decide on a loan for business? If the interest rate is same, how do you... J&K Bank raises PLR Loan against Property: A shoulder to rest...