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CREDIT CARD DETAIL Barclaycard Smart Budget Card Highlights Card Class Standard Card Type Classic Issuer Barclays Offered Type Visa Rewards Main Features Free for life Free domestic ATM cash withdrawals. Promotional Offer for a limited period of time Your choice of fixed monthly payment (minimum Rs. 400) Up to 50 days interest free credit Choice of billing date Free fraud protection guarantee Simple and fair fees  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 2.95% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 3 month Interest Rate 0% per month (0% for 3 months (2% handling fees applies). Promotional Offer for a limited period of time}  Fees & charges   Fees & charges Annual Fee Free for life Cash Advance Transaction Fee Domestic ATM cash advances - Fee waived as a promotional offer for a limited period of time International ATM cash advances: 3% / min Rs. 300 Free Credit Period Min.: 17 days Max.: 50 days Air/Railway Booking Comment 2.5% of transaction value / min Rs. 25 Fuel Surcharge 2.5% Min.: Rs 25 Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Earn 1 BarclaycardPoint for every Rs.100 spent on your Barclaycard Smart Budget For more info. Click Here  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service No Insurance: Hospitalization Benefits No  Special Offers   Special Offers Domino's Valid upto 30th Sep 2007. Sarovar Hotels & Resorts Valid upto 30th September 2007 India Today Group Valid upto 31st Dec 2007 Intercontinental - The Grand Hotels Valid upto 30th Sep 2007 at select properties. Taj Leisure Hotels Valid upto 30th Sep 2007. Taj Business Hotels Valid upto 30th Sep 2007 Tata Sky Offer valid till 30th Sep 2007 Hutch Prepaid Offer valid till 31st Oct 2007 Hutch Postpaid Offer valid till 31st Oct 2007 Barclaycard offers in Delhi & NCR Barclaycard offers in Mumbai Barclaycard offers in Chennai Barclaycard offers in Bangalore  Eligibility Criteria   Eligibility Criteria Be an Indian Resident Live in an area where Barclaycard has launched  Terms & Conditions   Terms & Conditions Barclaycard Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Spend some time to get the best car insurance Credit Report: A Key Financial Indicator Tata Nano: How would Bank Loans look IBA to push for MIBOR as the benchmark rate Six tips to choose your home loan lender