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CREDIT CARD DETAIL Barclaycard Times Card Card Highlights Card Class Gold Card Type Entertainment Issuer Barclays Offered Type Visa Rewards Main Features Enjoy the latest movie blockbuster releases, concerts and high profile shows at an amazing discount. Go on a wild shopping spree with heavy discounts on top brand apparels, footwear, furniture and many more Holiday under the warm sun or at a cold hill resort with special vacation packages and offers Drink and eat at numerous high class restaurants, pubs, clubs, and other culinary stops at an affordable price Lead a healthy life by availing great discounts at beauty salons, spas, fitness centers, health clinics and dance academies.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.1% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 3 month Interest Rate 1.49% per month Min.: Rs 500 per month (1.49% for 3 months; Processing fees 2% or Rs 500 whichever is higher.}  Fees & charges   Fees & charges Annual Fee Free for Life Cash Advance Transaction Fee 3% on cash amount (subject to a minimum of Rs 300) Late Payment Rs 600 (in addition to the applicable interest charges) Free Credit Period Up to 50 days interest free credit Minimum Amount Due Flexible minimum monthly payment options (minimum of 5% applies) Over Limit Charges Rs 500 Cheque Pickup Fee Rs 100 Return of Cheque Fee Rs 500 Outstation Cheque Processing Fee Rs 100 Duplicate Statement Request Charges Rs 100 Replacement Card Charges Rs 100 Charge Slip Request Rs 100 Railway Booking Surcharge 2.5% Air/Railway Booking Comment 2.5% of transaction value (subject to a minimum of Rs 25) Fuel Surcharge 2.5% Min.: Rs 10 Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Services & Features   Services & Features General Features: Photo Option No Add On Card No Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service No Insurance: Hospitalization Benefits No  Special Offers   Special Offers Various offers at a glance  Eligibility Criteria   Eligibility Criteria Be aged between 18 and 70 Be an Indian Resident  Terms & Conditions   Terms & Conditions Terms & Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank Dhanlaxmi Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank IndusInd Bank Jammu & Kashmir Bank Kotak Mahindra Bank Punjab National Bank Reliance Capital Ltd. Royal Bank of Scotland Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India United Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Carnival of Indian Personal Finance Blogs #3 Education loans seeing a facelift in India The recent interest rate hike A chronicle of excesses by loan recovery... Raju and The Skyladder Page 20