Fees & charges
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|
| Joining Fee |
Rs 250 |
| Annual Fee |
No renewal charges |
| Credit Limit |
Rs. 2 lacs and above but less than 4 lacs |
| Cash Advance Limit |
3% with a minimum of Rs. 30/- for every Rs. 1000/- or part thereof |
| Cash Advance Transaction Fee |
Cash withdrawal charges only Rs.30 per thousand. Minimum Rs.30 only.
No Interest on cash withdrawal if paid by the due date. If not paid by the DUE DATE, interest is charged from DUE DATE only and not from the DATE OF CASH WITHDRAWAL. |
| Finance charges on cash advances /extended credit |
No financial charges! i.e., interest on other transactions subsequent to cash withdrawal till the cash withdrawal is repaid. |
| Late Payment |
NIL |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Limited Lost Card Liability |
Lost Card protection! Liability restricted to Rs.1,000 only from the time of reporting. |
| Cheque Bounce Fee |
Min.: Rs 50 |
| Return of Cheque Fee |
Min.: Rs 50 |
| Outstation Cheque Processing Fee |
Rs 100 |
| Duplicate Statement Request Charges |
Rs.10 per page |
| Emergency Replacement(when overseas) |
Free card replacement in case of mutilation / loss of card. |
| Service Tax |
12.36% |
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