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CREDIT CARD DETAIL CANCARD VISA CLASSIC Card Highlights Card Class Standard Card Type Classic Issuer Canara Bank Offered Type Visa Rewards Main Features Liberal Card limit Get 30% of your gross annual income with a maximum of Rs.3.00 lakhs. Fixing up of the limit is at the sole discretion of Canara Bank. Cash withdrawal facility at designated 450 branches all over India Cash withdrawal at Canara Bank ATMs. No Interest on cash withdrawal if paid by the due date. If not paid by the DUE DATE, interest is charged from DUE DATE only and not from the DATE OF CASH WITHDRAWAL. Opt for Revolving Payment system and pay only 5% of the billed amount and defer the payment. No financial charges! i.e., interest on other transactions subsequent to cash withdrawal till the cash withdrawal is repaid.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 2.5% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month  Fees & charges   Fees & charges Joining Fee Rs 250 Annual Fee Rs 400 Credit Limit 30% of your annual income with maximum of Rs 3.00 lacs Cash Advance Limit 50% credit limit with a maximum of Rs.50000 Cash Advance Transaction Fee Cash withdrawal charges only Rs.30 per thousand. Minimum Rs.30 only Penalty Interest Rate 2.5% per month, over carried over liability Late Payment NIL Free Credit Period Min.: 20 days Max.: 50 days Limited Lost Card Liability Lost Card protection! Liability restricted to Rs.1,000 only from the time of reporting. Emergency Replacement(when overseas) Free card replacement in case of mutilation / loss of card. Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Earn one bonus point for every use of Rs.100. Value of one bonus point is Re.0.50. No maximum limit for accumulation. No maximum amount for accumulation. No time limit for retention of bonus points. Accumulate minimum of 1000 points for redemption. No tie up with any products! Get Canara Bank Gift Cheque towards redemption and encash the same at any of the branches of Canara Bank. Buy whatever you want!  Airline   Airline: Loss of Checked Baggage Cover Upto Rs 25000 (self)  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (India) 110000 establishments in India and Nepal Insurance: Air Accident Self: Rs. 4.00 lacs Spouse : Rs. 2.00 lacs Other Accident Self: Rs. 2.00 lacs. Spouse : Rs. 1.00 lacs. Purchase Protection Free purchase protection cover up to Rs 25000 . Hospitalization Benefits Yes  Eligibility Criteria   Eligibility Criteria Gross Annual Income Rs.60, 000  Terms & Conditions   Terms & Conditions MOST IMPORTANT TERMS AND CONDITIONS (MITCS) Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Home Loans: How to reduce your floating rate Get a loan to meet your any personal need 12 point conduct checklist for bank and... Calculate your tax Complete guide to TDS on fixed deposits in...