Citi Cash Rewards Credit Card : Citi Bank : Rupee Times

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CREDIT CARD DETAIL

Citi Cash Rewards Credit Card

Card Highlights

Card Class	Platinum/Titanium (Shopping)
Card Type	Cash Back
Issuer	Citi Bank
Offered Type	MasterCard
Rewards

Main Features

On every Rs. 200 spent from the card the customer will earn 1 reward point on weekdays and on weekends he will earn 5 reward points for the same amount spent. Fee on the card is waived for the first year. Card holder can earn Cash Back against his statement outstanding. Air Miles can also be earned with Jet Airways, Kingfisher & Indian Airlines. Exciting Gift options at online shopping sites like indiaplaza.com. Instant redemption for all your shopping at any of the following merchants: Landmark, Westside, Shoppers Stop. Card account can be accessed through internet banking and while travelling the card holder will receive CitiAlerts. Insurance options are also offered with this card. Loan is offered against the credit card. Card holder also gets the facility to pay big shopping bills in EMIs.

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3.5% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	0% per month

Fees & charges

Joining Fee	Fees applicable for both Primary and Additional Card members will be communicated at the time of sourcing
Annual Fee	Fees applicable for both Primary and Additional Card members will be communicated at the time of sourcing
Cash Advance Transaction Fee	2.0% on advanced amount (subject to a minimum of Rs.300 and US$7.5 at International ATMs)
Late Payment	Rs.300 for bills upto Rs.10000 Rs.600 for bills from Rs.10001 – 25000 Rs. 700 for bills above 25000
Over Limit Charges	2.5% of the amount over the Credit Limit (Subject to a minimum of Rs.500)
Cheque Bounce Fee	Rs.250 per returned cheque/EC
Outstation Cheque Processing Fee	Rs 150
Non-Bank ATM Access / Balance Enquiry Charges	Outstation Cheque Charges - Upto Rs.10000 - Rs.50 per cheque Rs.10001 to Rs.100000 - Rs.100 per cheque Above Rs.100001 - Rs.150 per cheque
Duplicate Statement Request Charges	Statement Request (beyond 3 months) - Rs. 100
Replacement Card Charges	Rs 100
Railway Booking Surcharge	2.5%
Railway Booking Surcharge (Online)	1.8%
Air/Railway Booking Comment	Railway ticket booking - 2.5% of transaction value (subject to a minimum of Rs.25) Railway Ticket Online Booking - 1.8% of transaction value for regular transactions; 2.8% of transaction value for 3 EMI transaction
Fuel Surcharge	2.5%
Foreign Currency Transaction Charges	Mark up of 3.5% (service taxes as applicable)

Rewards & Benefits


1 reward point on every Rs. 200 spent from the card on weekdays 5 reward points on every Rs. 200 spent on weekends
For more info.	Click Here

Cash Back

Other Benefits

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	No
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	No
Rewards Programme	Yes
Global Emergency Assistance Service	No

Insurance:

Other Accident	Personal Accident cover is available with the special Insurance package for Cardmembers, Suraksha.
Hospitalization Benefits	No
Credit Shield	Get coverage of up to Rs. 5 lakhs on outstandings on your Citibank Credit Card with Credit Shield Plus.

Special Offers

Terms & Conditions

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