Fees & charges
|
|
Joining Fee |
Free for Life |
Annual Fee |
Free for Life |
Add On Card Fee |
Free for Life. Share all the privileges of your Citibank credit card with up to five members of your family. |
Cash Advance Transaction Fee |
2.5% (subject to a minimum of Rs. 250 and US $5 at International ATMs) |
Penalty Interest Rate |
interest initially is 3.19% per month (i.e. 38.28% annualized). This can change periodically based on your spend, payback and utilization patterns. Your rate of interest can increase up to 3.5% per month (i.e. 42.0% annualized), in case of default. All charges are dynamic and are subject to change based on Citibank's periodic review. |
Late Payment |
• Rs. 350 for bills up to Rs. 10,000
• Rs. 500 for bills between Rs. 10,001 & Rs. 20,000
• Rs. 600 for bills above Rs. 20,000 |
Free Credit Period |
Min.: 17 days Max.: 55 days |
Over Limit Charges |
2.5% of the amount over the Credit Limit (Subject to a minimum of Rs. 500) |
Cheque Bounce Fee |
Min.: Rs 250 |
Return of Cheque Fee |
Min.: Rs 250 |
Outstation Cheque Processing Fee |
Rs 100 |
Duplicate Statement Request Charges |
Rs 100 |
Replacement Card Charges |
Rs 100 |
Air/Railway Booking Comment |
2.5% (subject to a minimum of Rs. 25) on railway / Air ticket purchase or cancellation fee |
Fuel Surcharge |
2.5% |
Foreign Currency Transaction Charges |
3% |
Service Tax |
12.36% |
|