Fees & charges
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| Joining Fee |
Free for Life. |
| Annual Fee |
Free for Life. |
| Add On Card Fee |
Free for Life. You can also get three Additional Cards, Free for Life, for your family members over the age of 18.
You can share the power of your Citibank Woman's Card with your family. Your Citibank Woman's Card membership entitles you to 3 Additional Cards, which is Free for Life, for members of your family over 18 years of age. |
| Cash Advance Transaction Fee |
2.5% (subject to a minimum of Rs. 250 and US $5 at International ATMs) |
| Penalty Interest Rate |
Interest initially is 3.19% per month (i.e. 38.28% annualized). This can change periodically based on your spend, payback and utilization patterns. Your rate of interest can increase up to 3.5% per month (i.e. 42.0% annualized), in case of default. All charges are dynamic and are subject to change based on Citibank's periodic review. |
| Late Payment |
• Rs. 300 for bills up to Rs.10000
• Rs. 600 for bills from Rs. 10001 - 25000
• Rs. 700 for bills above Rs. 25000 |
| Free Credit Period |
Min.: 17 days Max.: 55 days |
| Over Limit Charges |
2.5% of the amount over the Credit Limit (Subject to a minimum of Rs. 500) |
| Cheque Bounce Fee |
Min.: Rs 250 |
| Return of Cheque Fee |
Min.: Rs 250 |
| Outstation Cheque Processing Fee |
Rs 100 |
| Duplicate Statement Request Charges |
Rs 100 |
| Replacement Card Charges |
Rs 100 |
| Air/Railway Booking Comment |
2.5% (subject to a minimum of Rs. 25) on railway / Air ticket purchase or cancellation fee |
| Fuel Surcharge |
2.5% |
| Foreign Currency Transaction Charges |
3% |
| Service Tax |
12.36% |
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