Delhi Metro Citibank Credit Card : Citi Bank : Rupee Times

CREDIT CARD DETAIL

Delhi Metro Citibank Credit Card

Card Highlights

Card Class	Standard
Card Type	Co Branded
Issuer	Citi Bank
Offered Type	Visa
Rewards	Travel

Main Features

It's a Citibank Credit Card and a Metro Card rolled into one. Redeem Reward Points for FREE Metro rides. Enjoy 'Delhi Delights': A host of exclusive deals and offers from top brands in Delhi NCR all through the year. RPM: Up to 25% off on F & B plus complimentary one time entry for a couple. India Today: 25% off on annual subscription + Free Adidas Bag worth Rs. 669. Business Today: Free gifts with subscription: Travel Mug worth Rs. 150 free with an Annual Subscription, Reebok Bag worth Rs. 699 free with a 3 year subscription, Adidas Shoes worth Rs. 2999 free with a 5 year subscription. Teksons Books: 20% discount on purchase of books. Metro Now: Free subscription to Metro Now tabloid for 3 months. Indiatimes.com: Gift Certificate worth Rs. 101 that can be redeemed on 100 + products in the range of Rs. 500 - Rs. 2000.

Credit Card Rates

Purchases:

Intro Interest Rate	3.15% per month
Introductory Period	6 month
Interest Rate	3.5% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	0% per month

Fees & charges

Joining Fee	Free for Life
Annual Fee	Free for Life
Add On Card Fee	You get five Additional Cards free for the first year for any of your family members over the age of 18. Age of the primary card holder must be over 25.
Cash Advance Transaction Fee	2.0% on advanced amount (subject to a minimum of Rs.300 and US$7.5 at International ATMs)
Penalty Interest Rate	• Boarding Rate: i.e. in the first 6 months of Card issuance is fixed at 3.15% (monthly) or 37.8% (annual). This can change periodically based on your spend, payback and utilization patterns • The maximum interest rate, in the event of default, is 3.5% (monthly) or 42% (annually)
Late Payment	• Rs. 300 for bills up to Rs.10000 • Rs. 600 for bills from Rs. 10001 - 25000 • Rs. 700 for bills above Rs. 25000
Free Credit Period	Min.: 17 days Max.: 55 days
Over Limit Charges	2.5% of the amount over the Credit Limit (subject to a minimum of Rs. 500)
Cheque Bounce Fee	Rs. 250 per returned cheque
Outstation Cheque Processing Fee	Rs 100
Duplicate Statement Request Charges	Rs 100
Replacement Card Charges	Rs 100
Railway Booking Surcharge	2.5%
Air/Railway Booking Comment	Railway Ticket Booking or Cancellation Surcharge 2.5% of transaction value (subject to a minimum of Rs. 25) Railway Ticket Booking Surcharge (Internet booking) • 1.8% of transaction value for regular transactions; • 2.8% of transaction value for 3 EMI transaction
Fuel Surcharge	2.5%
Foreign Currency Transaction Charges	3.5%
Service Tax	12.36%

Rewards & Benefits


Earn 2 Reward Points for every Rs. 100 value loaded on your Delhi Metro Chip. Earn 1 Reward Point for every Rs. 100 spent on your Credit Card elsewhere. Redeem your Reward Points for free Metro rides.

Entertainment

Fitness

Health

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	Yes
EMI on Call Facility	Yes
Dial a Draft Facility	No
Rewards Programme	Yes
Global Emergency Assistance Service	Yes
No. of ATMs (Global)	over 14 million establishments worldwide.

Insurance:

Other Accident	An offer to pay off your credit card outstanding together with a Personal Accident cover is available with the special Insurance package for Cardmembers, Suraksha.
Hospitalization Benefits	No
Credit Shield	Get coverage of up to Rs. 5 lakh on out standings on your Citibank Credit Card with Credit Shield Plus.

Terms & Conditions

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