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CREDIT CARD DETAIL Citibank IndianOil Titanium Credit Card Card Highlights Card Class Platinum/Titanium (Petro) Card Type Fuel/Auto Issuer Citi Bank Offered Type Master Card Rewards Petroleum Main Features Save up to 5% every time you fill fuel at IndianOil Outlets. Earn 4 Turbo Points for every Rs. 150 spent at IndianOil Outlets. Enjoy exclusive Titanium benefits on travel, dining and retail.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 2.5% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month  Fees & charges   Fees & charges Joining Fee Rs. 4000 Annual Fee The annual fee on this Card is Rs. 750 per year. Add On Card Fee You can also get up to three Additional Cards for any of your family members over the age of 18. Cash Advance Transaction Fee 2.0% on advanced amount (subject to a minimum of Rs. 300 and US$7.5 at International ATMs) Penalty Interest Rate Rate of Interest is fixed at 2.5% (monthly) or 30.0% (annual) Late Payment • Waived up to 60 days of missed payment • After 60 days • Rs. 300 for bills up to Rs. 10000 • Rs. 600 for bills from Rs. 10001 - 25000 • Rs. 700 for bills above Rs. 25000 Over Limit Charges Nil Return of Cheque Fee Rs. 250 per returned cheque/ECS Outstation Cheque Processing Fee Rs 50 Non-Bank ATM Access / Balance Enquiry Charges Outstation Cheque Charge (Charge based on the value of the cheque/instrument) • Up to Rs. 10000 - Rs. 50 per cheque • Rs. 10001 to Rs. 100000 - Rs. 100 per cheque • Above Rs. 100001 - Rs. 150 per cheque Replacement Card Charges Rs 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Air/Railway Booking Comment 2.5% of transaction value (subject to a minimum of Rs. 25) (Counter Booking). • 1.8% of transaction value for regular transactions; • 2.8% of transaction value for 3 EMI transaction (Internet Booking) Fuel Surcharge 2.5% Foreign Currency Transaction Charges 3.5% (service taxes as applicable) Service Tax 10.3%  Rewards & Benefits   Rewards & Benefits Earn 4 Turbo Points for every Rs. 150 spent at IndianOil Outlets For more info. Click Here  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service Yes Insurance: Hospitalization Benefits No Credit Shield Get a coverage of up to Rs. 5 lakhs on outstandings on your Citibank Credit Card with in the event of : • Death. • Total and permanent disability, 6 critical illnesses and surgeries: Cancer, Stroke, Heart Attack, Coronary Artery Bypass Graft Surgery, Kidney Failure and Major Organ Transplant. • Total and temporary disability.  Special Offers   Special Offers The fastest way to free fuel Value chart Redeem your turbo points Exclusive Titanium Benefits Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank Dhanlaxmi Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank IndusInd Bank Jammu & Kashmir Bank Kotak Mahindra Bank Punjab National Bank Reliance Capital Ltd. Royal Bank of Scotland Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India United Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Handle your credit card with care Spend some time to get the best car insurance Banking Ombudsman: to the aid of the customer Carnival of Indian Personal Finance Blogs#10 Best airline rewards credit cards in...