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CREDIT CARD DETAIL Jet Airways CitiBusiness Card Card Highlights Card Class Standard (Business) Card Type Airline Issuer Citi Bank Offered Type Visa Rewards Airline, Travel Main Features Working capital financing 2 JPMiles for every Rs 100 spent Double JPMiles for ticket bookings on jetairways.com  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 6 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 1.49% per month Min.: Rs 2500 per month (Transfer an amount as low as Rs 2500 and save on interest. Pay back in easy EMIs of 12, 24, 36 months.}  Fees & charges   Fees & charges Joining Fee This Card comes to you Free for Life. Annual Fee This Card comes to you Free for Life. Credit Limit Higher Credit Limits up to Rs. 10 lakhs for personal as well as commercial needs. Cash Advance Limit Higher Cash Limits up to 60% of the credit line - A higher Cash Limit up to 60% of your credit line (based on performance) will take care of your need during any emergency. Cash Advance Transaction Fee 2.0% on advanced amount (subject to a minimum of Rs.300 and US$7.5 at International ATMs) Penalty Interest Rate • Boarding Rate: i.e. in the first 6 months of Card issuance is fixed at 3.15% (monthly) or 37.8% (annual). This can change periodically based on your spend, payback and utilization patterns • The maximum interest rate, in the event of default, is 3.5% (monthly) or 42% (annually) Late Payment • Rs. 300 for bills up to Rs.10000 • Rs. 600 for bills from Rs. 10001 - 25000 • Rs. 700 for bills above Rs. 25000 Over Limit Charges 2.5% of the amount over the Credit Limit (Subject to a minimum of Rs. 500) Cheque Bounce Fee Rs. 250 per returned cheque Outstation Cheque Processing Fee Rs 100 Duplicate Statement Request Charges Rs 100 Replacement Card Charges Rs 100 Railway Booking Surcharge 2.5% Air/Railway Booking Comment Railway ticket purchase or cancellation fee 2.5% (subject to a minimum of Rs. 25) Fuel Surcharge 2.5% Foreign Currency Transaction Charges Mark up of 3.5% (service taxes as applicable) Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits 2 JPMiles for every Rs 100 spent. Double JPMiles for ticket bookings on jetairways.com  Airline   Airline: Air Miles/ Rs 100 Spent on Airfare 2 JPMiles Excess Baggage Allowance Get an additional baggage allowance of 10 kg on Jet Airways. Upgrade Vouchers Get 2 30% family discount vouchers for both international and domestic sectors. Airline Travel Benefits Earn Double JPMiles for spends on Jet Airways tickets booked through www.jetairways.com Get 1000 JPMiles on first usage of the card every year Get 2 30% family discount vouchers for both international and domestic sectors. Air/Train bookings 2.5% (subject to a minimum of Rs. 25) on Railway / Air Ticket Purchase or Cancellation fees.  Health   Health: Hospitalization Benefits Yes Description (Hospitalization Benefits) 1. The policy is designed to pay up to Rs. 5 lakhs worth of hospital / treatment expenses. 2. Applicants less than 55 years of age do not require any medical examination. 3. A unique policy that covers the entire family at a nominal cost with Cashless Hospitalisation benefits.  Services & Features   Services & Features General Features: Photo Option No Add On Card No Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility Yes EMI on Call Facility Yes Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service Yes Insurance: Other Accident An offer to pay off your credit card outstanding together with a Personal Accident cover is available with the special Insurance package for Cardmembers, Suraksha. Hospitalization Benefits Yes Credit Shield Get coverage of up to Rs. 5 lakh on outstandings on your Citibank Credit Card with Credit Shield Plus.  Special Offers   Special Offers Fly Free Faster Travel in Style Other Travel Privilages Finance your business with ease Save even as you spend Personal Business Assistance whenever you need Access expert information 0% Fuel Surcharge  Terms & Conditions   Terms & Conditions Important Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Are you ready to file your taxes? Please... For what purpose do you want to invest in... Calculate your tax A Good credit score imperative for your... Manage your loans, avoid recovery agents