MTV Citibank Card : Citi Bank : Rupee Times

CREDIT CARD DETAIL

MTV Citibank Card

Card Highlights

Card Class	Standard
Card Type	Entertainment
Issuer	Citi Bank
Offered Type	MasterCard
Rewards	Entertainment

Main Features

Enjoy the exclusive benefits of Citibank MTV Club. Get discounts at the most happening hangouts and a whole range of other benefits. Show off your cool 3-sided card to friends - the only one of its kind in the market. Earn 1 Rewards Point per Rs. 150/- spent and redeem it for cool MTV merchandise.

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3.19% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	6 month
Interest Rate	1.49% per month Min.: Rs 2500 per month

Fees & charges

Joining Fee	Free for Life.
Annual Fee	Free for Life.
Add On Card Fee	Free for Life.You can also get one Additional Card Free for Life for any of your family member over the age of 18. You can share the power of your MTV Citibank Card with your family. Your MTV Citibank Card membership entitles you to an Additional Card, which is Free for Life, for a member of your family over 18 years of age.
Cash Advance Transaction Fee	2.5% (subject to a minimum of Rs. 250 and US $5 at International ATMs)
Penalty Interest Rate	Interest initially is 3.19% per month (i.e. 38.28% annualized). This can change periodically based on your spend, payback and utilization patterns. Your rate of interest can increase up to 3.5% per month (i.e. 42.0% annualized), in case of default. All charges are dynamic and are subject to change based on Citibank’s periodic review.
Late Payment	• Rs. 300 for bills up to Rs.10000 • Rs. 600 for bills from Rs. 10001 - 25000 • Rs. 700 for bills above Rs. 25000
Free Credit Period	Min.: 17 days Max.: 55 days
Over Limit Charges	2.5% of the amount over the Credit Limit (Subject to a minimum of Rs. 500)
Cheque Bounce Fee	Min.: Rs 250
Return of Cheque Fee	Min.: Rs 250
Outstation Cheque Processing Fee	Rs 100
Duplicate Statement Request Charges	Rs 100
Replacement Card Charges	Rs 100
Air/Railway Booking Comment	2.5% (subject to a minimum of Rs. 25) on railway / Air ticket purchase or cancellation fee
Fuel Surcharge	2.5%
Foreign Currency Transaction Charges	3%
Service Tax	12.36%

Rewards & Benefits

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	Yes
EMI on Call Facility	Yes
Dial a Draft Facility	No
Rewards Programme	Yes
Global Emergency Assistance Service	Yes

Insurance:

Other Accident	Get coverage of up to Rs. 5 lakh on outstandings on your Citibank Credit Card with Credit Shield Plus.
Hospitalization Benefits	Yes
Credit Shield	An offer to pay off your credit card outstanding together with a Personal Accident cover is available with the special Insurance package for Cardmembers, Suraksha.

Special Offers

Terms & Conditions

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