Citibank Taj Epicure Diners Club Card : Citi Bank : Rupee Times

CREDIT CARD DETAIL

Citibank Taj Epicure Diners Club Card

Card Highlights

Card Class	Standard
Card Type	Wine and Dine
Issuer	Citi Bank
Offered Type	Diners Club
Rewards	Wine and Dine

Main Features

Earn back 10% of your spends on food and beverage. Earn Club Rewards Points for spends. Enjoy free entry to Taj discotheques.

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3.19% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	6 month
Interest Rate	1.49% per month Min.: Rs 2500 per month

Fees & charges

Annual Fee	This Card comes to you at a Special Fee of Rs. 2000/- for the first year and a Renewal Fee of Rs. 2000/- p.a.
Add On Card Fee	Share all the privileges of your Citibank Credit Card with up to five members of your family.
Cash Advance Transaction Fee	3% on advanced amount (subject to a minimum of Rs. 100 and US$ 5 at International ATMs)
Penalty Interest Rate	• Boarding Rate: i.e. in the first 6 months of Card issuance is fixed at 3.19% (monthly) or 38.28% (annually). This can change periodically based on your spend, payback and utilization patterns • The maximum interest rate, in the event of default, is 3.5% (monthly) or 42% (annually)
Late Payment	2.75% - Payments overdue by 30 days. 4.5% - Payments overdue by 60 days or more (applicable from Payment Due Date & subject to a minimum of Rs. 200)
Free Credit Period	Min.: 17 days Max.: 55 days
Limited Lost Card Liability	N.A
Over Limit Charges	N.A
Cheque Bounce Fee	Min.: Rs 150
Return of Cheque Fee	Min.: Rs 150
Outstation Cheque Processing Fee	Rs 100
Non-Bank ATM Access / Balance Enquiry Charges	Purchase Rs. 100 (subject to a minimum of Rs. 50 depending on the place the cheque is drawn on)
Duplicate Statement Request Charges	Rs 100
Air/Railway Booking Comment	1.8% (subject to a minimum of Rs. 25)
Fuel Surcharge	2.5% Min.: Rs 10
Foreign Currency Transaction Charges	3%
Service Tax	12.36%

Rewards & Benefits


Every Rs. 100 spent anywhere brings you 1 Club Rewards Point. 15 Club Rewards Points is equal to 1 Epicure Point. Every Rs. 100 spent at the Taj on food and beverages brings you 1 Epicure Point worth Rs. 10.
For more info.	Click Here

Airline

Airline:

Airport Lounge Access	Yes
International Air ticket Discount	4.5 %
Domestic Air ticket Discount	3 %
Comment (on Airport Lounge Access)	You can now relax in plush Club Lounges, designed exclusively for Diners Club Members in over 80 countries around the world. In India, you have complimentary access to Club Lounges located at the domestic departure areas in Mumbai, New Delhi, Chennai and Bangalore.

Entertainment

Fitness

Health

Hotel

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	Yes
EMI on Call Facility	Yes
Dial a Draft Facility	No
Rewards Programme	Yes
Global Emergency Assistance Service	Yes
No. of ATMs (Global)	8 million exclusive Merchant Establishments across the world.

Insurance:

Other Accident	An offer to pay off your credit card outstanding together with a Personal Accident cover is available with the special Insurance package for Cardmembers, Suraksha.
Hospitalization Benefits	Yes
Credit Shield	Get coverage of up to Rs.5 lakh on outstandings on your Citibank Credit Card with Credit Shield Plus.

Special Offers

Terms & Conditions

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