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CREDIT CARD DETAIL Citibank World Money Card Card Highlights Card Class Standard Card Type Airline Issuer Citi Bank Offered Type Visa Rewards Travel Main Features Convenience of a Traveller's Cheque, safety of an ATM Card and the acceptance of a Credit Card all rolled into one. Accepted at over 14 Million VISA Electron Merchant Establishments and at over 1 Million - VISA ATMs for withdrawing cash in local currency. 24*7 worldwide customer assistance over phone.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 6 month Interest Rate 3.19% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month  Fees & charges   Fees & charges Joining Fee Issuance & Load Fees USD $4.00 EUR € 4.00 GBP £2.00 Citibank World Money Card is re-loadable and is valid for a period of two years. Reload Fees USD $2.00 EUR € 2.00 GBP £1.00 Cash Advance Transaction Fee USD $1.75 EUR € 1.75 GBP £0.85 Penalty Interest Rate • Boarding Rate: i.e. in the first 6 months of Card issuance is fixed at 3.19% (monthly) or 38.28% (annually). This can change periodically based on your spend, payback and utilization patterns • The maximum interest rate, in the event of default, is 3.5% (monthly) or 42% (annually). Limited Lost Card Liability USD - 2 EUR - 2 GBP - 1 (Additional courier charges as applicable) Non-Bank ATM Access / Balance Enquiry Charges ATM Balance Enquiry USD - $0.40 Duplicate Statement Request Charges Monthly Statement by E-mail No charges Emergency Replacement(when overseas) USD - $2.00 EUR - € 2.00 GBP -£1.00 Foreign Currency Conversion Charges 3% Service Tax 12.36%  Services & Features   Services & Features General Features: Photo Option No Add On Card No Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme No Global Emergency Assistance Service Yes No. of ATMs (Global) 14 Million VISA Electron Merchant Establishments and at over 1 Million - VISA ATMs for withdrawing cash in local currency. Insurance: Hospitalization Benefits No  Special Offers   Special Offers Why the Citibank World Money Card? The Most Convenient Way to Pay Cash in local Currency 24*7 Reload When You Want It Your Money Back Stay in Touch With Your Account Why the Citibank World Money Card is better Than Traveller's Cheques? Important Customer Information FAQ's  Terms & Conditions   Terms & Conditions Important Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Reverse Mortgage in India: Your property... Haven’t filed a return of your income?... Can we claim tax benefits on home loan and... IBA to push for MIBOR as the benchmark rate How to go about ‘Leveraged Investing’