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CREDIT CARD DETAIL Corporation Classic Credit Card Card Highlights Card Class Standard Card Type Classic Issuer Corporation Bank Offered Type Visa Rewards Main Features Revolving Credit facility Cash withdrawal facility Photo Card Predefined Credit Limits Temporary Credit Limit Enhancement Balance Transfer facility Insurance facilities Credit shield facility Purchase Protection facility VISA Mobile Recharge VISA Bill Pay facility  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 2% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 1.49% per month Min.: Rs 100 per month  Fees & charges   Fees & charges Joining Fee Nil. Free for life in the first year of launch Annual Fee Rs 250. Free for life in the first year of launch Add On Card Fee Rs 100. Cardholders shall have the facility to present maximum of 3 add-on cards to immediate family members such as parent, spouse, children and siblings above the age of 18 years. Cash Advance Transaction Fee 2.5% or min. Rs.100 Late Payment 30% of min. amount outstanding (min. Rs 100 & max. Rs 500) Free Credit Period Max.: 45 days Over Limit Charges 2% Min.: Rs 100 Return of Cheque Fee Min.: Rs 100 Dial a Draft Fee 1% Min.: Rs 100 Duplicate Statement Request Charges Rs 50 Replacement Card Charges Rs 100 Charge Slip Request Rs 100 Air/Railway Booking Comment 2.5% Fuel Surcharge 2.5% Min.: Rs 400 Foreign Currency Conversion Charges 1% of principal amount Foreign Currency Transaction Charges 2% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Earn 1 point for every Rs 200 spend. Cardholder can redeem reward points at 1 point = Rs 1 on attaining a minimum of 500 reward points.  Cash Back   Cash Back: Description Upto 15% cash back benefits on airfare. Upto 25% cash back on your hotel or holiday packages.  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) 10 lakh VISA ATMs No. of ATMs (India) 16000 VISA ATMs Insurance: Air Accident Rs 200000 Other Accident Rs 100000 Purchase Protection Available Hospitalization Benefits No Credit Shield Available  Terms & Conditions   Terms & Conditions Corp Bank Credit Card- Most Important Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS How to decide on a loan for business? Home Loans: How to reduce your floating rate Get the basics right before applying for... Evaluate Hidden costs before buying a house Carnival of Indian Personal Finance Blogs #3