Fees & charges
|
|
| Joining Fee |
Rs 5000 |
| Annual Fee |
Renewal fee: Nil |
| Add On Card Fee |
Nil |
| Cash Advance Limit |
2.5% of the advance amount subject to a minimum of Rs. 250 |
| Penalty Interest Rate |
Monthly rate: 3.83%
Annual rate: 46.00% |
| Late Payment |
Outstanding Balance:
Up to Rs. 10,000 = Rs. 350
Between Rs. 10,000 to 20,000 = Rs. 450
Between Rs. 20,000 to 30,000 = Rs. 550
Above Rs. 30,000 = Rs. 700 |
| Free Credit Period |
Up to 50 days; interest free period is not applicable if total amount due is not paid in full |
| Over Limit Charges |
2.5% of Over Limit Amount subject to a minimum of Rs. 300 |
| Cheque Bounce Fee |
Rs. 250 |
| Return of Cheque Fee |
Rs. 250 |
| Non-Bank ATM Access / Balance Enquiry Charges |
Rs. 25 |
| Duplicate Statement Request Charges |
Rs 100 |
| Replacement Card Charges |
Rs 100 |
| Charge Slip Request |
Rs. 100 |
| Air/Railway Booking Comment |
1.8% or Rs 30 whichever is higher + Service Tax |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
10.3% |
|
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