Fees & charges
|
|
| Joining Fee |
Nil |
| Annual Fee |
Nil |
| Add On Card Fee |
Nil |
| Cash Advance Limit |
40% of credit limit under corporate liability and 30% of credit limit under individual liability |
| Cash Advance Transaction Fee |
2.5% on amount withdrawn or Rs 300 whichever is higher |
| Finance charges on cash advances /extended credit |
With effect from 1 May 2007, cash processing fee of Rs 50 per payment is payable on cash deposits at HDFC Bank branches/ATMs.
Card accounts levied with Late Payment Charges in the latest generated statement will be exempted from the cash processing fee. |
| Penalty Interest Rate |
3.25% P.M., 39.0% Annually - from Transaction date |
| Late Payment |
Nil for Credit card bills upto Rs.100,
Rs.100 for credit card bills between Rs.100 and Rs.500,
Rs.350 for credit card bills between Rs.501 and Rs.10000,
Rs.500 for credit card bills between Rs.10001 and Rs.20000 and
Rs.600 for credit card bills above Rs.20001. |
| Free Credit Period |
Max.: 50 days |
| Minimum Amount Due |
5%, Minimum Rs 200 |
| Limited Lost Card Liability |
Rs. 100 |
| Over Limit Charges |
2.5% of overlimit amount subject to a minimum of Rs 500 |
| Outstation Cheque Processing Fee |
Rs 100 |
| Charge Slip Request |
Rs. 125 per Chargeslip |
| Air/Railway Booking Comment |
Railway Ticket Purchase Fee: Rs. 30 + 2.5% of transaction amount |
| Foreign Currency Transaction Charges |
Bank Charges Cross currency mark-up of 3.5% |
| Service Tax |
10.3% |
|
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