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CREDIT CARD DETAIL HDFC Bank Gold Business Credit Card Card Highlights Card Class Gold Card Type Business Issuer HDFC Bank Offered Type MasterCard Rewards Cash back Main Features Higher Credit Limits Attractive Business Savings Revolving credit facility Interest free credit facility Cash at your fingertips Zero liability on lost card  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.25% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month (Attractive interest rates as low as 0% p.m. for balance transfer programmes on your HDFC Bank Credit Card.}  Fees & charges   Fees & charges Joining Fee Communicated at the time of applying Annual Fee Communicated at the time of applying for card Credit Limit Get Up to 10 lacs as credit limit on the card basis the company / business financials. Cash Advance Limit 10% of credit limit Cash Advance Transaction Fee 2.5% of amount withdrawn or Rs 300 whichever is higher Late Payment Less than Rs 100 - Nil Rs 100-500 - Rs 100 Rs 501 - 1000 - Rs 350 Rs 10,001 - 20,000 - Rs 500 More than Rs 20,000 - Rs 600 Free Credit Period Min.: 20 days Max.: 50 days Minimum Amount Due 5% minimum of Rs 200 Limited Lost Card Liability If you happen to lose your Card, report it immediately to our 24-hour call centre. After you do this, you carry zero liability on any fraudulent transactions on your card. Over Limit Charges 2.5% of the over limit amount subject to minimum of Rs.500. Air/Railway Booking Comment Rs 30 +2.5% transaction amount (railway) Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits You will earn 1 Rewards Point for every Rs.200 spent on your Card. By accumulating these, you can redeem them into airmiles, gift cards and host of exciting gifts and offers. For more info. Click Here  Airline   Airline: Airline Travel Benefits Comprehensive travel covers covering loss of baggage, loss of air ticket, delayed flight, late baggage arrival and loss of passport.  Cash Back   Cash Back: Description # 1% Cashback on Air spends * Now buy domestic air tickets through domestic airline websites and enjoy 1% cashback # 1% Cashback on Utility Bill Payments * Enjoy 1% cashback on utility bill payments (e.g. Electricity, Phone, Mobile etc.)  Services & Features   Services & Features General Features: Photo Option No Add On Card No Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) 23 million Merchant Establishments No. of ATMs (India) 110,000 Merchant Establishments  Special Offers   Special Offers Exclusive offers for HDFC Bank Business Cardholders  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Pre-pay your home loan Carnival of Indian Personal Finance Blogs #6 LAP or personal loan: Which one to choose? Spend some time to get the best car insurance Avoid withdrawing cash from your credit card