Platinum Edge Credit Card : HDFC Bank : Rupee Times

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CREDIT CARD DETAIL

HDFC Bank Platinum Edge Credit Card

Card Highlights

Card Class	Platinum/Titanium
Card Type	Premium
Issuer	HDFC Bank
Offered Type	Visa and MasterCard
Rewards

Main Features

Earn 3 reward points on every Rs. 150 spent from the card. Get 1000 reward points as renewal benefit. As a welcome benefit, get IndiGo base fare ticket. Redeem reward points against Airmiles of Jet Airways, Kingfisher Airlines and Air India. Get 50% more reward points on spends for dining. Avail fuel surcharge waiver on fuel purchase between Rs. 400 to Rs. 5000. Get zero liability on lost card. Enjoy revolving Credit facility at 3.15% per month and interest free period of upto 50 days.

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	0% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3% per month Min.: Rs 250 per month (3% of BT on EMI Amount or Rs. 250 whichever is higher}

Fees & charges

Annual Fee	Rs 1999
Add On Card Fee	Lifetime free.
Credit Limit	upto 50 days. Charges on revolving credit - 3.15% P.M., 37.8% Annually - from Transaction date
Cash Advance Limit	40%
Cash Advance Transaction Fee	2.5% on amount withdrawn or Rs 300/- whichever is higher. Cash Processing Fees - Rs 50 (for all card payments made by depositing in HDFC Bank branches or ATMs)
Late Payment	Statement Balance Late Payment Charges Upto Rs.100 Nil Between Rs.100 - 500 Rs.100 Rs.501 - 10000 Rs.350 Rs.10001 - 20000 Rs.500 More than Rs. 20000 Rs.600
Minimum Amount Due	5% subject to a minimum of Rs 200
Over Limit Charges	2.50% of overlimit amount subject to a minimum of Rs 500
Outstation Cheque Processing Fee	Rs 50
Replacement Card Charges	Rs 100
Air/Railway Booking Comment	Rs 30 + 2.5% of transaction amount
Retrieval Fee/Copy Request Fee	Rs 125
Service Tax	10.3%

Rewards & Benefits


Earn 3 reward points on every Rs. 150 spent through the card.
For more info.	Click Here

Airline

Other Benefits

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	No
Coverage	Domestic
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	No
Rewards Programme	Yes
Global Emergency Assistance Service	No

Terms & Conditions

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