CREDIT CARD DETAIL HDFC Health Plus Credit Card Card Highlights Card Class Standard Card Type Health Issuer HDFC Bank Offered Type MasterCard Rewards Main Features Cashless Mediclaim Extra protection for your family - Add-on Float Cover Cash Advance Revolving credit facility Interest Free Credit Period Add-on Cards - Get upto 2 supplementary cards Zero liability on lost card Third Party Administrator (TPA) - changed to TTK Healthcare services  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 2.95% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month Min.: Rs 100 per month (Balance Transfer on EMI processing Charges is 1.5% of BT amount or Rs 150/- whichever is higher}  Fees & charges   Fees & charges Joining Fee Rs 300 Annual Fee Rs 700 Add On Card Fee Free for Life Get up to 2 supplementary cards completely free for your spouse, siblings (own brother/sister), son and/or daughter (over 18 years) and allow them to enjoy the many benefits of a HDFC Bank Health Plus International Credit Card. Parents are NOT eligible for a Health Plus Add on card. Cash Advance Limit 30% of credit limit. Finance charges on cash advances /extended credit 2.5% of amount withdrawn or Rs 300 whichever is higher Late Payment Nil for Credit card bills upto Rs.100, Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for credit card bills between Rs.501 and Rs.10000, Rs.500 for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills above Rs.20000. Free Credit Period Min.: 20 days Max.: 50 days Minimum Amount Due 5%, Minimum Rs 200 Limited Lost Card Liability After reporting at 24-hour call centre zero liability on any fraudulent transactions on your card. Over Limit Charges 2.5% of overlimit amount subject to a minimum of Rs 500 Cheque Bounce Fee 2% of payment amount subject to minimum of Rs. 300 Return of Cheque Fee 2% of payment amount subject to minimum of Rs. 300 Outstation Cheque Processing Fee Rs 100 Replacement Card Charges Rs 100 Charge Slip Request Rs. 125 per Chargeslip Air/Railway Booking Comment Rs 30 + 2.5% of transaction amount Fuel Surcharge 2.5% Min.: Rs 10 Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits  Health   Health: Hospitalization Benefits Yes Description (Hospitalization Benefits) This credit card comes with a free cashless mediclaim cover of Rs.50,000 plus a critical illness cover of Rs.1.5 lakhs. The critical illness cover includes open heart surgery, cancer, kidney failure and vascular stroke. You can avail cashless mediclaim facility at any of more than 3000 networked hospitals of the Third Party Administrator (TPA) across the country. You have the option of extending the Rs.50,000 mediclaim plus the critical illness cover of Rs.1.5 lakhs cover to the add-on cardholders, be it your spouse, children, brothers or sisters. What's more, the add-on cardholders can also avail the discounts at participating hospitals.  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme No Global Emergency Assistance Service Yes No. of ATMs (Global) 23 million Merchant Establishments No. of ATMs (India) 110,000 Merchant Establishments Insurance: Hospitalization Benefits Yes  Terms & Conditions   Terms & Conditions MOST IMPORTANT TERMS AND CONDITIONS Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Home Loan Agreement: An important aspect... Carnival of Indian Personal Finance Blogs #5 The best education loan from banks in... Loan upper limit increased for women New Vs. Used Car loan in India: Benefits...