Fees & charges
|
|
| Annual Fee |
Rs 399 |
| Add On Card Fee |
The bank offers upto 3 life time free add-on cards to your spouse, children (above 18 years of age), parents, brother or sister. |
| Min Expenses to Waive Annual Fees |
Rs 150000 |
| Credit Limit |
Rs. 15,000 retail spends in 1st 3 months from the card setup date.
Rs.50,000 retail spends in 12 months form card renewal date. |
| Cash Advance Limit |
40% |
| Cash Advance Transaction Fee |
2.5% of amount withdrawn or
Rs.300 whichever is higher |
| Late Payment |
Statement Balance
Less than Rs. 100 Nil
Rs. 100 - 500 Rs.100
Rs. 501 - 10000 Rs.350
Rs. 10,001- 20000 Rs 500
More than Rs. 20000 Rs 600 |
| Free Credit Period |
Max.: 50 days |
| Minimum Amount Due |
subject to a minimum of Rs 200 |
| Over Limit Charges |
2.5% of overlimit amount, subject to a minimum of Rs.500 |
| Outstation Cheque Processing Fee |
Rs 50 |
| Replacement Card Charges |
Rs 100 |
| Air/Railway Booking Comment |
Rs. 30 + 2.5% of transaction amount |
| Foreign Currency Transaction Charges |
Bank Charges Cross currency mark-up of 3.5% |
| Retrieval Fee/Copy Request Fee |
Rs 125 |
| Service Tax |
10.3% |
|
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