HDFC Platinum Plus Credit Card : HDFC Bank : Rupee Times

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CREDIT CARD DETAIL

HDFC Platinum Plus Credit Card

Card Highlights

Card Class	Platinum/Titanium
Card Type	Premium
Issuer	HDFC Bank
Offered Type	MasterCard, Visa
Rewards	Lifestyle

Main Features

Discounts at over 28,000 hotels and resorts worldwide 5% Cashback on Airline Bookings through HRG-SITA Worldwide Concierge Services Accelerated Rewards Program - earn as you spend 0% Fuel surcharge Balance Transfer - enjoy an interest-free period of 3 whole months on the transferred amount. Utility bills through your credit card

Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	2.95% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	3 month
Interest Rate	0% per month Min.: Rs 100 per month (Enjoy an interest-free period of 3 whole months on the transferred amount. Balance Transfer on EMI processing Charges 1.5% of BT amount or Rs 150 whichever is higher}

Fees & charges

Joining Fee	Communicated at the time of applying for card.
Annual Fee	Rs. 3999
Add On Card Fee	Free
Cash Advance Limit	50% of credit limit
Finance charges on cash advances /extended credit	2.5% on amount withdrawn or Rs 300/- whichever is higher.
Penalty Interest Rate	Interest rate of 2.95% per month. w.e.f 3rd Mar'08
Late Payment	Nil for Credit card bills upto Rs.100, Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for credit card bills between Rs.501 and Rs.10000, Rs.500 for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills above Rs.20000.*
Free Credit Period	Min.: 20 days Max.: 55 days
Minimum Amount Due	5% subject to a minimum of Rs 200
Over Limit Charges	2.50% of overlimit amount subject to a minimum of Rs 500
Cheque Bounce Fee	Min.: Rs 100
Return of Cheque Fee	Min.: Rs 100
Outstation Cheque Processing Fee	Rs 100
Replacement Card Charges	Rs 100
Charge Slip Request	Rs. 125 per Chargeslip
Air/Railway Booking Comment	Rs 30 + 2.5% of transaction amount
Foreign Currency Transaction Charges	3.5%
Service Tax	12.36%

Rewards & Benefits


2 reward points per Rs.150 spent..
For more info.	Click Here

Airline

Cash Back

Health

Hotel

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	Yes A toll free service to assist your needs any time during the day. The offering allows you to avail of the following benefits : - Golf Course Referral and Reservation - Car Rentals, Limousine Referral and Reservation - Hotel Referral and Reservation - Special Events and Performance Assistance - Flowers and Gift Delivery Service - Dining Referral and Reservation Service - Movie Tickets delivery - Estate / Tax Planning referral Service - Pretrip Information Services (including visas and inoculation requirements) - Embassy Referrals - Lost Luggage Assistance - Lost Passport Assistance All these services available to you any time, any where.
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	Yes
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	No
Rewards Programme	Yes
Global Emergency Assistance Service	Yes
No. of ATMs (Global)	23 million merchant establishments
No. of ATMs (India)	110,000 merchant establishments

Insurance:

Air Accident	10000000
Other Accident	200000
Hospitalization Benefits	Yes

Special Offers

Terms & Conditions

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