Fees & charges
|
|
| Joining Fee |
Rs 300 |
| Annual Fee |
Rs 700 |
| Add On Card Fee |
Life time free
Get up to 3 add-on cards for your spouse, parents, siblings (own brother/sister), son and/or daughter (over 18 years) and allow them to enjoy the many benefits of the HDFC Bank International Silver Credit Card |
| Cash Advance Limit |
30% of credit limit |
| Finance charges on cash advances /extended credit |
2.5% of amount withdrawn or Rs 300 whichever is higher |
| Penalty Interest Rate |
2.95% P.M., 35.4% Annually - from Transaction date |
| Late Payment |
Nil for Credit card bills upto Rs.100,
Rs.100 for credit card bills between Rs.100 and Rs.500,
Rs.350 for credit card bills between Rs.501 and Rs.10000,
Rs.500 for credit card bills between Rs.10001 and Rs.20000 and
Rs.600 for credit card bills above Rs.20000 |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Minimum Amount Due |
5%, Minimum Rs 200 |
| Limited Lost Card Liability |
After reporting at 24-hour call centre zero liability on any fraudulent transactions on your card. |
| Over Limit Charges |
2.5% of overlimit amount subject to a minimum of Rs 500 |
| Cheque Bounce Fee |
2% of payment amount subject to minimum of Rs. 300 |
| Return of Cheque Fee |
2% of payment amount subject to minimum of Rs. 300 |
| Outstation Cheque Processing Fee |
Rs 100 |
| Replacement Card Charges |
Rs 100 |
| Charge Slip Request |
Rs 125 |
| Air/Railway Booking Comment |
Rs 30 + 2.5% of transaction amount |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
12.36% |
|
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