Fees & charges
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| Annual Fee |
The annual fee is Rs 3,000 and Rs 2,500 for HDFC Bank clients. |
| Credit Limit |
Min.: Rs 150000 |
| Cash Advance Transaction Fee |
A transaction fee of 2.5% (Minimum Rs. 300) would be levied on the amount withdrawn and would be billed to the Cardmember in the next statement. |
| Penalty Interest Rate |
Current interest rate is 2.65 per month
Interest rate of 2.95% per month
w.e.f 25th May'08 |
| Late Payment |
For credit card bills upto Rs.100, no Late Payment charges will be levied
Payment Charges are applicable at the rate of Rs.100 for credit card bills between Rs.100 and Rs.500,
Rs.350 for credit card bills between Rs.501 and Rs.10000,
Rs.500 for credit card bills between Rs.10001 and Rs.20000 and
Rs.600 for credit card bills above Rs.20000. |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Limited Lost Card Liability |
In case you lose your card, intimate us immediately. If any fraudulent transactions happen after you have intimated to us, you are fully absolved of any liability on those transactions up to Rs. 2.00 lacs. |
| Over Limit Charges |
2.5% of the over limit amount subject to minimum of Rs.500. |
| Fuel Surcharge |
2.5% |
| Service Tax |
12.36% |
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