CREDIT CARD DETAIL ICICI Bank - Airtel Gold Credit Card Card Highlights Card Class Gold (Cellular) Card Type Co Branded Issuer ICICI Bank Offered Type MasterCard Rewards Cellular Main Features 2 reward points for every Rs.100 of AirTel mobile bill, for payment through the credit card 3 reward points for every Rs.100 of AirTel mobile bill, for payment through Standing Instruction on credit card. Reward points against HPCL vouchers and ICICI Bank Xpress Rewards Booklet Fuel-surcharge waiver at HPCL petrol pumps. 2 reward points for every Rs 125 spent at HPCL Petrol Pumps.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 1.49% per month  Fees & charges   Fees & charges Add On Card Fee You can freely present a maximum of two add-on Cards to your wife, sister, brother, parents or children above 18 years of age. Cash Advance Transaction Fee 2.5% on advanced amount, subject to a minimum of Rs. 300. Finance charges on cash advances /extended credit 3.15% Late Payment 30% of min. Amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600) Free Credit Period Min.: 20 days Max.: 50 days Limited Lost Card Liability Nil Over Limit Charges 2.5% on over limit amount (subject to a min. of Rs. 500) Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee Min.: Rs 250 Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges Rs 30 Dial a Draft Fee 3% w.e.f. Feb 01, 2008 of the draft value amount subject to a minimum of Rs.300. Duplicate Statement Request Charges Rs 100 Charge Slip Request Rs 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Air/Railway Booking Comment 1.80% for Internet transactions and 2.5% for other bookings. Fuel Surcharge 2.5% Min.: Rs 10 Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Earn up to 10 reward points for every Rs. 200 spent and redeem these points against exciting options. 2 reward points for every Rs.100 of AirTel mobile bill, for payment through the credit card 3 reward points for every Rs.100 of AirTel mobile bill, for payment through Standing Instruction on credit card. For more info. Click Here  Fuel   Fuel: Surcharge Waiver Yes 0% at select HPCL pumps on select cards (max of Rs.3000 per transaction). Fuel-surcharge waiver at HPCL petrol pumps. Reward Points 2 reward points for every Rs 125 spent at HPCL Petrol Pumps. Reward points against HPCL vouchers and ICICI Bank Xpress Rewards Booklet  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility Yes EMI on Call Facility Yes Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) 22 million No. of ATMs (India) 77,000 establishments across India and Nepal  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs  Age Min.: 21 Yrs.   Max.: 58 Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs  Age Min.: 21 Yrs.   Max.: 65 Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Balance Transfer Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Home loans: a route to home sweet home Utilise credit card reward points Complete guide to education loans in India Personal loan: Lender of the last resort Fixed or floating interest rate home loan:...