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| CREDIT CARD DETAIL |
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| ICICI American Express Gold Credit Card |
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| Card Highlights |
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| Card Class |
Gold |
| Card Type |
Premium |
| Issuer |
ICICI Bank |
| Offered Type |
American Express |
| Rewards |
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Main Features
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- Earn 5 I-miles for every Rs. 100 spent on the
card, which you can redeem for a range of exciting rewards such as air-tickets, holidays, shopping vouchers, electronics and more
- Redeem your I-miles for air miles or vouchers from leading domestic and international airlines frequent flyer programmes such as Air Sahara Cosmos, Indian Airlines Flying Returns, Jet Airways Jet Privilege, Singapore Airlines KrisFlyer and more. Or redeem your I-miles into gift vouchers, electronics or even holidays.
- No expiry dates for your I-miles earned
- Discount of 3% on basic airfares and 5% on holiday packages from makemytrip.com
- Enjoy an exciting selection of year round privileges and savings in travel, leisure, dining and shopping in key destinations around the world with American Express Selects
- Access over 2,200 American Express Travel Services Office locations in over 130 countries worldwide for assistance in travel bookings and arrangements, purchase or encashment of travellers cheques, or simply to access cash
- Enjoy overseas emergency assistance and support with Global Service hotline
- Life time Free – Your ICICI Bank American Express card comes with no annual fee for life
- Free Add-On card
- 0% Balance Transfer offers for 90 days
- Round the clock customer service hotline
- I-Assist, 24x7 personal concierge services, offering a host of benefits.
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
3.15% per month |
| Introductory Period |
0 month |
| Interest Rate |
3.15% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month
(0% balance transfer offers for 90 days} |
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Fees & charges
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Fees & charges
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| Joining Fee |
Free for life |
| Annual Fee |
Free for life |
| Add On Card Fee |
Free |
| Credit Limit |
Max.: Rs 300000 |
| Cash Advance Transaction Fee |
2.5% on advanced amount, subject to a minimum of Rs 300 |
| Finance charges on cash advances /extended credit |
3.15% |
| Late Payment |
30% of minimum amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600). |
| Free Credit Period |
Min.: 22 days Max.: 52 days |
| Limited Lost Card Liability |
Nil |
| Over Limit Charges |
2.5% on over limit amount (subject to a min. of Rs. 500). |
| Cheque Bounce Fee |
Min.: Rs 250 |
| Return of Cheque Fee |
Min.: Rs 250 |
| Outstation Cheque Processing Fee |
Rs 100 1% |
| Non-Bank ATM Access / Balance Enquiry Charges |
Rs 30 |
| Dial a Draft Fee |
3% w.e.f. Feb 01, 2008 of the draft value amount subject to a minimum of Rs.300. |
| Duplicate Statement Request Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Nil |
| Charge Slip Request |
100 |
| Railway Booking Surcharge |
2.5% |
| Railway Booking Surcharge (Online) |
1.8% |
| Air/Railway Booking Comment |
1.80% for Internet transactions and 2.5% for other bookings. |
| Fuel Surcharge |
Min.: Rs 3000 |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
12.36% |
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Rewards & Benefits
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Rewards & Benefits
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| 5 I-miles for every Rs. 100 spent on the card, which you can redeem for a range of exciting rewards such as air-tickets, holidays, shopping vouchers, electronics and more
Redeem your I-miles for air miles on Singapore Airlines KrisFlyer program . Or redeem your I-miles into gift vouchers, electronics or even holidays. |
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Airline
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Airline:
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| Bookings Agent |
makemytrip.com |
| Airline Travel Benefits |
Discount of 3% on basic airfares and 5% on holiday packages from makemytrip.com |
| International Air ticket Discount |
3 % |
| Domestic Air ticket Discount |
3 % |
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
Yes |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
Yes
I-Assist, 24x7 personal concierge services, offering a host of benefits. |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
Yes |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
Yes |
| Dial a Draft Facility |
Yes |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
Yes |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs 120000.00 |
| Age |
Min.: 21 Yrs. Max.: 58 Yrs. |
| Documents Required |
Public Ltd / MNC / Govt:
Pay slip / Salary Certificate / Income Tax Returns / Form 16
Proprietorship / Partnership / Pvt. Ltd.:
Pay slip / Income Tax Returns / Form 16 |
| Documents Required - Holding Credit Card for over an year |
Photocopy of your latest Credit Card Statement
Photocopy of your Credit Card Front |
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Self Employed
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Self Employed:
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| Annual Income |
Rs 100000.00 |
| Age |
Min.: 21 Yrs. Max.: 65 Yrs. |
| Documents Required |
Income Tax Returns
Other Bank Card Documents/Specific Club memberships required for the EMI card |
| Documents Required - Holding Credit Card for over an year |
Photocopy of your latest Credit Card Statement
Photocopy of your Credit Card Front |
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Retired Pensioners
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Retired Pensioners:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: 65 Yrs. |
| Documents Required |
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Terms & Conditions
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Terms & Conditions |
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