Fees & charges
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| Add On Card Fee |
You can freely present a maximum of two add-on Cards to your wife, sister, brother, parents or children above 18 years of age. |
| Cash Advance Transaction Fee |
2.5% on advanced amount, subject to a minimum of Rs. 300. |
| Finance charges on cash advances /extended credit |
3.15% |
| Late Payment |
30% of min. Amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600) |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Limited Lost Card Liability |
Nil |
| Over Limit Charges |
2.5% on over limit amount (subject to a min. of Rs. 500) |
| Cheque Bounce Fee |
Min.: Rs 250 |
| Return of Cheque Fee |
Min.: Rs 250 |
| Outstation Cheque Processing Fee |
Rs 100 1% |
| Non-Bank ATM Access / Balance Enquiry Charges |
Rs 30 |
| Dial a Draft Fee |
3% w.e.f. Feb 01, 2008 of the draft value amount subject to a minimum of Rs 300. |
| Duplicate Statement Request Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Nil |
| Charge Slip Request |
Rs 100 |
| Railway Booking Surcharge |
2.5% |
| Railway Booking Surcharge (Online) |
1.8% |
| Air/Railway Booking Comment |
1.80% for Internet transactions and 2.5% for other bookings. |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
12.36% |
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