Fees & charges
|
|
| Annual Fee |
Rs 7000 in first year and Rs 7000 from 2nd year onwards |
| Add On Card Fee |
Nil |
| Credit Limit |
Minimum credit limit: Rs. 1,50,000
Maximum credit limit: As per Policy/Credit |
| Cash Advance Transaction Fee |
2.50% on advanced amount, subject to a minimum of Rs. 300 |
| Finance charges on cash advances /extended credit |
2.75% (Monthly) 38.48% (Annually) |
| Late Payment |
30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600 |
| Free Credit Period |
18-48 days (applicable only on retail purchases and if previous month's balance outstanding is paid in full) |
| Minimum Amount Due |
5% of Total Amount Due |
| Over Limit Charges |
5% on over limit amount (subject to a minimum of Rs. 500) |
| Return of Cheque Fee |
Rs. 250 |
| Outstation Cheque Processing Fee |
Rs 100 1% |
| Dial a Draft Fee |
3% of the draft value amount subject to a minimum of Rs.300 |
| Duplicate Statement Request Charges |
Rs. 100 |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Rs. 100 |
| Charge Slip Request |
Rs. 100 |
| Railway Booking Surcharge |
2.5% |
| Railway Booking Surcharge (Online) |
1.8% |
| Air/Railway Booking Comment |
1.80% for Internet transactions and 2.5% for other bookings |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
3.50% |
| Service Tax |
10.3% |
|
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