CREDIT CARD DETAIL ICICI Bank - Ebony Credit Card Card Highlights Card Class Standard Card Type Co Branded Issuer ICICI Bank Offered Type Visa Rewards Shopping Main Features 6 reward points on every Rs. 100/- spent Ebony (Except EMI Purchase) 1 reward point on every Rs.200 spent for all at other merchant outlets (To earn the additional reward points at Ebony please swipe your card on an ICICI Bank EDC only) Exclusive monthly offers Welcome Gift Voucher worth Rs. 250/-. Get the best of the picks at the preview of sales. No Finance charges on EMI purchases worth Rs 2500/- and reward points for every 100 Rs of the EMI.To avail this offer please ask the merchant to convert your purchase into an EMI. All the benefits of the Sterling Silver Credit Card.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 1.49% per month  Fees & charges   Fees & charges Add On Card Fee You can freely present a maximum of two add-on Cards to your wife, sister, brother, parents or children above 18 years of age. Cash Advance Transaction Fee 2.5% on advanced amount, subject to a minimum of Rs. 300. Finance charges on cash advances /extended credit 3.15% Late Payment 30% of min. Amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600) Free Credit Period Min.: 20 days Max.: 50 days Over Limit Charges 2.5% on over limit amount (subject to a min. of Rs. 500) Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee Min.: Rs 250 Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges Rs 30 Dial a Draft Fee 3% w.e.f. Feb 01, 2008 of the draft value amount subject to a minimum of Rs.300. Duplicate Statement Request Charges Rs 100 Charge Slip Request Rs 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Fuel Surcharge 2.5% Min.: Rs 10 Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits earn up to 10 reward points for every Rs. 200 spent and redeem these points against exciting options. 6 reward points on every Rs. 100/- spent Ebony (Except EMI Purchase) 1 reward point on every Rs.200 spent for all at other merchant outlets (To earn the additional reward points at Ebony please swipe your card on an ICICI Bank EDC only) For more info. Click Here  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility Yes EMI on Call Facility Yes Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) 22 million No. of ATMs (India) 77,000 establishments across India and Nepal  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs  Age Min.: 21 Yrs.   Max.: 58 Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs  Age Min.: 21 Yrs.   Max.: 65 Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Balance Transfer Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Fixed deposits in India: Benefits,... Getting the best rates on your personal... Collateral and co-applicant requirements... Know your home loan better The right age for home loans!