Fees & charges
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Joining Fee |
Will be communicated at the time of issuing card |
Annual Fee |
Will be communicated at the time of issuing card |
Cash Advance Transaction Fee |
2.50 % on advanced amount, subject to minimum of Rs. 300 |
Finance charges on cash advances /extended credit |
1.99% (Monthly), 23.88% (Annually) |
Penalty Interest Rate |
3.40% p.m. (40.8% p.a.) |
Late Payment |
30% of minimum amount due, subject to min. of Rs. 400 and max. of Rs. 600 |
Free Credit Period |
Min.: 18 days Max.: 48 days |
Over Limit Charges |
2.5% of over limit amount, subject to a minimum of Rs. 500 |
Cheque Pickup Fee |
Rs 100 |
Cheque Bounce Fee |
Rs. 250 |
Return of Cheque Fee |
Rs. 250 |
Outstation Cheque Processing Fee |
Rs 100 1% |
Dial a Draft Fee |
3% of the draft value amount subject to a minimum of Rs.300 |
Duplicate Statement Request Charges |
Rs. 100 |
Replacement Card Charges |
Rs 100 |
Charge Slip Request |
Rs. 100 |
Railway Booking Surcharge |
2.5% |
Railway Booking Surcharge (Online) |
1.8% |
Air/Railway Booking Comment |
1.80% for Internet transactions and 2.5% for other bookings |
Fuel Surcharge |
2.5% Min.: Rs 10 |
Foreign Currency Transaction Charges |
3.50 |
Service Tax |
10.3% |
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