CREDIT CARD DETAIL ICICI Bank Future Card Card Highlights Card Class Standard Card Type Shopping Issuer ICICI Bank Offered Type Visa Rewards Shopping Main Features Aaj se kharchey ban gaye kamai! - Get discounts/offers on swiping the Future Card at the partner outlets- Big Bazaar, Food Bazaar, Pantaloons, Home Town, eZone, Central, Electronics Bazaar, Furniture Bazaar, Spoon, Spaghetti, futurebazaar.com, VLCC, The Apollo Clicnic. HPCL outlet, Yatyra, etc. For SIlver variants : All features of Sterling Silver card valid For Gold variants : All features of Solid Gold card valid  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month  Fees & charges   Fees & charges Joining Fee Nil Annual Fee Nil Add On Card Fee Nil Cash Advance Transaction Fee 2.5 on advance amount, subject to a minimum of Rs 300. Finance charges on cash advances /extended credit 3.15% (Monthly), 45.09% (Annually) Late Payment 30% of minimum amount outstanding (subject to min. of Rs 350 and max. of Rs 600) Free Credit Period Min.: 20 days Max.: 52 days Over Limit Charges 2.5% on over limit amount (subject to a min. of Rs 500) Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee Min.: Rs 250 Non-Bank ATM Access / Balance Enquiry Charges Rs 30 Dial a Draft Fee 2.5 of the draft value amount subject to min. of Rs 300 Duplicate Statement Request Charges Rs 100 Emergency Replacement(when overseas) Nil Charge Slip Request Rs 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Air/Railway Booking Comment 1.80% for internet transactions and 2.5% for other bookings Fuel Surcharge 2.5% Min.: Rs 10 Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits 2 Points* on every Rs 100 spends at Future Outlets and 1 point on every Rs 200 spends on other outlets. * To get the 2 RP please ensure card is swiped on ICICI Bank Terminal only  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage Domestic Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service No Insurance: Hospitalization Benefits No  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Can we claim tax benefits on home loan and... Manage your loans, avoid recovery agents The best education loan from banks in... Handle your credit card with Care Regular fixed deposits in India: Great way...