ICICI Bank Future Card : ICICI Bank : Rupee Times

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ICICI Bank Future Card

Card Highlights

Card Class	Standard
Card Type	Shopping
Issuer	ICICI Bank
Offered Type	Visa
Rewards	Shopping

Main Features

Aaj se kharchey ban gaye kamai! - Get discounts/offers on swiping the Future Card at the partner outlets- Big Bazaar, Food Bazaar, Pantaloons, Home Town, eZone, Central, Electronics Bazaar, Furniture Bazaar, Spoon, Spaghetti, futurebazaar.com, VLCC, The Apollo Clicnic. HPCL outlet, Yatyra, etc. For SIlver variants : All features of Sterling Silver card valid For Gold variants : All features of Solid Gold card valid

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3.15% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	0% per month

Fees & charges

Fees & charges

Joining Fee	Nil
Annual Fee	Nil
Add On Card Fee	Nil
Cash Advance Transaction Fee	2.5 on advance amount, subject to a minimum of Rs 300.
Finance charges on cash advances /extended credit	3.15% (Monthly), 45.09% (Annually)
Late Payment	30% of minimum amount outstanding (subject to min. of Rs 350 and max. of Rs 600)
Free Credit Period	Min.: 20 days Max.: 52 days
Over Limit Charges	2.5% on over limit amount (subject to a min. of Rs 500)
Cheque Bounce Fee	Min.: Rs 250
Return of Cheque Fee	Min.: Rs 250
Non-Bank ATM Access / Balance Enquiry Charges	Rs 30
Dial a Draft Fee	2.5 of the draft value amount subject to min. of Rs 300
Duplicate Statement Request Charges	Rs 100
Emergency Replacement(when overseas)	Nil
Charge Slip Request	Rs 100
Railway Booking Surcharge	2.5%
Railway Booking Surcharge (Online)	1.8%
Air/Railway Booking Comment	1.80% for internet transactions and 2.5% for other bookings
Fuel Surcharge	2.5% Min.: Rs 10
Foreign Currency Transaction Charges	3.5%
Service Tax	12.36%

Rewards & Benefits

Services & Features

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	Domestic
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	Yes
Rewards Programme	Yes
Global Emergency Assistance Service	No

Insurance:

Hospitalization Benefits

No

Eligibility Criteria

Terms & Conditions

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