Fees & charges
|
|
| Joining Fee |
NIL |
| Annual Fee |
For 1st year - Rs. 500
From second year onward If the total spend on the card is Rs.50,000 or more during a year, the annual fee will be waived in the subsequent year. If total spend is less than Rs. 50,000 during a year, the annual fee will be levied in the subsequent year. |
| Add On Card Fee |
NIL |
| Cash Advance Transaction Fee |
2.50% on advanced amount, subject to a minimum of Rs.300 |
| Finance charges on cash advances /extended credit |
Monthly rate - 3.40%
Annual rate - 40.80% |
| Late Payment |
30% of Minimum Amount Due (subject to a minimum of Rs.400 and a maximum of Rs.700) |
| Over Limit Charges |
2.50% on the over-limit amount (subject to a minimum of Rs.500) |
| Cheque Pickup Fee |
Rs 100 |
| Return of Cheque Fee |
Rs.250 per returned cheque |
| Outstation Cheque Processing Fee |
Rs 100 1% |
| Non-Bank ATM Access / Balance Enquiry Charges |
1% of the cheque value, subject to a minimum of Rs.100 |
| Dial a Draft Fee |
3% of the draft value amount subject to a minimum of Rs.300 |
| Duplicate Statement Request Charges |
Rs.100 (beyond three months) |
| Replacement Card Charges |
Rs 100 |
| Charge Slip Request |
Rs.100 per chargeslip |
| Railway Booking Surcharge |
2.5% |
| Railway Booking Surcharge (Online) |
1.8% |
| Air/Railway Booking Comment |
1.80% of transaction value for Internet transactions and 2.50% for other bookings |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
10.3% |
|
Twitter