| ICICI Bank Ascent American Express Credit Card |
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| Card Highlights |
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| Card Class |
Platinum/Titanium |
| Card Type |
Premium |
| Issuer |
ICICI Bank |
| Offered Type |
American Express |
| Rewards |
Travel |
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Main Features
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- Provogue - Year long 10% discount at exclusive Provogue Studios.
Note:Not applicable during sales and special promotions.
- American Express SelectsSM bringing you global and local privileges and savings in travel, leisure, dining and shopping.
http://www.americanexpressofferzone.com/selects/homepage.aspx?cntry=IN&lang=EN
- As a way of saying 'welcome aboard' you get to choose one of the following privileges:
- Shopping vouchers worth Rs 7,000 from Provogue.
- Exclusive Privileges from Taj Hotels Resorts and Palaces.
- Travel and Hotel Vouchers worth Rs 10,000 from Yatra.com.
- 7,000 reward points to redeem from ICICI Bank Hand-Picked Rewards.
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
3.15% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month
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Fees & charges
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Fees & charges
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| Cash Advance Transaction Fee |
2.50% on advanced amount, subject to a minimum of Rs. 300 |
| Finance charges on cash advances /extended credit |
3.15% (monthly),45.09%(Annually) |
| Late Payment |
30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600 |
| Over Limit Charges |
2.5% of over limit amount, subject to a minimum of Rs. 500 |
| Cheque Bounce Fee |
Rs. 250 |
| Return of Cheque Fee |
Rs. 250 |
| Outstation Cheque Processing Fee |
Rs 100 1% |
| Non-Bank ATM Access / Balance Enquiry Charges |
Rs. 30 |
| Dial a Draft Fee |
3% of the draft value amount subject to a minimum of Rs.300 |
| Duplicate Statement Request Charges |
Rs. 100 |
| Replacement Card Charges |
Rs 100 |
| Charge Slip Request |
Rs. 100 |
| Railway Booking Surcharge |
2.5% |
| Railway Booking Surcharge (Online) |
1.8% |
| Air/Railway Booking Comment |
1.80% for Internet transactions and 2.5% for other bookings |
| Fuel Surcharge |
2.5% |
| Foreign Currency Transaction Charges |
3.50% |
| Service Tax |
12.36% |
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Rewards & Benefits
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Rewards & Benefits
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| • Earn 6 reward points on every Rs 100 spent on dining, shopping at leading departmental stores, air tickets booked through airline offices and websites, and overseas expenditure
• Earn 6 reward points on every Rs 100 spent at Taj Hotels Resorts and Palaces, Provogue and Yatra.com. All other transactions, except fuel transactions, earn you 3 reward points per Rs 100 spent.
With attractive rewards program, you can redeem up to Rs. 600 of gift vouchers for every Rs. 10,000 you spend, giving you up to 6% back in rewards to revel in. |
| For more info. |
Click Here |
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Airline
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Airline:
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| Airline Travel Benefits |
Yatra.com - 1.5x Yatra Miles on your travel bookings and exclusive quarterly offers |
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Hotel
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Hotel:
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| Booking Discount |
Yes |
| Description (Booking Discount) |
Taj Hotels Resorts and Palaces - Enhanced privileges and savings on room stays |
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
Yes |
| Add On Card |
Yes |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
Yes
i-ASSIST, your personal round-the-clock lifestyle concierge service to assist you whenever you need help.
Domestic Concierge Services: Make the most of the following services while in India:
1. Car Rental and Limousine Service - I-Assist makes sure you travel in style. Because no matter where you are in the world, whenever you need transport, we make sure that a chauffeur-driven car is at your disposal.
2. Hotel Referral and Reservation – Experience comfort, even before you begin your holiday. Simply call us and we’ll take care of all your arrangements with the finest hotels across the world.
3. Restaurant Referral and Reservation – Be it entertaining a client, or celebrating your daughter’s birthday in style, we’re here to suggest the perfect restaurant for every occasion. We even book your table for you, making sure you dine in style.
4. Flight Referral and Reservation – Booking tickets the conventional way is a thing of the past. Just one call to our deft I-Assist team, and you can be sure you will have a reserved ticket on a classy airline in no time.
5. Movie Tickets – Standing in queues for movie tickets is passé. Our team makes sure your tickets and bought and delivered to your doorstep. All you have to do is enjoy the film. (Note: This service is limited to the premium movie offering tele-booking, online booking and home delivery of tickets. This service is available in New Delhi, Mumbai, Bangalore and Chennai).
6. Flower & Gift Assistance – You never have to bother about choosing and sending gifts to your loved ones. Our team does it for you. Selecting the choicest flowers and gifts and making your loved ones feel special. |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
Yes |
| Dial a Draft Facility |
Yes |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
Yes |
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Insurance:
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| Air Accident |
Air-accident insurance of up to Rs 1 crore (@) |
| Hospitalization Benefits |
No |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Public Ltd / MNC / Govt:
Pay slip / Salary Certificate / Income Tax Returns / Form 16
Proprietorship / Partnership / Pvt. Ltd.:
Pay slip / Income Tax Returns / Form 16 |
| Documents Required - Holding Credit Card for over an year |
Photocopy of your latest Credit Card Statement
Photocopy of your Credit Card Front |
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Self Employed
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Self Employed:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Income Tax Returns
Other Bank Card Documents/Specific Club memberships required for the EMI card |
| Documents Required - Holding Credit Card for over an year |
Photocopy of your latest Credit Card Statement
Photocopy of your Credit Card Front |
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Terms & Conditions
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Terms & Conditions |
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