ICICI Bank Sapphiro MasterCard Credit Card : ICICI Bank : Rupee Times

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CREDIT CARD DETAIL

ICICI Bank Sapphiro MasterCard Credit Card

Card Highlights

Card Class	Platinum/Titanium (Travel & Shopping)
Card Type	Travel
Issuer	ICICI Bank
Offered Type	MasterCard
Rewards

Main Features

Restaurant referral and reservation. Flower and gift assistance. Hotel referral and reservation. The reward points can be redeemed at www.paypack.in. Car rental and limousine service. Medical Concierge privileges. A unique microchip embedded in your MasterCard Credit Card protects against counterfeiting and duplication.

Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	0% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	0% per month

Fees & charges

Joining Fee	Rs 25000
Annual Fee	Rs 3500
Cash Advance Transaction Fee	2.50% on advanced amount, subject to a minimum of Rs.300.
Late Payment	30% of Minimum Amount Due (subject to a minimum of Rs. 400 and a maximum of Rs. 700).
Limited Lost Card Liability	Rs. 50,000 - 2 days (pre-reporting) and 7 days (post-reporting).
Over Limit Charges	2.50% on the over-limit amount (subject to a minimum of Rs. 500).
Cheque Pickup Fee	Rs 100
Return of Cheque Fee	Rs. 250 per returned cheque.
Outstation Cheque Processing Fee	Rs 100 1%
Dial a Draft Fee	3% of the draft value amount subject to a minimum of Rs. 300.
Duplicate Statement Request Charges	Rs 100
Replacement Card Charges	Rs 100
Charge Slip Request	Rs.100 per chargeslip.
Air/Railway Booking Comment	1.80% of transaction value for Internet transactions and 2.50% for other bookings.
Fuel Surcharge	2.5%
Foreign Currency Transaction Charges	3.5%
Service Tax	12.36%

Rewards & Benefits

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	Yes
Invitation to Special Events	No
Road Assistance	Yes
Forex & Travel Cheque Services	Yes
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	Yes
EMI on Call Facility	No
Dial a Draft Facility	Yes
Rewards Programme	Yes
Global Emergency Assistance Service	Yes

Insurance:

Air Accident	3 crore
Purchase Protection	Baggage Insurance - upto Rs. 25,000.
Hospitalization Benefits	No
Credit Shield	Rs. 50,000.

Eligibility Criteria

Terms & Conditions

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