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CREDIT CARD DETAIL ICICI Bank – Indiatimes Credit Card Card Highlights Card Class Standard Card Type Co Branded Issuer ICICI Bank Offered Type Visa Rewards Main Features Free gift voucher worth Rs. 151 for shopping at www.indiatimes.com 5% cash back on Airline Tickets purchased at www.indiatimes.com, valid upto 31 March, 2008 (offer not valid for Air Deccan and Spice Jet Airline tickets) 10% cash back on special shopping zone at www.shopmore.indiatimes.com, valid upto March 31, 2008 4 reward points for every Rs. 200 /- spent at www.indiatimes.com. Special net security for all transactions upto Rs. 20,000/- at www.indiatimes.com, free of cost to the cardholder. 1 reward point for every Rs. 200 /- spend for spends across merchant establishments. Option of redeeming the accumulated reward points against the indiatimes gift voucher. The gift voucher can be used for shopping at www.indiatimes.com. All the benefits of the ICICI Bank Sterling Silver Card.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 1.49% per month  Fees & charges   Fees & charges Add On Card Fee You can freely present a maximum of two add-on Cards to your wife, sister, brother, parents or children above 18 years of age. Cash Advance Transaction Fee 2.5% on advanced amount, subject to a minimum of Rs. 300. Finance charges on cash advances /extended credit 3.15% Late Payment 30% of min. Amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600) Free Credit Period Min.: 20 days Max.: 50 days Limited Lost Card Liability Nil Over Limit Charges 2.5% on over limit amount (subject to a min. of Rs. 500) Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee Min.: Rs 250 Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges Rs 30 Dial a Draft Fee 3% w.e.f. Feb 01, 2008 of the draft value amount subject to a minimum of Rs.300. Duplicate Statement Request Charges Rs 100 Charge Slip Request Rs 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Air/Railway Booking Comment 1.80% for Internet transactions and 2.5% for other bookings. Fuel Surcharge 2.5% Min.: Rs 10 Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Earn up to 10 reward points for every Rs. 200 spent and redeem these points against exciting options. 4 reward points for every Rs. 200 /- spent at www.indiatimes.com. 1 reward point for every Rs. 200 /- spend for spends across merchant establishments. For more info. Click Here  Cash Back   Cash Back: Description 5% cash back on Airline Tickets purchased at www.indiatimes.com, valid upto 31 March, 2008 (offer not valid for Air Deccan and Spice Jet Airline tickets) 10% cash back on special shopping zone at www.shopmore.indiatimes.com, valid upto March 31, 2008.  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility Yes EMI on Call Facility Yes Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) 22 million  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs  Age Min.: 21 Yrs.   Max.: 58 Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs  Age Min.: 21 Yrs.   Max.: 65 Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Balance Transfer Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Personal loans in India: Features and... FD: Opportunity for retirees to diversify... Evaluate Hidden costs before buying a house Your EMIs may help you to reduce your tax... Plan for your retirement